TYPES OF NEGOTIABLE INSTRUMENT Section 13 of the Negotiable Instruments Act states that a negotiable instrument is a promissory note‚ bill of exchange or a cheque payable either to order or to bearer. Negotiable instruments recognised by statute are: (i) Promissory notes (ii) Bills of exchange (iii) Cheques. Negotiable instruments recognised by usage or custom are: (i) Hundis (ii) Share warrants (iii) Dividend warrants (iv) Bankers draft (v) Circular notes (vi) Bearer debentures (vii) Debentures
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Bible talk about wisdom Intro: Good morning class and fellow students today I am going to talk wisdom‚ and how we can use it in our daily life. But first let me ask a question to the class. What is Wisdom? What is the purpose of wisdom? Knowledge guided by insight and understanding. Reverence for God is the source of wisdom (Proverbs 9:10). In order to receive wisdom we must ask God for this guidance in our time of need. For example‚ if we are being pressured by our peers‚ asking God for wisdom
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The importance of a management rights clause. The management rights clause in relation to a collective agreement is a clause put in force to give the union and employers an idea on the level autonomy the employer has in running the day to day business operations. While some collective agreements make an attempt to cover every possible aspect within this clause it is not practical nor possible to do so. With this clause‚ management is given certain rights to make decisions that affect the workplace
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Attachment………………………………………………..………………..……..3 2.1. Course description 2.2. Course objectives 2.3. Implementation Phase 1: Planning Phase II: Attachment Activities and Report 3. Grading…………………………………………….…………………………………………..…………4 3.1. Grading guidelines 4. Guidelines for writing attachment report…………………………………………………..………… 4 4.1 Title page 4.2 Dedication 4.3 Acknowledgement 4.4 Abstract 4.5 Table of content 4.6 List of symbols and abbreviation 4.7 Chapter 1 4.8 Chapter 2 4.9 Chapter 3 4.0 List
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FROM: Michelle Moscato SUBJECT: The 35 year failure of the Dietary Guidelines for Americans DATE: October 23‚ 2015 The Dietary Guidelines for Americans is a policy that was developed in order to ensure the health and wellness of the citizens of the United States. However‚ due to inept scientific research and evidence‚ these initial guidelines not only led to increased rates of obesity‚ but also the chronic diseases resulting from it causing millions of dollars in preventable healthcare costs. Despite
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wants to receive the best therapy without paying a large amount of money. When you think about this idea‚ this plan would take time to execute. One of the cons of living in a country like the United States is that we citizens expect to have things right when we want them. I totally agree that we deserve the best services at the lowest prices. But how should we go about executing this plan? We will have to balance the plan between two approaches‚ the fee-for-service care and managed care. As well as their
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CHAPTER I INTRODUCTION The Role of Research in Total Development The role of research in the total development of a country cannot be undermined. Twenty-five percent of a country’s development enabler - the biggest chunk among competitive enablers - is its manpower’s research and development productivity. Many even wonder‚ let alone argue as to what are the indicators used to rank universities in Asia when many believe many a university in the country are much better than their counterparts in
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An exclusion clause is a term in a contract purporting to exclude or restrict the liability of one or more parties to the contract for breach of obligation . Exclusion clauses are controlled by common law and statute. The Unfair Contract Terms Act 1977 (UCTA 1977) and the Unfair Terms in Consumer Contracts Regulations 1999 (UTCCR 1999) confine the extent to which an individual can exclude or limit his business liability towards consumers. The Office of Fair Trading runs an unfair terms unit which
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Non-finite Clauses There are three kinds of non-finite clauses‚ namely those whose verb groups contain infinitives‚ or present participles‚ or past participles. We’ll first consider infinitives. In (1)‚ there are two lexical verbs‚ expected and go. This means there are two clauses‚ which I have put brackets around. The non-finite clause her to go is the object of expected. This non-finite clause can of course be rephrased by means of a finite clause‚ as in (2): (1) [I expected [her to go]]
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an experiment’s results. The real question that needs to be asked is ‘Do the ends justify the means?’ So‚ do the results from an experiment have so many positive applications within society that we can forget researchers didn’t stick to the BPS guidelines*? Well‚ consider the following example; Sherif (1935)** tested if people use the behaviour of others to decide what to do when uncertain. In a dark room participants focused on a single spotlight and were asked how far the light moved. They completed
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