highly lucrative bank. Banco Compartamos portrays itself as the gentler lender to Mexico’s poor. Compartamos means "let’s share‚" reflecting the philosophy of its founders‚ the two Carlos’. The non-profit Grameen Bank model and the commercial for-profit Banco Compartamos have many differences‚ the fundamental distinctions between them is in their funding methods. Grameen Bank funds microloans primarily through local funds usually from savings deposits‚ while Compartamos Banco takes a funding approach
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Jurisdiction DE VERA v. DE VERA G.R. No. 172832 April 7‚ 2009 Facts: Petitioner‚ Rosario T. de Vera‚ filed a bigamy case against her spouse Geren A. de Vera and Josephine F. Juliano after allegedly contracting a second marriage with the latter‚ which likewise has previous knowledge that accused he is still validly married to petitioner. Accused Geren pleaded guilty on arraignment but prayed on a latter motion that he be allowed to withdraw it in order to avail of the mitigating circumstance
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Introduction Countrywide Financial Corporation projected being the largest real estate mortgage company in the United States. In 1969‚ Angelo Mozilo and his partner David Loeb‚ founded Countrywide in New York with the vision of providing a diversified real estate lending service. The company’s intentions were phenomenal as well as the initial profitability; however‚ unethical behavior took place within the company causing a huge loss. The predatory lending actions relied on fraudulent and misconduct
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Case De Beers Strategy 2011-2012 Martijn Hartog 308693 Question 1: What functions does the CSO perform as a global intermediary? How do these functions help expend the economic pie in the diamond industry? The CSO operates as preferred (primary) buyer of rough diamonds all over the world. These rights are contracted with countries and mines for a period of five years. This in order to dominate to dominate and regulate the world rough diamond industry. This by adjusting the amount of supply flowing
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Executive Summary De Havilland is a Canadian aviation company that is in the process of determining how to contract out the supply of its flap shrouds and equipment bay doors for its Dash 8 aircraft. Its current supplier‚ Dollard Plastics is believed to be charging a large premium over market price and for that reason‚ a completive tender was issued to test De Havilland’s hypothesis. After receiving bids from 9 companies‚ a strategic review of De Havilland’s options and alternatives was conducted
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Doing Business in Argentina Argentina has a stable political structure and the government is working on developing economy. I would choose to produce and sell solar panels in Argentina through Joint Venture with an Argentina company‚ which is one of the Investment Entry Mode. And I would send 1 in sales‚ 2 engineers‚ 1 accountant‚ 1 in shipping‚ 3 technicians‚ and 2 managers. Market reasons: Firstly‚ Argentina has enriched solar resource. “Argentina’s eastern plains and north western regions
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Bachelor and Spinster Balls (B&S) events are hosted regularly in rural Australia‚ known locally as "B & S Balls" or simply "B&S’s". They are staged for young (18 years and over) spinsters and bachelors and traditionally the couples dress up in formal wear.[1] Large volumes of cheap alcohol such as beer‚ spirits‚ Bundaberg Rum and Jim Beam can be consumed. The activities usually start at night and run until morning‚ but from mid-afternoon people will start to arrive and the partying/drinking will
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S&S Air‚ Inc. 2009 Income Statement Sales COGS Other Expenses Depreciation EBIT Interest Taxable Income Taxes (40%) Net Income $20‚077‚000 $14‚985‚000.00 $2‚399‚000.00 $655‚000.00 $2‚038‚000.00 $362‚000.00 $1‚676‚000.00 $670‚400.00 $1‚005‚600.00 Dividends Add. To RE $205‚000.00 $800‚600.00 2009 Balance Sheet Current Assets Cash AR Inventory Total CA Fixed Assets Net P&E Total Assets 1. Ratios Current Ratio Quick Ratio Current Liabilities $365‚040 $1‚534‚680 $1‚238‚500 $3‚138‚220 AP Notes Payable
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the struggle for democracy was a long and exhausting one (Budeli‚ 2009: 68). Argentina also suffered among the hands of the military regime‚ as the lives of ordinary people was accompanied with hunger and a forceful government (Brysk‚ 1994: 1). The trade union movement has been pivotal in both of the countries‚ as the labour movements were able to mobilise towards better countries. In this essay‚ South Africa and Argentina ’s trade union struggles will be discussed through a political-economic and historical
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In the 10 days after May 7‚ AOL stock lost more than 23% of its value. What makes the announcement so remarkable is that the week before the announcement‚ Steve Case told Robert Seidman: "We’ve done a lot of price testing -- of lower and higher monthly fees‚ with varying amounts of free time -- and there’s a reason why we’re still at $9.95 for 5 hours. If we thought we could attract more customers with
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