1.1 BACKGROUND OF THE STUDY Following the announcement by the Central Bank of Nigeria on July 6‚ 2004 about a major reform program that would transform the banking landscape of the country‚ an unprecedented process of merger and acquisition has taken place in the Nigerian Banking Sector shrinking the number of banks from 89 banks to 25 banks or banking groups involving 76 banks which altogether account for 93.5% of the deposit share of the market. Thirteen (13) out of the 89 banks‚ accounting for
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The common house dog‚ the Canine‚ makes the best house pet. Their interactive abilities are much stronger than‚ for example‚ cats’. And because of this ability dogs provide us with much better care and pleasure. Dogs are more interactive with people than cats. They provide us with more pleasure and a better quality of life. At a basic level dogs can be taught to play fetch with a stick‚ and then we can have hours of fun playing “catch” with our pet. Further‚ the ability for a dog to be trained
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The Best of Sherlock Holmes Do you know that the Guinness World Records has consistently listed Sherlock Holmes as the "most portrayed movie character" with 75 actors playing the part in over 211 films? There is something magical about the character of Sherlock Holmes created by the Scottish author and physician Sir Arthur Conan Doyle. The image of the tall‚ thin man with a cape‚ carrying a magnifying glass and wearing a deerstalker is recognized immediately. He is the international icon for the
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Demerits 1.Equality is the basic point in democracy. It ensures equality before law. 1. The interest of majority dominates the interest of minority 2.Fair share of all in the government making process 2.Results are not satisfactory if the masses are illiterate at large 3. Freedom of expression to all. 3.slow economic growth and economic development 4. Guarantees stability to the government. 4.deliberations and debates cost lot of time‚ expenditure on the public wealth. 5. Guarantees legitimacy
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"being honest"‚ another meaning "truthfulness"‚ Policy means "course of action adopted by a government‚ business group‚ individual‚ etc." So here the complete meaning of the essay title is "truthfulness course of action adopted by an individual is the best one". This "honesty" word is very much known to the whole world but has less impact on the majority of our society. Many social parameters are there which reflects honesty test‚ but in real sense there is no any concrete method to test honesty. If
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Bananas? You might’ve heard about its benefits and advantages that control not only your center tempo but also help you minimize your bodyweight. But are bananas best for pups too? We’ll cover this part down the road after talking about how and just why bananas are crucial for our expansion and regulatory system. Bananas are arrays of aid and benefit to help you pass by any obstacle easily without the hesitation. It really is one of the resources of healthy body that delivers nutrition and core elements
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One of the best relationships I have ever had was with a friend named Shaquille aka shedd. I called him shed it was his last name and in football we refer to people by their last names. It’s crazy now to think that this guy was one of my best relationships. Its crazy because‚ when I first meet shedd I was putting all my things into my locker which was next to his he was a senior in college and I was just a freshman. He asked me who am I and where am i from in a very angry looking way. I responded
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A best friend is the first person who comes in when‚ out of the door‚ the whole world has gone. A best friend is one who loves the truth and you‚ and will tell the truth in spite of you. There are lots of people who you make friendship with‚ but it is very hard to find a true and honest friend. But I am very lucky that I have a best friend with whom I can share my feelings with. His name is Max. He is very friendly‚ and I am very happy to have him as my best friend. He is very well respectful‚ hardworking
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constancy and hard work at training in this sport makes it possible to prevent injuries and to the person that practices it‚ form his life. Rugby is the best sport‚ a way of life‚ the supreme test of strength‚ endurance‚ determination‚ and agility. The Rugby Blog‚ a very interactive website where rugby fans share opinions and predictions‚ does an excellent job covering most of the different aspects of Rugby. One will find from vital advices and information for rookies‚ articles‚ games recorded and news‚
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"Is the Internet The Best Resource?" Many may agree with me when I state that many people have become extremely dependent on the use of the Internet. The Internet holds most of the essential information that people use on a daily basis. Whether or not you think this is a good thing is all up to you. From finding out the weather a month before the day‚ to talking to someone half way across the world‚ many of us use the Internet for almost anything. I can’t really disagree with the amount of time
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