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    Financial Management FIN 5013 – Quiz 5 Chapter 4 Ali Nejadmalayeri October 23‚ 2007 NAME: 1. ID: __ __ __ __ __ __ __ __ __ __ __ __ __ __ Janet plans on saving $3‚000 a year and expects to earn 8.5%. How much will Janet have at the end of twenty-five years if she earns what she expects? AFV = $3‚000 × Enter 25 N Solve for (1 + .085) 25 − 1 = $3‚000 × 78.667792 = $236‚003.38 .085 8.5 I/Y PV -3‚000 PMT FV 236‚003.38 2. Winston Enterprises would like to buy some additional

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    E5-11 a) Compute Payton’s gross profit. GROSS PROFIT = 900‚00 - 540‚000 = $ 360‚000 ______________________________________ b) Compute the gross profit rate. Why is this rate computed by financial statement users? (360‚000/900‚000)/100 = 4/10of 100 = 40% This is known as the GROSS PROFIT MARGIN. ______________________________________ c) What is Payton’s income from operations and net income? 1)Income from Operations = 360‚000 - 230‚000 = $130‚000. 2)Net Income = 130‚000 - 11‚000

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    1. What major requirements do client expect from their portfolio managers? We have two major requirements of a Portfolio Manager: 1. The ability to derive above average returns for a given risk class (large risk-adjusted returns); and 2. The ability to completely diversify the portfolio to eliminate all unsystematic risk. The client expect from their portfolio managers are to help them manage their money in less time. Most of the client requires a portfolio manager who can preserve

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    Financial Statement Analysis The Hershey Company The Hershey Company was founded in 1893 by Milton Hershey‚ a determined pioneer from rural Pennsylvania that developed a method for the commercial production of chocolate. Today‚ the Hershey Company is the largest manufacturer and distributor of chocolate and non-chocolate confectionary snack goods in North America with products as common as Reese’s‚ Kit Kat’s‚ Twizlers‚ and Jolly Ranchers and many more popular snack goods available nationwide

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    INSTRUCTIONS: | 1. Answer all questions. 2. Answer in ENGLISH. 3. Arithmetic calculators are allowed. (Cellular phones may not be used as calculators). 4. Only answers written in the answer booklet will be marked. 5. Dictionaries are not permitted. Question 1 Listed below are multiple choice questions. Read the statements and select the most appropriate Answer. Write the numbers 1.1 to 1.10 and then only the alphabet of your choice. Eg 1.11 C 1.1. _________ analysis

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    Hilton is checking out of Hotels. Hilton Worldwide Holdings Inc.‚ a hospitality company‚ is engaged in the ownership‚ leasing‚ management‚ development‚ and franchising of hotels‚ resorts‚ and timeshare properties worldwide. A new strategy of hiking up their share prices led to the company’s growth significantly. Nonetheless‚ the fast growth in its business doesn’t comprise the hotel that they own The realization‚ that the firm had spent considerable amount of its time on escalating its business

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    the single Banking software where the Bank has made substantial investments. This has helped the Bank provide services like ‘Any Branch Banking Facility’‚ Internet Banking and SMS Banking. Living up to the expectations and aspirations of the Customers and other stakeholders of being innovative‚ HBL... the single Banking software where the Bank has made substantial investments. This has helped the Bank provide services like ‘Any Branch Banking Facility’‚ Internet Banking and SMS Banking. Living up

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    1.Drugstore.com is ‚ one of the 50 largest online retailers in the U.S offers a variety of products and information on heath‚ beauty‚ wellness‚ personal care and pharmacy products. The mjor different between drugstore.com and the brick and mortar retail drug business is that drugstore.com do not have any ties to a physical location. 2.Walgreens‚ CVS‚ and Rite Aid had similar long histories of internal store growth and store acquisitions. Walgreens Web site was primarily informational. It included

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    costs because it’s considered that the tenants pay for the rents‚ and the landlord pays for the maintenance‚ taxes‚ and insurances costs of the building. The hotel owners can also reduce the sunk costs of decoration and furnitures of the building in case that they lease an old hotel building. Therefore‚ the business can save money for some activities that help increase the revenue such as provide better services‚ invest money on marketing or

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    organization and oversight of public financial institutions seems warranted and necessary. This paper was prepared while Mr. Ratnovski was working in the Financial Supervision and Regulation Division during January–April 2006. The authors are grateful to Jonathan Fiechter‚ David Marston‚ and participants of an MCM seminar in April 2006 for their helpful comments. JEL Classification Numbers: G21‚ G28‚ H81 Keywords: Financial institutions‚ banking regulations‚ banking supervision Authors’ E-Mail Address:

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