CHAPTER ONE INTRODUCTION According to Phillips (2007) “Corporate governance is an encompassing policy‚ processes and people‚ which serves the needs of shareholders and other stake holders by directing and controlling management activities with good business savvy‚ objectivity and integrity”. The author stated that sound corporate governance is dependent on external market place commitment and legislation plus a healthy board culture that safeguards policies and processes. Magdi and Nadereh (2002)
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OF CONTEMPORARY RESEARCH IN BUSINESS VOL 4‚ NO 12 The Effect of Using Electronic Banking on Profitability of Bank Bahram Meihami Department of Accounting‚ Ghorveh Branch‚ Islamic Azad University‚ Ghorveh‚ Iran Zeinab Varmaghani BA Student of Primary Education‚ Ghorveh Branch‚ Islamic Azad University‚ Ghorveh‚ Iran Hussein Meihami BA Student of English Teaching‚ Imam Khomeini International University‚ Qazvin‚ Iran Abstract: Electronic banking is the use of electronic means to transfer funds directly
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THE IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY (ICT) ON PROFITABILITY IN THE NIGERIA BANKING INDUSTRY: FOCUS ON SOME SELECTED BANKS BY AKOMBO TERSEER SIMON BSU/MS/MBA/09/3150 A SEMINAR PAPER PRESENTED TO THE DEPARTMENT OF BUSINESS MANAGEMENT‚ BENUE STATE UNIVERSITY‚ MAKURDI AUGUST‚ 2011 Abstract Commercial banks—assaulted by the pressures of globalization‚ competition from non-banking financial institutions‚ and volatile market dynamics—are constantly seeking new ways to add value to
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Microfinance Banking in Nigeria: Problems and Prospects • [pic]Abstract • [pic]Reference • [pic]Full-Text PDF • [pic]Full-Text HTML Acha Ikechukwu A. Department of Banking and Finance‚ University of Uyo‚ AkwaIbom State‚ Nigeria Correspondence to: Acha Ikechukwu A. ‚ Department of Banking and Finance‚ University of Uyo‚ AkwaIbom State‚ Nigeria. |Email: |[pic] | Copyright © 2012 Scientific & Academic Publishing. All Rights Reserved
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discrimination between the banks no longer exist‚ the services of almost equivalent. The bank do more advanced technology will certainly capture the advantage. Most of the banks are using computers to automate the processing stage to optimize performance and limit manually. Banking industry is becoming more competitive. Customers today have more opportunities to reach more information. They have more options in choosing the bank for the transaction. This will cause more difficult for banks to attract and
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Nigeria | Equities | Sector Update Nigerian Banks: Q3 Earnings Preview October 2011 As Nigerian banks’ Q3 earnings season approaches‚ we express our thoughts on how developments within the quarter will impact banks’ earnings. With fading concerns on asset quality‚ shifting competitive landscape and expanding loan books‚ banks are likely to build on the generally impressive H1‚ 2011 earnings performance despite a challenging operating environment. Banking in Q3: A Challenging
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BANKING SECTOR REFORMS –Implications for Employees By: Mr. Feyi Oluwaremi (B.Sc‚ MBA‚ ACA) ABSTRACT Recent reforms carried out by Sanusi Lamido Sanusi‚ governor of the Central Bank of Nigeria (CBN)‚ in the banking industry appear desirable. The CBN aims at ensuring the stability and soundness of Nigeria’s banking industry within the shortest possible time. However‚ the unintended negative effects of these present reforms of the banking sector on national economy are awful. The
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ELECTRONIC BANKING IN NIGERIA BANKING SYSTEM (CRITICAL APPRAISAL OF UNITY BANK PLC) BY OLORUNSEGUN SHITTU BEING A RESEARCH PROJECT SUBMITTED TO THE DEPARTMENT OF MANAGEMENT SCIENCE‚ FACULTY OF ENGINEERING AND TECHNOLOGY‚ LADOKE AKINTOLA UNIVERSITY OF TECHNOLOGY‚ OGBOMOSO‚ OYO STATE NIGERIA IN PARTIAL FULFILMENT OF THE REQUIREMENTS FOR THE AWARD OF MASTERS IN BUSINESS ADMINISTRATION (MBA) FINANCE SEPTEMBER‚ 2010 1 CERTIFICATION This project with the title “The Impact of Electronic Banking in Nigeria
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Contents 1. Introduction 2 2. Industry Analysis 3 2.1 Industry Background 3 2.2 PEST (EL) analysis 4 2.2.1 Political 4 2.2.2 Economic 5 2.2.3 Social-Cultural 8 2.2.4 Technological 10 2.2.5 Environmental 11 2.2.6 Legal 11 2.3 Summary of the PESTEL analysis 11 3. Porter’s Five Forces on retail banking industry. 12 3.1 Rivalry among Existing Companies 13 3.2 Entry barrier 14 3.3 Supplier power 16 3.4 Buyer power 17 3.5 Availability of Substitute products 19 3.6
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A PROJECT REPORT ON THE EFFECT OF INFORMATION AND COMMUNICATION TECHNOLOGY ON THE EFFECIENCY OF BANKING INDUSTRY (IN UDAIPUR CITY) IN THE PARTIAL FULLFILLMENT OF THE REQUIREMENT FOR MASTER OF BUSINESS ADMINISTRATION (MBA) 2007-2009 PACIFIC INSTITUTE OF MANAGEMENT‚ UDAIPUR Post Box No. 12‚ Pratap Nagar Extension‚
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