Operant Conditioning Operant Conditioning was invented by B.F. Skinner. This was based on positive and negative reinforcement of conditioning and punishment. Operant conditioning is a rise and decrease in response behaviour in relation to different types of reward and punishment systems. Skinner showed how positive reinforcement worked by putting a hungry rat in his Skinner box. The box contained a lever on the side and as the rat moved about the box it would accidentally knock the lever‚ a food
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INTEREST RATES ON DOMESTIC DEPOSITS* DEPOSITS – LESS THAN 5 CRORES SR.NO. W.E.F. 01/11/2013** PERIOD INTEREST RATES (% P.A.) INTEREST RATE ON DEPOSITS BELOW RS. 15 LAKHS INTEREST RATES ON DEPOSITS OF RS. 15 LAKHS < RS..50 LAKHS INTEREST RATES ON DEPOSITS OF RS. 50 LAKHS < RS.1 CRORES INTEREST RATES ON DEPOSITS OF RS. 1 CRORE < RS.3 CRORES INTEREST RATES ON DEPOSITS OF RS. 3 CRORES < RS.5 CRORES 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12
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First-Rate Intelligence F. Scott Fitzgerald said that “The test of a first-rate intelligence is the ability to hold two opposed ideas in the mind at the same time and still retain the ability to function.” XXX I think this statement is very true. XXX Intelligence is a very broad term that can mean lots of things to lots of different people‚ to F. Scott Fitzgerald intelligence means accepting not just your opinion but other people’s as well. Once you realize someone else’s point of view on something
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Low Interest Rates Long Term Effect "The prolonged low-interest rate environment is transforming the banking industry from savings and loans to service and loans‚" said Dan Geller‚ executive vice president of research firm Market Rates Insight in San Anselmo‚ Calif. (Fitzpatrick) Consumers may think that the continued low interest rates are a profound thing‚ but banks on the other hand think much differently. Consumers are refinancing their houses at rates as low as 2.875%‚ while big banks like
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CHAPTERISATION PART-I CHAPTER-01 1. PROJECT DESCRIPTION 2. INTRODUCTION 3. SCOPE OF THE PROJECT CHAPTER-02 2.1FINDING AND LEASING A LOCATION 2.1.1 BUY/LEASE 2.1.2 LEASING 2.1.3 LEASING PROCESS 2.1.4 BUYING 2.1.5 KEY FINANCIAL FACTOR 2.2 INSURANCE CHAPTER-03 3.1 CONSTRUCTION 3.2 EQUIPMENT 3.2.1 FOOD EQUIPMENT 3.2.2 BAR EQUIPMENT 3.2.3 OTHER EQUIPMENT 3.3 STORE DESIGN AND DÉCOR 3.3.1 CUSTOMER
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INTEREST RATE FUTURES IN INDIA Dr. Shashi Srivastava * Divya Srivastava ** Abstract In the era of globalization‚ one of the macro-economic variable that has come into great focus is interest rate. The volatility of interest rates has increased manifold in the last couple of years. Interest rate risk management has become very important and assorted instruments like interest rate
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INTRODUCTION In contrast to the asset price world‚ there is no commonly accepted model for the movement of the underlying in the interest rate world. Consequently‚ there are a number of different approaches to the pricing of fixed-income products. The simplest approach is to price a product of the term structure of interest rates which also known as yield curve. This method is effective for simple contracts‚ for instance bonds. Hiriyappa (2008).‚ This paper develops a technique
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fixed exchange rate system that fixes the exchange rate of Hong Kong Dollar and United State Dollar to a ratio of 7.8: 1 Hong Kong Monetary Authority does not need to stable exchange market by controlling the supply and demand of HKD. It can be stabilized by Fixed-linkage System. In the past 15 years‚ Hong Kong interest rates and exchange rates fluctuated in the same trend of the US interest rate and exchange rate. The graphs below show an example of interest rate and exchange rate respectively:
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Shawn Berry 2/21/2012 Phil 2753 007 Alfred C. Lent and the Simple Body Swap Intuition Alfred Lent argues that the simple mind body swap overlooks the personal history that comes with a body. He also puts on the table the question that does transplanting a brain from one body to a donor body preserve the original personhood. Lent focuses on what makes a person and what qualifies as a person. Also he discusses how much a person can change‚ i.e. lose or gain body parts‚ memory etc.‚ and remain
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CNH: Onshore deregulation‚ offshore expansion September 30‚ 2013 Interest rate strategy CNH: Onshore deregulation‚ offshore expansion DBS Group Research 30 September 2013 The Shanghai Free Trade Zone (SFTZ) opened on 29 Sep. According to the blueprint‚ financial innovations including RMB convertibility and interest rate liberalization are the priorities on the reform agenda (see “Shanghai Free Trade Zone & the reinvigoration of China”‚ 26 Sep 2013). These reforms will make the
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