Introduction [pic] 1. BACK GROUND OF THE STUDY [pic] Bank is a financial institution whose main aim is to earn profit through exchange of money and credit instruments. A banking company must perform both of the essential function accepting of deposits and lending or investing the same. If the purpose of acceptance of deposits is not to lend or invest‚ the business will not be called banking business. It may be said that banking in its most simple form‚ is as old as authentic history. As early
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The Devastating Effect of Flooding in Nigeria SUMMARY Floods are among the most devastating natural disasters in the world‚ claiming more lives and causing more property damage than any other natural phenomena. In Nigeria‚ though not leading in terms of claiming lives‚ flood affects and displaces more people than any other disaster; it also causes more damage to properties. At least 20 per cent of the population is at risk from one form of flooding or another. In Nigeria‚ flood disaster
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By analyzing bidder characteristics‚ industry and aggregate market variables‚ we are able to determine what motives are important in the decision to acquire. Our results show that intangible capital‚ leverage and firm size significantly positively affect the decision to grow through M&As whereas the proportion of debt that consists of bank loans and ownership concentration have a negative impact. Furthermore‚ M&As are significantly more likely in industries that were recently deregulated‚ that are
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Mobile Banking Case Studies October‚ 2010 Copyright © 2010 All Rights Reserved.. Understanding the economics of mobile banking through a series of case studies Background‚ purpose‚ methodology Ten case studies of implementations of mobile banking were researched‚ with a particular focus – where possible – on the economics of these implementations‚ enabling a better understanding of the potential for gain‚ the business case‚ and the attributes of successful implementations. The
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THE IMPACT OF ELECTRONIC BANKING ON COMMERCIAL BANKS OPERATIONS TABLE OF CONTENT Cover page Title page Approval page Dedication Acknowledgment Abstract Table of content CHAPTER ONE Introduction Background of study Statement of problem Objective of the study Significance of the study Scope and limitations of the study Definition of terms CHAPTER TWO Review of related literature Introduction Meaning of electronic banking Origin of electronic banking Meaning of computer Relevance of
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Catalyst in the Nigerian Banking Industry Akindele R.I Department of Management and accounting Obafemi Awolowo University‚ Ile Ife‚ Nigeria ___________________________________________________________________________ Abstract Fraud in the Nigerian Banking Industry before the recent merger and acquisition and recapitalisation efforts was at alarming rate. It has caused many banks to collapse‚ and many investors and depositors funds were trapped in. Infact it has prevented many banks from achieving their
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States of America‚ there was a drastic period‚ when it was not built yet. There were many people who helped to build it in the first place‚ however‚ there was one industry that majored in banking. He goes by his life quote “Go as far as you can see; when you get there‚ you’ll be able to see farther.”. The person that created the banking industry that inspired many people is JP Morgan. John Pierpont Morgan was born on April 12‚ 1837‚ in Hartford‚ Connecticut. His father‚ Junius‚ became a partner in
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ONE INTRODUCTION 1.1 BACKGROUND OF STUDY The Nigeria banking industry has witnessed a lot of changes since the mid 1980’s and this is reflected in the increased volume and complexity of bank operations‚ increased innovations and varieties in product and service delivery. These development have not only been technology driven but have influenced move technological advances. Information technology which is the foundation of modern electronic banking through desktop computers and terminals provide
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presents these parts of society as "organs" that work toward the proper functioning of the "body" as a whole. In the most basic terms‚ it simply emphasizes "the effort to impute‚ as rigorously as possible‚ to each feature‚ custom‚ or practice‚ its effect on the functioning of a supposedly stable‚ cohesive system". For Talcott Parson "structural-functionalism" came to describe a particular stage in the methodological development of Social Science‚ rather than a specific school of thought. The structural
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Commercial Bank Industry Analysis JPMorgan Chase & Co. (JPMorgan Chase) Citigroup‚ Inc. Embassy Bancorp Farmers Capital Bank Corporation INTRODUCTION JPMorgan Chase & Co. (JPMorgan Chase)‚ Citigroup‚ Inc.‚ Embassy Bancorp‚ Farmers Capital Bank Corporation is financial holding companies‚ providing various financial services worldwide. They provide a range of financial products and services to meet the depository and credit needs of individual consumers‚ small and medium sized businesses
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