Case 7: Its better late than never! 1. What was Ryan’s starting salary? How much could he have contributed to the voluntary savings plan in his first year of employment? RATE NPR FV PV YEAR CONTRIBUTION TO SAVINGS PLAN .05 1 70‚000 66‚667 5th $7‚333 .05 2 70‚000 63‚492 4th $6‚984 .05 3 70‚000 60‚469 3rd $6‚651 .05 4 70‚000 57‚849 2nd $6‚363 .05 5 70‚000 54‚847 1st $6‚033 Ryan’s first year salary at this company was $54‚847 and he could have contributed $6‚033 in
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improved significantly since the 1960’s with new‚ more advanced technologies‚ such as cell phones and computers with internet. There are now even cell phones with internet available on them. People can keep in touch and meet new people easier and faster than 50 years ago. Now we have technology where we can do almost anything with the touch of a few buttons. This shows that many things are no sweat to do now simply because of our technology. There are almost infinite possibilities a person could do with
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Many people would tell you that college is way better than high school. Others would say they enjoy high school better. Both require a lot of time and self discipline. It all come down to people’s different point of view. There are multiple differences between high school and college such as the teachers/professors‚ responsibility‚ and the living arrangements. Some would say high school are some of the hardest years of your life. It’s when things start looking at colleges‚ figure out what you want
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Hades: Better than you think Most of the time‚ when prompted to think about Hades‚ you’d think of a god that’s so related to the dead that he’d be evil to every extreme. Death‚ destruction‚ malevolence‚ and suffering right? All sorts of evil for the god of the dead and ruler of the underworld. However‚ what if I told you that Hades wasn’t evil‚ he was actually better than he’s made out to be? Hades is actually not as bad as he’s thought to be because of his role‚ his personality‚ and his location
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both popular forms of mass transit‚ and methods of getting several people from place to place quickly. Some people prefer trains over buses and vice versa. Which one you choose will depend on a number of factors. Firstly‚ most people choose buses more than trains‚ because their tickets are generally less expensive. They also have more stops and can reach more destinations that their rail-riding rivals. In contrast‚ train tickets are more expensive‚ because trains are longer and therefore require more
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A number of people assert that some cultures are not more efficient than others because East Asia’s inability to dominate the world was because of their geographical location in the world and their surroundings but I think that some cultures are better than others because East Asian countries continue to grow from the adoption of Western cultures. They would explain that East Asian countries did not have the ability to conquer the world do to the formation of the their land. The coastline of China
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English 002 04/29/2012 Driving is better than Flying A lot of people would rather travel by airplane. However‚ I prefer to travel by my car because I can save money‚ experience the different surroundings‚ and am in control of my environment. First‚ I can be in control of my environment when I drive. I can make the temperature in the car as hot or as cold I like it. I can travel alone or with others‚ and play music or not depending on my mood. The second reason I prefer driving is because I
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pill and liquid form. Experts in nutrition consider liquid vitamins to be a remarkable breakthrough in the domain. This is one of the reasons which may explain the lately outburst of liquid supplement advertising. But what makes liquid vitamins better than their pill equivalents? First and foremost‚ it is a matter of absorption. The liquids are chewable tablets which are being absorbed quicker by the body. It is estimated that the absorption
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yourself deeper and deeper into a low-energy rut. Compelling research from Brigham and Women’s Hospital‚ Harvard Medical School‚ and other institutions finds that frequent low doses of caffeine — the amount in a quarter-cup of coffee — were more effective than a few larger doses of caffeine when it comes to keeping people alert. Try tea and see. If you need a caffeinated pick-me-up‚ choose tea over coffee. One study found that drinking tea all day improved alertness and performance just as well as
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It is better to live alone than in a parental home The meals are hot‚ the fridge is always full and the rent is free. So is it any surprise that more twenty- and thirtysomethings in Britain are living at home with their parents than at any time in the past 20 years? The Office for National Statistics says many young adults in their mid-20s and early 30s‚ and especially men‚ are increasingly postponing the transition to adulthood. One in three "adult-kids" who have not left the parental nest
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