Countrywide Home Loans is one of the larges mortgage companies in the United States. The company was founded in 1969 and the business is focused primarily on real estate finance and related activities. For years the company has been consistently among the top mortgage companies in the country. Recently‚ the mortgage industry has been in turmoil. Adjustable rate mortgages and a poor housing market are a few of the factors that are causing the industry to be essential turned upside-down. Even
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Memo To: CEO From: Human Resources Director Date: September 9‚ 2012 Re: Employee Benefit Package As requested‚ and after much research and comparison of available benefit packages‚ the following benefit package is recommended to be implemented by the organization‚ and offered to all executive assistants‚ and all other employees. Executive assistants are vital in their role in the organization. The role of the executive assistant is to
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4*(1/x)=(5/2)*(1/x)+3 4/x=(5/2x)+3 (8/2x)=(5/2x)+3 (8/2x)-(5/2x)=3 (3/2x)=3 x=1/2 The answer would be x=1/2 3. John had $30‚000 to invest. He invested part of this money in bonds paying 12% annual simple interest and the rest of the money in a savings account giving 4% annual interest. At the end of the year‚ he received $2‚400 as extra income. How much money did John place in each investment? .4x+.12(30000-x)=2400 .04x+.12(30000)-.12x=2400 .04x+3600-.12x=2400 .12x-.04x+3600=2400 .08x+3600=2400
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INTRODUCTION After 57 years of independence‚ Accra the capital of Ghana alone harbours about 25 slums as recorded by the UN Committee on Economic‚ Social and Cultural Rights. This number adds up to a total of 80 per cent of the total inhabitants of the capital city. Shelter and water forms part of the basic needs of human but it is the most deficiency when it comes to slum settlements which are a sign of underdevelopment. This precipitates the need for modernization that leads to the upgrade
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you’ve taken out a payday loan recently‚ you’re not alone. Payday loans are extremely common in today’s economic climate. In fact‚ according to a recent market analysis‚ there are more payday lenders in most areas than there are McDonald’s restaurants. If anything‚ this should prove to you that no matter what emergency or extenuating financial circumstances have brought you to require a payday loan‚ your situation is completely normal. However‚ since a payday loan is a loan against money you’ll likely
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Cherlyn Marshall Ms. Webb English 0321-309 Nov. 14‚ 2011 Saving Planet Earth I was reading a story about recycling‚ and what it means to recycle‚ it means to reduce and reuse materials so that we save the raw materials. If you reduce and reuse it saves on greenhouse gasses and emissions. It will keep our
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THE CONCEPT OF CONSUMPTION AND SAVING. Consumption and savings are opposite by nature. The term consumption denotes expenditure and by savings we understand the act of preserving money for the future needs. Most of us are in the habit of meeting the present needs from our income. After that‚ if there remains anything‚ then only savings can be done. But in the long run‚ it is the savings that matters most. CONCEPT OF SAVING The concept of saving is important in the context of economics and
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discuss each point below openly and honestly. You should address each point in a written contract‚ which each member should sign. Please note that this contract is done for your benefit and will not be assigned marks‚ however‚ it will clarify expectations and ensure an optimum team experience. The name of your company. The name of your CEO. You can rotate this role if you really want to‚ but pre-allocate the dates that each team-member will take over the role. The name of the person responsible
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Evaluate the benefits for a company of practicing Corporate Social Responsibility Word Count 1‚400 words Due date 26 June 2013 You must keep a photocopy or electronic copy of your assignment Student declaration I certify that the attached is my own work. Material drawn from other sources has been acknowledged according to unit-specific requirements for referencing. Signature of student:________________________________ Date:__25 June 2013___ Traditionally companies focus primarily
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ME‚ MY EDUCATION AND CAREER PLANNING Written by : Imran Bin Ariffin‚ former student of Maktab Sultan Ismail NRIC : 930704-03-5959 My full name is Imran Bin Ariffin‚ the third child of Ariffin Bin Noor‚ a doctor posting in Hospital Gua Musang and Kamariah Binti Awang‚ a Biology teacher at Sekolah Menengah Kebangsaan Sultan Ismail. I have 5 siblings – three brothers and two sisters – with all of them are still studying‚ two in tertiary education while three others are schooling. We live in a peacefully
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