paid only to a fellow banker. Special Crossing: It is a cheque in which the name of the bank and at time bank with branch name is written between the two parallel lines like Habib Bank Ltd ‚ Mcb (Saddar branch) hence it can be paid to that specific banker only. Inclusion of the name of a banker is essential in special crossing . In case of special crossing the paying bank shall make payment only to the bank whose name is written cheque. RESTRICTIVE CROSSING: Besides the two statutory
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Introduction Green Banking is no more new concept in today`s world. The concept of Green is to minimize environmental degradation and making this planet habitable and it’s being used in banking sector which is presently known as Green Banking. The concept of Green Banking was developed in the western countries. Green Banking is a general term‚ which can cover a multitude of areas from a bank being environmentally friendly to how and also where their money is invested. Green Banking refers and emphases
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INTRODUCTION A bank service helps to distribute resources of a nation from a high concentrated area to a low concentrated area‚ to facilitate national growth and development. But numerous external forces shape the market of bank service (Zeithaml‚ Bitner‚ and Gremler‚ 2009)). The service is affected by economic‚ technological‚ demographic‚ socio-cultural‚ political and legal factors. The level of prosperity‚ changing levels of disposal income‚ inflation rates‚ stock market performance‚ the rate
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Status of e-Banking Channels in e-Banking available in Nepal Automated Teller Machines (ATM) Point of Sales (PoS) Telephone Banking (Tele Banking) Internet Banking Mobile Banking (SMS Banking) Current Status of e-Banking Services Provided in e-Banking In ATMs Cash Withdrawal Balance Inquiry Fund Transfer is not available. In PoS Terminals Financial transactions are made via Cards. Cash is debited from the client’s account(s). Cash cannot be deposited. Services Provided in e-Banking
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Internet Banking – Experiences of International markets In the days of virtualisation where working mothers and travelling sales-team prefer to use flexi-time and remote jobs profile; Internet is being adopted as a parallel medium of communication‚ transaction‚ and social networking. Internet banking is fast gaining momentum across the globe for its convenience and ease of conducting transactions at a speed and service levels never dreamt of‚ a decade ago. In-spite of its multiple advantages
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CHAPTER V PROGRESS OF THE BANKING SECTOR IN INDIA AND THE UNION TERRITORY OF PONDICHERRY. 5‚l Introduction Banks constitute an important segment in financial arena of all countries whether developed or developing or underdeveloped. Economic development of every country depends upon financial sector particularly commercial banks. In fact economic development and financial infrastructure go hand in hand. From time immemorial‚ the conventional banker‚ an indispensable pillar of Indian society
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Customer Relationship Management in Banking with a case on HSBC A Project Report presented to Dr. Shweta Dixit Faculty Member Narsee Monjee Institute of Management Studies Mumbai on March 21‚ 2007 in Partial fulfillment of the academic requirements for the Part Time MBA Programme by Mr. Kapil Bhatia (03) Preface The service industry has always been of vital component of all economies. It has become more so these days. From
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BANKING SERVICES IN INDIA I. HISTORY OF BANKING IN INDIA There are three different phases in the history of banking in India. 1) Pre-Nationalization Era. 2) Nationalization Stage. 3) Post Liberalization Era. 1) Pre-Nationalization Era: In India the business of banking and credit was practices even in very early times. The remittance of money through Hundies‚ an indigenous credit instrument‚ was very popular. The hundies were issued by bankers known as Shroffs‚ Sahukars
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investment. Results in this study find that Czech‚ Hungarian and Polish firms are subject to scrutiny when applying for credit. The firm’s ability to provide collateral‚ the potential of the proposed investment project and individual financial backgrounds are all factors that are used before loans are offered‚ and it likely that allocational efficiency is strengthened in these circumstances‚ and not weakened. Stiglitz has the view that financial repression improves the quality of the pool of loans
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Contents 1. Introduction 2 2. Industry Analysis 3 2.1 Industry Background 3 2.2 PEST (EL) analysis 4 2.2.1 Political 4 2.2.2 Economic 5 2.2.3 Social-Cultural 8 2.2.4 Technological 10 2.2.5 Environmental 11 2.2.6 Legal 11 2.3 Summary of the PESTEL analysis 11 3. Porter’s Five Forces on retail banking industry. 12 3.1 Rivalry among Existing Companies 13 3.2 Entry barrier 14 3.3 Supplier power 16 3.4 Buyer power 17 3.5 Availability of Substitute products 19 3.6
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