Risks in Banking |Banking‚ by its nature‚ entails taking a wide array of risks. Banking supervisors need to understand these risks and be satisfied that banks| |are adequately measuring and managing them. The key risks faced by banks are discussed below. | |Credit risk | |The extension of loans is the primary activity of
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November 13‚ 2012 This is to certify that we interviewed Mr. Jojo Tamayo of Jamta Wireless Solutions‚ 04 Cmdr Raymundo St.‚ Morong‚ Rizal‚ as our expert for our Science Investigatory Project. Solar Powered Wireless Equipment for Multi-Purpose Disaster Risk Reduction Questions for Mr. Ruel Lopez of MVERT (Morong Volunteer Emergency Response Team): 1. How to make our project waterproof? Answer: Put the project on a High place or secure it with a glass case 2. What are we going to do
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CREDIT RISK MANAGEMENT PRACTICES AMONG COMMERCIAL BANKS IN KENYA BY: PAUL MWANIKI THUO BUSINESS SEMINAR PAPER AUGUST 2013 Abstract Financial and non-financial organizations have financial disasters which point to the need for various forms of risk management practices. Banks and other financial institutions have faced difficulties over the years for a number of reasons. However‚ the major cause of serious banking problems continues to be directly related to lax credit standards for
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for Mainstreaming Disaster Risk Reduction is a series of 14 guidance notes for use by development organisations in adapting programming‚ project appraisal and evaluation tools to mainstream disaster risk reduction into their development work in hazard-prone countries. The series is also of relevance to stakeholders involved in climate change adaptation. This guidance note focuses on construction design‚ building standards and site selection‚ and their role in the mitigation of risk due to natural hazards
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Session M1.1: Disaster Risk Management Terms and Concepts Note: For further detail definitions and concepts clarity‚ please visit United Nation International Strategy (UNISDR) website http://www.unisdr.org/eng/terminology/terminology-2009-eng.html Crisis A crisis is any event that is‚ or is expected to lead to‚ an unstable and dangerous situation affecting an individual‚ group‚ community‚ or whole society. Management often requires decisions to be made within a short timeframe & often an event
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arrangement whereby bank acting at the request and on the instructions of a customer or on its own behalf to make a payment to or to the order of a third party or is to accept and pay bills of exchange drawn by the beneficiary. In an economy banks play the role of an intermediary that channels resources from the surplus group to the deficit group. So obviously one of the core functions of Commercial banks is to sanction Credit facility to it’s customers as per requirement. UTTARA BANK LTD. Bank’s Mission
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CREDIT RISK MANAGEMENT PRACTICES IN VIJAYA BANK Afsha Naheed(1301004) Divya Janaswamy(1301019) Lahari Vasala(1301034) Nikhitha(1301049) INTRODUCTION Indian economy today is in the process of becoming a world class economy. The Indian banking industry is making great advancement in terms of quality‚ quantity‚ expansion and diversification and is keeping up with the updated technology‚ ability; stability and thrust of a financial system‚ where the commercial banks play a very important
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Introduction Various disasters like earthquake‚ landslides‚ volcanic eruptions‚ fires‚ flood and cyclones are natural hazards that kill thousands of people and destroy billions of dollars of habitat and property each year. The rapid growth of the world’s population and its increased concentration often in hazardous environment has escalated both the frequency and severity of natural disasters. With the tropical climate and unstable land forms‚ coupled with deforestation‚ unplanned growth proliferation
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just imagine how our economic system in particular could function efficiently and effectively without the services rendered by banks. As the center of the financial sector‚ the banking industry in most emerging economies is passing through a process of change. With the passing of years‚ our banking system underwent rapid development which includes how they handle different risks to survive in their industry. As the financial activity has become a major economic activity in most economies‚ any interference
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INTRODUCTION TO DISASTER 1.1 THE HISTORY OF DISASTERS IN INDIA Year 2005‚ say India should hang her head in shame. With the Bengal famine‚ Orissa Super Cyclone‚ Latur earthquake‚ Bhopal chemical disaster‚ Andhra cyclone‚ Gujarat earthquake‚ recurring floods‚ Mumbai 2008 bomb blasts and many other disasters there is no foyer in the world with space large enough to exhibit the collective pain on the face of India. India has ranked at the top or near top in almost all type of disasters with number
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