Matthew and David- Thank you for the opportunity to interview for the Loan Officer Training Program at your brokerage. I will not reiterate my interest in the program because I hope that is clear by now. But more so address the cons that I face as a potential MLO. Being young and not from around here. As I told Dave‚ I am the oldest of 6 little people‚ my siblings. I helped my single parent mother raise Billy‚ Angel‚ Shakirah‚ Michael‚ Maykalya‚ and Victoria in Chicago‚ and as a result I had
Premium Family Mother High school
International Business Machines‚ abbreviated IBM and nicknamed "Big Blue"‚ is a multinational computer technology and IT consulting corporation headquartered in Armonk‚ New York‚ United States. The company is one of the few information technology companies with a continuous history dating back to the 19th century. IBM manufactures and sells computer hardware and software (with a focus on the latter)‚ and offers infrastructure services‚ hosting services‚ and consulting services in areas ranging from
Premium IBM
CASE 15: THE FALL OF IBM Justin Marc C. Tariman B.S.B.A. MKTG 4 March 14‚ 2013 EXECUTIVE SUMMARY Purpose The purpose of this case study analysis report to understand and formulate a set of actions for the case of a company that is experiencing rapid environment changes and difficulty in protecting its core business such as how IBM perceived its mainframes as king of computers. Problem IBM biggest problems include its huge size‚ highly bureaucratic decision making approach‚and
Premium Case study Management Scientific method
IBM Corporation In the seven years (since 1994)‚ that Lou Gerstner reigned over IBM‚ the company’s earnings per share increased an average of 27% per year. This remarkable increase in earnings did not go unnoticed by the securities markets. Indeed‚ the company’s market value grew from less than $30 billion to over $200 billion during the period. Use the following financial statement data to: 1. Decompose IBM’s ROE (by quarter) and discuss the factors (and trends) that contribute to Big Blue’s profitability
Premium Generally Accepted Accounting Principles Revenue Stock
those IBM provides. It is helpful to have detailed Web site metrics because it allows the company to see customer behaviors and in turn be able to make business decisions based on the data. Collecting data‚ connecting the data together and leveraging it. That data that is internal to organization through CRM systems‚ billing systems then gives the company the ability to find synergy in that data and combine it‚ cleanse it‚ rationalize it into a structure that is compatible with programs like Cognos
Premium Decision making World Wide Web Business intelligence
IBM CASE STUDY - DECADE OF TRANSFORMATION The IBM’s rise to the top and its abrupt fall followed by its decade of transformation‚ boldly highlights the importance of a solid strategy IBM was the synonym for greatness and profitability during early 1990’s but the lack of company’s ability to foresee into the future & its internal issues cost the company bigtime.It registered its first loss during 1991 mainly due to its inability to adopt to the customer centric PC industry. Phase 1: Incremental Improvement
Premium Management The Current
CHAPTER - 1 Meaning & Concept of Workforce Diversity (Figure No. 1.01) Diverse Workforce Source : Ref No. [3] 1.1.1 The Meaning of Diversity Not all methods work for all people. In particular‚ we want to employ methods that successfully introduce (or re-introduce) people to their bodies‚ minds‚ souls & spirits‚ in such a way that they will start to make the habits of balance & synergy permanent in their lives. Diversity: Diversity means different people deserve
Premium IBM Discrimination
The Wisdom of My Crowd: Motivation and Audience in Enterprise Social Tagging Jennifer Thom-Santelli Cornell University‚ HCI Group 301 College Avenue Ithaca‚ NY USA 14850 +1 607 255 7826 Michael J. Muller IBM Research One Rogers Street Cambridge‚ MA USA 02142 +1 617 693 4235 jt17@cornell.edu michael_muller@us.ibm.com ABSTRACT Social tagging systems allow users to share resources categorized according to community-generated tags. These systems serve to organize personal information
Premium
1890-1938: The early years IBM was incorporated in the state of New York on June 15‚ 1911 as the Computing-Tabulating-Recording Company. But its origins can be traced back to 1890‚ during the height of the Industrial Revolution‚ when the United States was experiencing waves of immigration. The U.S. Census Bureau knew its traditional methods of counting would not be adequate for measuring the population‚ so it sponsored a contest to find a more efficient means of tabulating census data. The
Premium IBM Computer
The culture values of Thomas Watson which made IBM corp. adopt were “THINK” and “Professionalism” in order to inspire and motivate staff‚ work hard and adhere to high ethical standards which were defining attributes for American professionalism. “Job security” was also a main value of IBM Corp. offering lifetime employment guarantees for its employees in order to show loyalty and motivate them in offering good services. These values not only made IBM one of the most stable and profitable company
Premium Great Depression Employment IBM