Research Topic/Title: The Growth of the Micro Enterprise Lending in the Philippines Introduction Micro enterprise financing‚ or the provision of access to micro entrepreneurs of small-scale loans and other financing-related services has been widely credited as a sustainable tool for reducing poverty. The microfinance movement‚ which the Grameen Bank started and pioneered in Bangladesh during the 1980s‚ has been replicated in other parts of the world‚ including the Philippines. However‚ while
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process that transforms scarce resources into useful goods and services. Factors of production The basic resources that are available to a society are factors of production: 1. Land: natural resources‚ the “free gifts of nature” 2. Labor: the contribution of human beings 3. Capital: plant and equipment 4. Entrepreneurial ability: takes initiatives‚ makes decisions‚ innovates‚ and takes risks - Resources or factors of production are the inputs into the process of production. - Goods and
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| Gram Negative Unknown | Biology 3444-006 | | Lena Wallace | 11/7/2011 | | Abstract: The purpose of this lab was to identify an unknown bacteria culture using differential tests. The identification of the unknown culture was accomplished by identifying the bacteria based on its specific metabolic characteristics and morphology. It is suggested that culture 11 is a sample of Enterobacter aerogenes. Introduction: This experiment was centered on metabolic and biochemical testing
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Economics is the study of how individuals and societies choose to use the scarce resources that nature and previous generations have provided. There are many reasons to study economics‚ including 1.To learn a way of thinking 2.To understand society 3.To understand global affairs 4.To be an informed voter Economics has three fundamental concepts: a. Opportunity cost‚ b. Marginalism‚ and c. Efficient markets. a. Opportunity cost is the best alternative that we forgo‚ or give
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Figure 10-1 [pic] a) Refer to Figure 10-1. The marginal product of the 3rd worker is ______ b) Refer to Figure 10-1. The marginal product of the 7th worker is ______ c) Refer to Figure 10-1. The average product of the 4th worker ______ d) Diminishing marginal productivity sets in after ______ 15) If 11 workers can produce a total of 54 units of a product and a 12th worker has a marginal product of 6 units‚ then the average product of 12 workers is ______ 16) If 11 workers
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6 Cigarette Consumption “Short‚ snappy‚ easily attempted‚ easily completed or just as easily discarded before completion – the cigarette is the symbol of the machine age." New York Times‚ 1925 Annual cigarette consumption ICELAND NORWAY SWEDEN FINLAND per person 1998 or latest available data 2‚500 and above RUSSIAN FED. ESTONIA UNITED KINGDOM IRELAND NETH. BELGIUM DENMARK 1‚500 – 2‚499 500 – 1‚499 1 – 499 RUSSIAN FEDERATION GERMANY POLAND SLOVAKIA BELARUS UKRAINE
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My topic that I found interesting that relates to microbiology is Biological Warfare. It is where organisms such as bacteria‚ viruses‚ fungi‚ toxins are used to kill or injure people. Organisms that are used in biological warfare are called agents. Biological agents have been around since ancient times. Archers would infect their arrows by dipping them in dead‚ decomposing bodies or blood that is mixed with feces. Now in modern times‚ biological warfare has become more sophisticated. In WW1‚
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Management Second Exam Study Guide Chapter 5: Gaining Power and Influence - Power – the capacity to influence someone’s behavior - Human capital – an individual’s power - Social capital – power over other people - 4 sources of personal power - Expertise‚ personal attraction‚ effort‚ legitimacy - Likability is a kind of power - If you are well liked it is often because you have open‚ honest relationships‚ you are emotionally accessible‚ and you exercise unconditional
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the current value of the Canadian dollar‚ unemployment rates‚ debt-to-GDP ratio and economic growth. By going over these concepts we can establish a firm basis of how the economy is doing overall in Canada today. Monetary policy is an important factor when dealing with inflation targeting and interest rates. The central bank of Canada controls
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Specifications of stone powder mill： 1.High efficiency‚ large grinding ratio 2.Easy maintenance and operation 3.low investment—micro powder mill 4.long service life Features of stone powder mill in Shanghai clirik Machinery Co.‚ Ltd.: 1. High-efficiency and low consumption With the same end-products fineness and motor power‚ its output is over 1 time of that of Jet Mill‚ Mix Mill‚ and Ball Mill. 2. Easy-damaged parts with longer working life The grinding roll and ring are made
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