Slide Set 1 – Investment Alternatives An investor aims to maximise their expected welfare * Return is good * Risk is bad * However‚ to get higher returns investors must take on more risk – the reason for this is because there is a premium for risk (risk return trade off) * No free lunches on wall street * Portfolios * Different asset classes * Financial assets * Paper or electronic * E.g. Stocks‚ bonds etc. *
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A merchant bank is also called as wholesale banking. OBJECTIVE Main objective of merchant banking is coordinating the activities like the bankers‚ advertising agency‚ printers and underwriters etc. Guide companies to get register there share under SEBI act. The merchant banking determine the number of share‚ price of the stocks and the timing of the release of this new stock. They also provide
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policies. * Management of Bangladesh’s international reserves. * Issuance of currency notes. * Regulation and supervision of banks and non-bank financial institutions‚ promotion and development of domestic financial markets. * Acting as banker to the Bangladesh government. * Regulation and supervision of the payment system. * Money laundering prevention. * Implementation of Foreign Exchange Regulation Act. * Managing a Deposit Insurance Scheme. * Collection and furnishing
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Functions of Credit risk Grading Well-managed credit risk grading systems promote bank safety and soundness by facilitating informed decision-making. Grading systems measure credit risk and differentiate individual credits and groups of credits by the risk they pose This allows bank management and examiners to monitor changes and trends in risk levels. The process also allows bank management to manage risk to optimize returns. Good - (GD) - 2 Strong Bank Very good Financials Very good
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2. What are the objectives & achievements of bank nationalization in India? Objectives- According to the Banking Companies Act‚ 1970‚ the aim of nationalization of banks in India is “to control the heights of the economy and to meet progressively and serve better the needs of development of the economy in conformity with national policy and objectives.” 1. The elimination of concentration of economic power in the hands of a few 2. diversification of the flow of bank economic credit towards
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Chapter 1 1.1 Introduction Definition Project financing involves non-recourse financing of the development and construction of a particular project in which the lender looks principally to the revenues expected to be generated by the project for the repayment of its loan and to the assets of the project as collateral for its loan rather than to the general credit of the project sponsor. "Project finance" is a method for obtaining commercial debt financing for the construction of a facility. Lenders
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billion Background Adoboli joined UBS as a graduate trainee in 2003. He then worked for delta one trading desk in 2007 which mainly traded Exchange traded fund. Due to the dissatisfaction with his annual salary and bonus of £360‚000 and the desire to become a star trader with huge bonus‚ he started his illicit trading in late 2008 which imposed a huge financial loss on UBS in Sep 2011. In the following passages‚ We would like to discuss the details of his unauthorized tradings‚ risks involved and
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PAPER – 1 : ADVANCED ACCOUNTING Answer all questions. Working notes should form part of the answer. Question 1 The following information has been extracted from the Books of ‘X’ Limited group (as at 31 st December‚ 2006): X Ltd. Rs. Share capital (Fully paid equity shares of Rs.10 each) Profit and Loss Account Dividend received: From Y Ltd. in 2005 From Y Ltd. in 2006 From Z Ltd. in 2006 Current Liabilities 40‚000 11‚70‚000 60‚000 60‚000 36‚000 Y Ltd. Rs. Z Ltd. Rs. Fixed Assets Less Depreciation
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PART – 1 INTRODUCTORY SECTION INTRODUCTION During the last decade‚ banking became the most competitive industries of Bangladesh with a huge amount of growth. A large number of new banks have made their way in the industry and yet there are more to come. In such a highly competitive service industry‚ ‘customer satisfaction’ is a very important factor to consider. High customer satisfaction and loyalty give an organization a better base than its competitors and allows it to flourish in the
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projects. In attracting public savings‚ merchant bankers play a vital role as specialized agencies. The resource raising functions remains to be the primary business of a merchant banker. The primary market holds the key to rapid capital formation‚ growth in industrial productions and exports. There has to be accountability to the end use of funds raised from the market. The increase in the number of issues and amount raised the number of merchant bankers. Therefore‚ the field became highly competitive
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