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    Integrated Case 5-42 First National Bank Time Value of Money Analysis You have applied for a job with a local bank. As part of its evaluation process‚ you must take an examination on time value of money analysis covering the following questions. A. Draw time lines for (1) a $100 lump sum cash flow at the end of Year 2‚ (2) an ordinary annuity of $100 per year for 3 years‚ and (3) an uneven cash flow stream of -$50‚ $100‚ $75‚ and $50 at the end of Years 0 through 3. ANSWER: [Show

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    Background Information: There are many ionic compounds that contain one or more waters of hydration in their formulae. They exists either in anhydrous or hydrated form. Most anhydrous compounds have a strong tendency to absorb water from the humidity in the atmosphere and shifts into a hydrated form. Because of that phenomenon‚ those compounds are used to reduce moisture in places where water moisture can damage certain products. The anhydrous compounds are separated into three categories: hygroscopic

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    such away that its component cannot be change by simple distillation. Objective In this experiment we aim to demonstrate that we can separate two volatile compounds from a mixture due to the different chemical properties of each compound. We will accomplish this by a separation procedure known as distillation‚ which relies on each compound having a distinct and separate boiling point. Our pure products will be analyzed with gas chromatography to determine the success of the distillation. Data

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    Recrystallization is used for the purification of solid compounds. The recrystallization process relies on the fact that majority of compounds are more soluble in hot solvent than in cold. The hot saturated solution containing the compound will have unwanted impurities and will be filtered out and cooled to produce the pure crystal constituents of the compound. Thin layer chromatography can be used as a physical method to segregate compounds from natural sources. E.g. Spinach leaves are visibly

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    Time Value of Money

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    instead of time value of money tables. The reason is so that students are able to answer all sorts of questions that involve interest rates and time period that are not available in the tables. OUTLINE OF THE NOTE A. Simple Interest B. Compound Interest 1. Single Amount • Future Value • Present Value • Finding the time period • Finding interest rate • Effective annual rate (EAR) • Continuous compounding 2. Multiple Cash Flows i) Annuity • The basics • Future Value of Annuity

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    The Difference Between Simple Interest and Compound Interest We will be going into the difference between simple interest and compound interest. The results can be astounding when comparing the two results of any kind of example when comparing the two. To understand your finances and how your money works this will be a very integral part of knowledge. The first and most important difference between these two types of interest is that in compound interest you begin to earn interest on the interest

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    My docu

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    environment problems or issues‚ chemicals to help us in our health or chemicals to prevent or curing a disease. I am grateful because they are there to help us in our surroundings and health. You know‚ I didn’t understand those organic or carbon compounds in a deeper meaning. All I know is they are chemicals like LPG‚ kerosene‚ alcohol and gasoline. And I know now that calcium carbide

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    measure the amount of chemicals that are in a solution. It is a simple method to use and it is useful to use in different branches of chemistry. Many industries use the variety of forms of titrations so they can either develop or analyse key chemical compounds because it is resourceful. Titrations are used in companies in many areas of society. Acid Rain Environmental scientists analyse precipitation and how it responds to pollution. A titration is usually used to calculate the amount of natural rain

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    Organic Chem experience 11

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    acid from methyl salicylate. To do an organic synthesis‚ it is needed to chemically modify the molecules of another compound to end up with the desire compound. Methyl salicylate is the major constituent of wintergreen oil‚ which is why it was used in this experiment as the starting material. The new technique used in this experiment is heating under reflux. Many organic compounds‚ when heated become volatile and it is easy to lost some. The idea of this technique is to add a vertical condenser to

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    5

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    Environmental Chemistry It often matters how much given atoms combine‚ in what arrangement‚ with what others‚ what impulse they receive‚ and what impart. The same ones make up earth‚ sky‚ sea‚ and streams; the same as the sun‚ the animals‚ grains and trees‚ but mingling and moving in every different ways. - Lucretius (95-52 B.C.) in The Nature of Things I. Physical Chemistry Why is Physical Chemistry important in the study of Environmental Engineering? • Applied physical chemistry procedures

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