protection is given to the customer in exchange for a monthly payment to the company. This is a legal contract which is known as a policy‚ binds the customer to the insurance company for the duration of the policy. Insurance‚ whether it be life‚ health or auto‚ helps customers feel safe from everyday risks that can happen in life. Most insurance is optional‚ although some states enforce a law that automobile insurance must be purchased in order to register a car. Automobile insurance is very important. It
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EXPORT PROCEDURE 1. An exporter receives an enquiry from the prospective buyers seeking information regarding price‚ quality & other terms conditions for export of goods. The exporter sends a quotation known as proforma invoice as reply. 2. If the buyer is satisfied with the export price & other terms & conditions‚ he places the order or indent for the goods. 3. After receiving the order or indent‚ the exporter undertakes an enquiry regarding the credit worthiness of importer to assess the
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(violet) [pic] The median age for males is 35.5 years old and for females 38.1 years. The age structure as a percentage is as follows: • 0-14 years = 20.2% • 15-64 years = 67% • 65+ = 12.8% The gender ratio is: • At birth: 1.048 male/female • Under 15 years: 1.04 male/female • 15-64 years: 1 male/female • 65 years and over: 0.75 male/female • Total population: 0.97 male/female USA Race/Ethnicity: • White or European Americans: 72.4% (of
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Harvard Business School 9-799-051 December 16‚ 1998 Retail Financial Services in 1998 Delivery of retail financial services in the US was undergoing substantial realignment. With the relaxation of regulatory constraints on traditional financial intermediaries—banks‚ mutual funds‚ insurance companies‚ and brokerages—products and services were becoming increasingly similar. Banks and insurance companies were selling mutual funds‚ and Fidelity and Schwab were offering a full line of banking products
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Export Subsidies Export subsidies are attempts by the government to interfere with the free flow of exports. They are payments to a firm or individual for shipping a good abroad. Similar to taxes‚ export subsidies can be specific (a fixed sum per unit) or ad valorem (a proportion of the value exported). Around the world‚ the export industry most frequently subsidized is agriculture. The stated reasoning for export subsidies varies depending upon the product and industry‚ but proponents frequently
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* If the instructions are written in a non-English language‚ ask the bank to give you an official translation in English or to officially recognize a translation of the instructions‚ if the translation was made by someone other than the bank. AGENT BANK bank that has been authorized by an individual to act as his/her agent. An agent bank would typically provide services such as back-office operations‚ processing of credit applications‚ and verification services. PROFORMA An abridged or estimated
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after his graduation‚ and when he did‚ Cameron Auto Parts was immediately faced with a big financial crisis. When he took over the company in 1991‚ sales in 1990 dropped to $48 million and for the first six months of 1991 to $18 million. Cameron Auto Parts also lost $2.5 million in 1990 and the same amount in the first 6 months of 1991. Market forces‚ such as the Japanese taking an increasing share of the market‚ were driving the North American auto producers to try to advance their technology and
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Report on Food prices and the multiplier effect of export policy This paper gives a brief report on the effect of export policy on food prices‚ presented by Michele Ruta (World Trade Organization) on 29th Sept‚ 2011.The paper consider the impacts of trade policy interventions on international and domestic food prices in the limiting case where countries seek to completely offset the impact of changes in the international market on their domestic market. The paper first analyzed the sudden increase
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Bangladesh Floods 1998 [pic] ----------------------- Prediction: ← Bangladesh is built on delta and floodplain of the Ganges‚ Brahmaputra‚ Meghna River‚ this area is expected to flood. ← The annual flood is expected and is needed to make the land fertile for farming. ← Upwards of 300 million people live on the Ganges delta‚ and this is increasing. Effects: ← 2379 people died. ← Destruction of communication network meant it was impossible to deliver food and medical
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August 9th‚ 1998 was the day when my fight and formation as a person began. My mother was rushed to Piedmont Hospital‚ in panic‚ because I was eager to be born exactly two months before my due date. I was born at a whopping four pounds and five ounces‚ which terrified the doctors as well as my parents. After being held by my mother for only 30 seconds‚ I was seized from her arms and taken to the Neonatal Intensive Care Unit of the hospital. I was placed on a ventilator because I was not breathing
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