FINA 3023 Financial Markets & Institutions Class 15 Today s Today’s class The role of financial intermediaries Brokers and dealers Problems in (financial) markets: Asymmetric i f A t i information ti Adverse selection Moral hazard Chapter 8 p 2 The market for “lemons” lemons When‚ in a market‚ sellers of a product know more (asymmetric information) about it than the buyers‚ the market does not function properly. properly “The Market for Lemons: Quality Uncertainty
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Civil Rights Act Team A Emancipation Proclamation-1863 Date: Issued by President Abraham Lincoln on January 1‚ 1863. A start to ending slavery‚ declared all slaves in the rebellious states be set free. The emancipation proclamation was limited in many ways. It only applied to the states that had seceded the union‚ which left it untouched in the border states. Class intended for protection: Black Americans. How the specific event affected the civil rights movement: This set fourth an amendment
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Privacy and Social media By: Amruta Kalbande Ankita Sen What is Social Media? • Social media is the social interacton among people in which they create‚ share or exchange informaton and ideas in virtual communites and networks. What is Privacy? “In general‚ the right to be free from secret surveillance and to determine whether‚ when‚ how‚ and to whom‚ one’s personal or organizatonal informaton is to be revealed.” Is privacy in social media important? YES! But WHY? • Social
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SEGMENTATION – TARGETING – POSITIONING Fragmentation of mass markets segments Consumers: variety of needs & preferences Marketers: offer variety of choices via multitude of marketing offerings Marketing segmentation: Needs Action Linking market needs to an org’s marketing program Market needs Segmentation/Targeting MM A market segment: Group of consumers with homogenous profile & common needs will similarly respond to a marketing program Segmentation – targeting – positioning 1
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BRE336 Development Control Law TOPIC Walled buildings have been criticized to be the root of creating poor air quality for neighbouring community. Town Planning Board (TPB) has therefore imposed of Building Height Restriction (BHR)‚ Non Building Area (NBA) and Building Gap (BG) in some OZP. But TPB failed in a judicial review (Kai Tak Mansion case) on the imposition of BHR‚ NBA and BG. Discuss the rationale of the decision and your recommendations to solve the problem BRE336 Development Control
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Physiology of the Circulatory System Activity 1) When a person goes from a prone position to standing up‚ all of the blood rushes from to the feet due to gravity. This causes reduced blood flow back to the heart‚ which in turn causes reduced cardiac output. The baroreceptors help to increase blood pressure and heart rate as seen through the baroreceptor reflex test‚ with a resting systolic heart rate of 54bpm to a baroreceptor reflex heart rate of 70bpm‚ an increase of 16bpm. 2) Having high blood
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HSC Area of Study Discovery AN ETA RESOURCE www.englishteacher.com.au Overview of the session ! The rubric ! Why is discovery an important concept? ! The texts as discoveries ! Activities to start the unit with students ! Ways into the texts and related texts The rubric ! Students need to know the rubric! One way to engage with the rubric is to look at each statement and determine the focus by deciding if it is a: WHO WHAT WHERE WHEN WHY or HOW ! type of statement The rubric
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Rich Watkins Law Enforcement/Criminal Justice Instructor INTRODUCTION TO CRIMINAL JUSTICE Attended Alexandria Technical and Community College Graduated in 1982 with an Associates Degree in Law Enforcement Worked as a Police Officer with the Luverne Police Department from October 1982 to December 1985 Worked with the Faribault Police Department from December 1985 to September 2011 Served as a Police Officer Promoted to Corporal Promoted to Sergeant Duties included: •Patrol
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RJR Nabisco RJR NABISCO AGENDA Historical Perspective LBO Candidate Special Committee Key Players Valuations Risk Factors Post LBO Plans Final Takeover Historical Perspective Started in 1875 as a tobacco firm. In 1967 ‚ RJR entered in food‚ restaurant‚ alcohol and shipping business. In 1987: - Food Business: $9.4 billion - Tobacco Business: $ 7 billion LBO Candidate Operating under low debt Exhibited long term and non cyclical growth RJR’s break up value: Nabisco $8 to $9
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Express yourself Introduction Mangesh Gaik B007 What HP Is…?? Founders of HP..... Dave Packard and Bill Hewlett formalize their partnership on January 1‚ 1939. HP is a technology company that is established world wide. It explore how technology and services can help people and companies address their problems and challenges‚ and realize their possibilities‚ aspirations and dreams. Owners of HP Founders Of Hp: Bill Hewlett and Dave Packard successfulstarted the
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