Financial intermediaries Done by Mirmanova S.‚ 303 gr. Almaty 2014 A financial intermediary is a financial institution that connects surplus and deficit agents. The classic example of a financial intermediary is a bank that consolidates deposits and uses the funds to transform them into loans. Through the process of financial intermediation‚ certain assets or liabilities are transformed into different assets or liabilities. As such‚ financial intermediaries channel
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client assets it is the world’s largest brokerage. Formerly known as Merrill Lynch & Co.‚ Inc.‚ prior to 2009 the firm was publicly owned and traded on the New York Stock Exchange under the ticker symbol MER. Merrill agreed to a purchase by Bank of America on September 14‚ 2008‚ at the height of the 2008 Financial Crisis. It ceased to exist as a separate entity in January 2009. The company was founded on January 6‚ 1914‚ when Charles E. Merrill opened his Charles E. Merrill & Co. for business
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Nurse Practitioner Competencies Seynor Massalee Kennedy South University Compared and contrasted the roles of the NP‚ nurse educator‚ nurse informaticist‚ and nurse administrator in advanced practice nursing pertaining to clinical practice‚ primary care‚ education‚ administration‚ and research. Advanced practice of nursing (APN) is a direct/indirect care individual who cares for patients and manages individuals and the community‚ nursing
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Journal of International Development: Vol. 4‚ No. 6‚ 567-581 (1992) THE APPROPRIATE ROLE OF AGRICULTURAL INSURANCE IN DEVELOPING COUNTRIES PETER B. R.HAZELL* Agriculture and Rural Development Department‚ The World Bank Abstract: Multiple-risk crop insurance programmes have proven expensive to governments but have not lived up to their expectations. Many agricultural risks cannot be insured on a financially sound basis‚ but there is scope for increased insurance of farm assets‚ of the
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Identify Rogers’s core conditions and choose one to critically reflect. During the 1950’s Carl Rogers developed three core conditions. These conditions continued to be developed by Rogers in the intervening years until his death in 1987. The aim of this essay will demonstrate an understanding of each condition and briefly discuss how they are applied in practice. The role of empathy will be reflected on and critically appraised. Carl Rogers developed three core conditions‚ Emapthy‚ Congruence
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Identify L’Occitane’s core competence. With reference to resource based view‚ explain how the competence was created. 1. Respect for the Environment L’Occitane invested heavily in developing products that contain rich natural ingredients with traceable origins. The company follows the principles of phytotherapy and aromatherapy‚ without using animal products. All product tests are under medical supervision rather than tests on animals. L’Occitane also limits the use of silicones‚ chemical
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Comparing core competencies The competencies of the Doctor of Nursing Practice‚ Family Nurse Practitioner (DNP-FNP) are built from the Family Nurse Practitioner (FNP) competencies. The DNP-FNP competencies expand the FNP role in scope and focus. The National Organization of Nurse Practitioner Faculties (NONPF) lists nine NP competencies: Scientific foundation‚ leadership‚ quality‚ practice inquiry‚ Technology and information literacy‚ policy‚ health delivery systems. Ethics‚ and independent practice
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but will that do the trick? According to Oliveira and Wenzel‚ (2012) “Core beliefs are defined as fundamental‚ inflexible‚ absolute‚ and generalized beliefs that people hold about themselves‚ others‚ the world‚ and/or the future” (p. 17). This definition says nothing about rationality or logical nor does it state what is acceptable or appropriate in regards to adaptive behavior and social functioning. However‚ “When a core belief is inaccurate‚ unhelpful‚ and/or judgmental…it has a profound effect
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Nationalisation of Banks Despite the provisions‚ control and regulations of Reserve Bank of India‚ banks in India except the State Bank of India or SBI‚ continued to be owned and operated by private persons. By the 1960s‚ the Indian banking industry had become an important tool to facilitate the development of the Indian economy. At the same time‚ it had emerged as a large employer‚ and a debate had ensued about the nationalization of the banking industry. Indira Gandhi‚ then Prime Minister of India
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Core Knowledge Using what you learned about brain development in Chapter 4‚ explain why intensive intervention for poverty-stricken children starting in the first 2 years has a greater long-term impact on IQ than intervention at a later age. A child’s brain development is very critical in its first 2 years. A childs brain develops dramatically during the first 2 years. “During the first two years neural fibers synapses increase at an outstanding pace. Because of developmenting neuron requires
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