"Before granting a loan bankers closely evaluate an organization s debt to equity ratio explain why this ratio is so important to bankers" Essays and Research Papers

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    In finance Ratio analysis is carried out to judge the liquidity of the organization. It helps the analysts to find if a company is capable enough to pay its liabilities. Moreover it also helps to show the operating efficiency and internal return of an organization. Keep in mind that the ratio is good or bad only if it is compared to the industry in which the organization is operating in. Some of the important ratios are: * Current Ratio * Asset Test Ratio * Return on Asset *

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    The companies’ financial ratios can be compared with the ratios of other equivalent companies between business sectors at one point of time. These comparisons provide explanations on the relative financial status and performance of the company compared to the relative performance of its competitors. Comparisons are usually made with other companies in the same business sector and the benchmark is assumed to be the suitable value for a company. The assumption here is for the companies in the same

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    Sainsbury Ratio Analysis

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    --------------------------------------------------------------------------- 6 * Profitability ratio ---------------------------------------------------------- 6 * Liquidity ratio -------------------------------------------------------------- 9 * Gearing ratio --------------------------------------------------------------- 11 * Debt ratio ------------------------------------------------------------------- 12 * Investment ratio ---------------------------------------------------------- 13 Limitation

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    Uchicago Financial Ratios

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    Mathematics University of Chicago September 2011 Outline Financial Reporting Financial Analysis Hendricks‚ Financial Reporting and Analysis UChicago Financial Mathematics 2/55 Financial reporting Financial reporting is important for well-functioning markets. Investors need information to properly allocate capital and hedge risk. Regulators need good information to monitor fraudulently activity and systemic risk. Financial reports are prepared according to accounting

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    The Golden Ratio

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    The Golden Ratio The golden ratio is a number used in mathematics‚ art‚ architecture‚ nature‚ and architecture. Also known as‚ the divine proportion‚ golden mean‚ or golden section it expresses the relationship that the sum of two quantities is to the larger quantity as is the larger is to the smaller. It is also a number often encountered when taking the ratios of differences in different geometric figures. Represented mathematically as approximately 1.618033989‚ and by the Greek letter Phi

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    Ratio and Comparative analysis There are many ways to evaluate and compare financial statements. Although there are many different ways and devices‚ no one device is more useful than another. According to "Financial Statement Analysis Primer" (n.d.)‚ ”Every situation faced by the investment analyst is different‚ and the answers needed are often obtained only upon close examination of the interrelationships among all the data provided.”. Ratio analysis is a useful tool that is used to identify a

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    Finance Ratio Analysis

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    ANALYSIS ON DELTA SPINNERS LIMITED THIS IS NEEDED FOR THE FRESH STUDENTS. Dear Madam‚ We the four student of BBA department of your section (sec-01) beg most humbly to state that‚ we are presenting our report on “Financial analysis on Delta Spinners Ltd.” We are very delighted to inform you that our group has accomplished our report under your kind supervision. We have given our best effort to make this report and we have tried to make this report effective and informative

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    – The Big Picture FS Analysis Involves careful selection of date from financial statements for the primary purpose of forecasting the financial health of the company. This is accomplished by examining trends in key financial data‚ comparing financial data across companies‚ and analyzing key financial ratios. Another important aspect of financial analysis is the comparison of actual financial conditions with expected financial conditions. Expected conditions may be represented by: a. Predetermined

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    Ratio Worksheet

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    Ratio Worksheet 1. a. Split £10 into the ratio 2 : 3 c. Split 50 sweets into the ratio 9 : 1 e. Split 2.50m into the ratio 3 : 2 g. Divide 56kg into the ratio 2 : 5 : 1 i. Divide 75 birds into the ratio 8 : 5 : 2 k. Split 3kg 600g into the ratio 1 : 2 : 3 b. Split £48 into the ratio 3 : 5 d. Change 250ml into the ratio 7 : 3 f. Change £6.60 into the ratio 5 : 6 h. Split £100 into the ratio 5 : 4 : 1 j. Divide 1.20m in the ratio 2 : 3 : 4 l. Split 1 hr 20 mins into the ratio 1 : 4

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    Financial Ratios

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    1. Current Ratio- the current ratio is current assets divided by current liabilities. In the data from 2002 in Appendix D the current assets equal $104‚296.00 and the current liabilities equal $139‚017.00 the current ratio equals 0.75. 2. Long –term solvency ratio- the formula used for long term solvency is total assets divided by total liabilities. In the data provided the total assets equal $391‚270.00 and the total liabilities equal $310‚246.00 making the long-term solvency ratio equal 1.26

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