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    and terms and conditions of the contract on the basis of the information which is provided by the consumers. The law enforces a duty of disclosure on consumers when they are looking to take a new insurance cover or wants to renew the existing insurance cover. Insurance company may be able to reject to pay a claim or a part of claim if the policyholder has not compiled with their duty of disclosure

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    The Audit Risks Assessment Model and Potential Areas of Improvement By: Patrick S. Fields Fraud and the Creation of Sarbanes-Oxley Following the multitude of fraud scandals in the early 2000’s‚ such as Enron and WorldCom‚ many accounting firms found themselves as part of a thorough investigation to determine what exactly caused the sudden outburst of accounting fraud. As investors and creditors pursued their lost money from the these business failures‚ accounting firms began to garner attention

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    it should become more like a science so that theories could be tested and proved right or wrong to make it more valid. One advantage of using the scientific method in psychology is that it can be falsified. This means that it can be proven wrong. The aim of the scientific method is to test a hypothesis by falsifying it i.e. rejecting the null hypothesis. This is an advantage because it is not possible to prove a hypothesis correct but you can prove it wrong. For example the main objection to Freud’s

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    1. Gharar can be described as a technical regulation in Saudi that has specific implication when settling disputes. It is forbidden in Islamic law by Qur’an when the operation concerned is risky and could result in deceit of one of the parties (http://www.investopedia.com/terms/g/gharar.asp). In this case‚ the U.S could claim that the reparation cost of breaching the contract could be classified as Gharar as it is specific to Islamic law: Saudi being an Islamic country with applicable jurisdiction

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    Week 1 Case Studies David Fernandez School Law Use of Facilities by Religious Groups 1. Yes‚ I believe the Bible club has legitimate grounds to file suit for use of school facilities. Principal Gayle Dixon’s decision to deny the club use is based on her interpretation of the club’s charter to be discriminatory and not necessarily the law’s or districts. 2. No‚ I would say principal Dixon is not justified to deny use of school facilities because she is making the judgment based her beliefs

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    ii. Stakeholder One: Congress (Democratic Party) Since Democratic Party is the one who proposed this law‚ most Democratic senators supported the medical device tax law. Obviously‚ this law will make the implementation of Affordable Care Act become more easier. The Affordable Care Act will be successfully only when government has enough money. Moreover‚ although many medical device manufacturers asserted that this tax is harmful to their businesses‚ these senators think that this tax just a small

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    "The formation of a contract is not to be confused with its legal enforceability" Discuss. A contract is put in place to provide a legal link between each party. Therefore it is important to understand on how a contract is formed and what are the steps and requirements to make sure the contract stays legally enforceable. In order for a contract to exist‚ there are four key elements to it. An offer must firstly be made by the offerer‚ followed by the acceptance of the offer by the offeree. Considerations

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    In my opinion‚ the second approach – the philosophy-laden approach – is better‚ as it aims to create a positive work environment that yields employee satisfaction. The company takes into consideration environmental factors (location and demographics of the company)‚ substantive or practical policies and company characteristics. All of these factors lead to a particular culture of trust and cooperation which result in several positive outcomes‚ including a reluctance to join unions‚ avoidance of

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    corporate personality is a fundamental concept in Business Law. However this does not stop the courts from lifting or piercing the veil to see what lies beneath. Critically discuss this statement citing the relevant case law. As is evident with most principles of law there are exceptions to the doctrine of separate legal personality. The courts will generally depart from the principle separate corporate personality in certain instances where tools such as enemy‚ agency and fraud are used to pierce

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    would be unable to sue him as this is a social agreement which is unenforceable by law. Neither party has entered into a legally binding contract. Should you chose to break such an agreement‚ the consequences will be no more serious than upsetting or dissappointing your friends. This is similar to the case of Spellman v Spellman‚ in which a husband purchased a new car and told his wife that it was for her in an attempt to save their Marriage. The marriage eventually broke down and during sthe divorce

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