Annual Report 2011 An overview Operating result (EBIT) Figures in EUR million 1‚142.5 1‚177.9 928.0 841.4 819.9 732.1 1‚200 800 600 538.8 470.9 1‚000 400 148.1 91.6 200 0 20021 20031 20041 2005 2006 2007 2008 2009 20102 Group net income (loss) 2011 Figures in EUR million 733.7 721.7 800 748.9 606.0 514.4 354.8 267.2 700 600 500 400 279.9 300 200 49.3 20021 20031 20041 2005 100 (127.0) 2006 2009 2007 2010 2011 0 2008 Policyholders’ surplus Figures
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MANAGEMENTS OF DISASTER TOURISM. INTRODUCTION Nowadays‚ more and more people have traveled around the world or even their own country. To make a person’s travel fantastic and stunning‚ tourism plays great roles. However‚ tourism is vulnerable and susceptible to unpredictable disaster and crisis. Many tourists have experienced such catastrophic things and even died during their trip. In order to prevent those from having effects on tourism as possible as we can‚ we need effective and efficient
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RISK MANAGEMENT 66548036195 BSBRSK501A What is Risk Management? According to business dictionary‚ it is the identification‚ analysis‚ assessment‚ control‚ and avoidance‚ minimization‚ or elimination of unacceptable risks.1 An organization may use risk assumption‚ risk avoidance‚ risk retention‚ risk transfer‚ or any other strategy (or combination of strategies) in proper management of future events.1 Essentially‚ Risk management is a process of thinking systematically about all possible risks
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effective emergency management preparedness. Through the years‚ disaster preparedness has seen many changes and many meanings; to be able to enhance future disaster preparedness we need to look at the past and the present‚ in order to see the future. The media has talked endlessly about several terms since the events of September 11 (Sebastian‚ 2007). These terms are Homeland Security‚ FEMA and emergency management (Sebastian‚ 2007). To understand where we are today in emergency management preparedness
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DISASTER MANAGEMENT IN PAKISTAN Introduction 1. Due to diverse geo-climatic conditions prevalent in different parts of the globe‚ different types of natural disasters like floods‚ droughts‚ earthquakes‚ cyclones‚ landslides‚ and volcanoes etc may strike according to the vulnerability of the area. 2. Pakistan‚ due to its diverse range of terrain‚ is susceptible to wide ranging hazards from droughts to floods and earthquakes to cyclones. Pakistan suffered a major drought from 1995-2000. Pakistan almost
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Overview The United States experiences a variety of natural disasters throughout the year. Because of hurricanes on the Pacific‚ Atlantic‚ and Gulf of Mexico coasts‚ earthquakes near the San Andreas and other fault lines‚ volcanic eruptions‚ tornadoes in the plains‚ and floods throughout the Midwest‚ the United States suffers approximately $1 billion in losses each week. From 1990-93‚ losses surpassed those during the previous decade‚ mainly due to Hurricane Andrew‚ the Midwest and Northwest floods
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Grant Proposal Denver Rescue Mission Daniel Gonzalez‚ Erica Keeler‚ Leslie Marvelle‚ Yesenia Deleon Sanchez BSHS/452 Monday September 23‚ 2013 Robert McHugh Grant Proposal Denver Rescue Mission Letter of Intent September 21‚ 2013 Center for Non-Profit Advancement 1666 K Street NW Suite 440 Washington‚ DC 20006 . Our organization was founded in September of 1940. It was incorporated in
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Principles of Management Dyck / Neubert Chapter 5 Ethics Copyright © Cengage Learning. All rights reserved. 5|1 Why Study Ethics? • The emphasis on ethics is related to: – The world is changing rapidly. – Unethical decisions by managers are receiving more attention. – Managers are moral agents. Copyright © Cengage Learning. All rights reserved. 5|2 What Is Ethics? • Ethics – A set of principles or moral standards that differentiate right from wrong. • Management Ethics – The study of moral
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DEMAND MANAGEMENT AND FORECASTING Reported By: Mary Ann P. del Rosario DEMAND MANAGEMENT MACROECONOMICS use of monetary and fiscal policies to influence the aggregate demand for goods or services in an economy. MICROECONOMICS activities in support of a firm’s products in their marketplace‚ such as stimulating the demand‚ estimating its volume‚ and planning the production accordingly. DEMAND MANAGEMENT is a planning methodology used to management and forecast the demand of products and services
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papers are available from the author. Integrated Risk Management for the Firm: A Senior Manager’s Guide Lisa K. Meulbroek Harvard Business School Soldiers Field Road Boston‚MA 02163 The author gratefully acknowledges the financial support of Harvard Business School’s Division of Research. Email: Lmeulbroek@hbs.edu Abstract This paper is intended as a risk management primer for senior managers. It discusses the integrated risk management framework‚ emphasizing the connections between the
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