Introduction E lectronic banking is an umbrella term for the process by which a customer may perform banking transactions electronically without visiting a brick-and-mortar institution. The following terms all refer to one form or another of electronic banking: personal computer (PC) banking‚ Internet banking‚ virtual banking‚ online banking‚ home banking‚ remote electronic banking‚ and phone banking. PC banking and Internet or online banking are the most frequently used designations. It should
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STRATEGIC PLAN FOR ISLAMIC BANKING INDUSTRY OF PAKISTAN Table of Contents ACRONYMS ................................................................................................................................................... III FOREWORD: .................................................................................................................................................. IV GOVERNOR’S MESSAGE .....................................................................................
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Kris Howard Investment Banking The intensely competitive‚ action-oriented‚ profit-hungry world of investment banking can seem like a bigger-than-life place where deals are done and fortunes are made. Investment bank includes but is not limited to bringing an established company to the market‚ by that I mean taking company with the capabilities but not capital of expanding‚ and raising money through other investors or the stock market (IPO) for a commission‚ I chose this field because
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Definition of Electronic Banking It is process or method of banking by which customers performs financial transactions electronically through internet that’s why it is also called internet banking and online banking. Origin of Electronic Banking It is banking service that allows its customers to conduct their daily financial transactions online 24/7 as it is a ease of access for the customers. These transactions includes payroll and direct credit transactions. In 1980’s New York’s four major
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will be free of unethical practices‚ and will put Islamic banking business in the vanguard of ethical distinction. Although the central idea of Islamic banking and finance has been the elimination of interest‚ the comprehension of trade and commerce (al-bay’) in Islamic financing activities has not be recognized in a similar capacity as had the interest (riba) feature. This has directed many people to believe that Islamic bank is a banking firm that operates without interest‚ without further elaboration
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inflation and full employment. Central banks also generally issue currency‚ function as the bank of the government‚ regulate the credit system‚ oversee commercial banks‚ manage exchange reserves and act as a lender of last resort. The central banking system in the U.S. is known as the Federal Reserve System (commonly known as "the Fed")‚ which is composed of 12 regional Federal Reserve Banks located in major cities throughout the country. The main tasks of the Federal Reserve are to supervise
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Islamic Banking is a banking system that is based on the principles of Islamic law (also known Shariah) and guided by Islamic economics. The Islamic banking today has become most popular and reliable financial system in the world. The history and evolution of Islamic Banking dates back over 14 centuries ago to the origins of Islam when the Holy Quran was first revealed to Prophet Mohammed (PBUH)‚ hence encompassing a complete set of rules and regulations for all aspects of life put forth in
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The issue of non-performing assets (NPAs) in the fast expanding retail segment has started haunting the the domestic banking industry. The recent phenomena like high real estate prices‚ the rising interest rates and falling Sensex where a great deal of funds out of personal loans have been invested will impact the sticky assets in the retail segments‚ said a chief of public sector bank.. For a quality asset player like HDFC Bank though ratio of gross non-performing assets (NPAs) to total customer
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Bramhe / International Journal of Engineering and Technology Vol.3 (6)‚ 2011‚ 472-479 SMS BASED SECURE MOBILE BANKING Manoj V‚ Bramhe Department of Information Technology‚ RTM Nagpur university St. Vincent Pallotti College of Engg. And Technology‚ Nagpur‚ India manoj_bramhe@yahoo.com Abstract— M-banking has emerged as one of the main division of m-commerce. Mobile banking services consists of information inquiry‚ notifications and alerts‚ applications and payment transfer. Mobile based
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QUESTIONNAIRE Based on Study of Customer Behaviour towards E-Banking in Private Sector Banks Personal detailsName: - _________________________________________ 1. Gender:2. Age Group:Male Below 21 Years‚ 31 years – 40 years‚ Above 50 years 3. Occupation:Govt. Job Business Other (specify) ___________ 4. Income Group (Per month) below 10‚000/25‚001 – 50‚000/10‚001 – 25‚000/More than 50‚000/Private Job Female 21 years – 30 years‚ 41 years – 50 years‚ Student 5. Contact No.___________________________
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