INTRODUCTION Definition of Credit Risk Credit Risk is the risk of default by borrower due to inability and/or unwillingness to repay his debts in accordance with the agreed terms and conditions. Factors determining Credit Risk The credit risk of a bank’s portfolio depends on both external and internal factors. The external factors can be economy wide as well as company specific. Some of the economy wide factors are: State of the economy Wide swings in commodity prices Fluctuations
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Time After Time" is a song by American singer-songwriter Cyndi Lauper‚ released as the second single from her album She’s So Unusual. It reached number one on the U.S. Billboard Hot 100 chart on June 9‚ 1984‚[1] and remained there for two weeks. Worldwide‚ the song is her most commercially successful single after "Girls Just Want to Have Fun"‚ and reached number three on the UK Singles Chart and number six on the ARIA Singles Chart. The Rolling Stone and MTV’s 100 Greatest Pop Songs ranked it at
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Ancient Alexandria was first and foremost a Greek city. Its history‚ however‚ is framed by two religious events that were alien to Greek intellectual traditions: Ptolemy’s creation of the cult of Serapis‚ which helped him establish rule‚ and the Christian riots that massacred the pagan philosopher Hypatia in A.D. 415. Between these two events is an unmatched record of intellectual achievement‚ elegantly chronicled by documentary makers Pollard and Reid. Among the many scientific advances they cover
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in Classical Athens. The Aulos was a big part of Ancient Greece music. The Aulos was a common instrument in Ancient Greece. The Aulos was played at funerals and a lot of festivals. The Aulos has been seen as early as the Neolithic period in vase paintings. In Ancient Greece students were taught how to play the Aulos in school. The Aulos was double piped and required a lot of force to play it. The Classical period happened right after Ancient Greece won the persian were and were free from the
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lack of financial support or consistent management‚ the environment‚ and previous damages done during the town’s violent disruption. However there are groups working to solve these problems. Tourism is a major problem in the conservation of these ancient towns. Flash photography‚ erosion from contact and perspiration‚ looting and general wear and tear form the 2.5 million visitors each year is having a harmful effect on the ruins. However‚ funding is received from tourism‚ so it is an essential factor
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hunger in him to search for archaeological proof of the existence of the city of Troy‚ Tiryns and Mycenae. There are two main sources used to find and know about the Trojan wars‚ one of those sources are homer’s book the lliad witch was written in some time in the 8th century BCE. Where in this book he recounts 53 days during the final year of the ten years of conflict. The other mail source used is the archaeological site its self which is located in turkey‚ this is a big factor but Schliemann had to
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cruel Ranas ruled in Nepal for 104 years. Some of the people were well known about the cruel behavior of Ranas. These people got organized with each other and formed an army (liberation army). The liberation army captured the places of Terai like Bhairahawa‚ kailali‚ kanchanpur‚ Malangwa‚ Rangeli etc. and formed their own government. They created awareness among the people about the cruel and monopoly behavior of the Ranas . They made the people realize about their rights .They revolted against the
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The ancient Greek and Chinese civilizations were great periods of time in history‚ especially their golden ages. The two golden ages were very different‚ with some similarities‚ as seen in their foreign relations‚ governments‚ and cultural achievements. The even more influential golden age‚ in my opinion‚ was the ancient Chinese civilization. In foreign relations‚ golden age Greece and China traded in very different ways despite similar conflicts. Greece was successful with trade routes across
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Two civilizations started out at the same time and evolved into empires of great similarities‚ yet compelling differences lie between them. The two countries represent societies beginnings with their impressive work and there astonishing achievements with such little technology at their disposal‚ nevertheless brilliant minds found ways to design massive buildings and a new form of language at their time. Mesopotamia and Egypt show there similarities in the aspects of economic‚ political‚ and social
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structures. Egypt had more of authorial government‚ where one head person was in charge which in this case was the pharaoh‚ which was the head on Egypt social class‚ as well as leader of his society. The Pharaoh was basically a king ruling for his people‚ while Mesopotamia‚ had city states‚ which was controlled by priest kings. Another difference is that in Egypt the Pharaoh had complete control over the land‚ while in Mesopotamia the kings were not so powerful‚ and the land was split with others
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