BUTLER LUMBER COMPANY 關於Butler Lumber Company(以下簡稱BLC)的借貸案，我們選擇站在Northrop National Bank(以下簡稱NNB)的角度來看是否該提供借貸，共考慮三個部份：1)BLC的徵信程度，2)BLC的財務報表狀況，3)BLC的擔保品品質。以下將針對這三方面來探討： 一、BLC的徵信程度 在評估借貸案時，NNB向幾家BLC的往來廠商發函調查，以作徵信之用。回函廠商皆對經營者有信心，以及對BLC本身的營運情況有著正面的看法。 接下來NNB需要評估BLC的財務報表，以了解實際的營運情況。 二、BLC的財務報表狀況 BLC 1988 1989 1990 負債比率 54.55% 58.70% 62.70% 流動比率 180.00% 158.93% 145.05% 速動比率 88.08% 72.00% 66.92% 現金對流動負債比率 22.31% 12.80% 7.66% 存貨週轉天數 71.755 69.631 應收帳款週轉天數
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It’s an unusual way to boast‚ but Rubin is allowed some bombast. At the Mobile World Congress in Barcelona this spring‚ the most important trade show worldwide for tablets and smartphones‚ 90 per cent of the devices unveiled ran Android. In August this year‚ tech analysis firm Canalys reported that 48 per cent of all smartphones sold in the second quarter of 2011 were Android devices. The nearest competitor was Apple‚ on 19 per cent. Android overtook Apple’s iOS in 2010 -- according to Google‚ 500
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that gender is socially constructed is an idea that Judith Butler argues against‚ instead she suggests that gender does not exist. Butler states that gender cannot exist until performed‚ these acts that are performed are merely repetitions of pre-established behaviour. Instead we impersonate what we believe to be gender and gender appropriate‚ these gender conventions that are impossible to maintain as every person is different. (Butler 2009) It is these learned behaviours that establish gender stereotypes
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1. The Environment of Business 1.1. System A system is one‚ which has interrelated parts and functions as a whole. The human body‚ galaxial and economic systems are some common examples. Similarly‚ there are several departments in a business organization‚ which are all interrelated and the organization functions as one system. Like other business organizations‚ Pak Suzuki functions as one system and there are several departments working in the organization 1.2. Company Profile Pak Suzuki
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interpreting his or her society is a constant job that they uphold. This is why the world has a vast variety of them. With their different minds‚ genres‚ styles‚ and themes. No single person can say writers such as William Shakespeare‚ and Octavia Butler are one in the same. A writer’s role is challenging and is constantly changing as time progress. Time is a constant and waits on no one. However‚ one author that is not bonded by time is William Shakespeare. A well renowned poet playwright‚ and
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Accel Partners VII by Steven N. Kaplan1 Graduate School of Business‚ University of Chicago As the summer of 1999 began‚ Julie Robins‚ the chief investment officer of the Angel Foundation‚ was considering whether to invest in Accel Partners’ latest venture capital fund – Accel Partners VII. Accel was seeking to raise $500 million. The Angel Foundation had been a limited partner (investor) in Accel’ previous three funds – Accel Partners IV‚ V‚ and VI. Those s funds had generated returns
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Butler Lumber Company Background: Butler Lumber Company was founded in 1981‚ in a large city in the Pacific Northwest. Typical products of the company included plywood‚ moldings‚ and sash and door products. After a rapid growth in its business during recent years‚ the company in the spring of 1991 anticipated a further substantial increase in sales. Despite good profits the company experienced a shortage in cash and found it necessary to increase its bank borrowings. Issues: • Butler Lumber
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Auto-Ethnography Vincent Verduzco Texas A&M University-Corpus Christi Abstract The methods of writing vary in people almost as much as fingerprints are different. This paper‚ hence the title‚ studies the way that I write. The sample of writing the study is being conducted on is an essay that I wrote using a prompt which asks the effects that technology has had on society over the years; with an emphasis on the recent years‚ meaning the past ten to fifteen years with the start of the
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Rebecca Lamb Jessica Avalos Leah Anderson Stonemor Partners LP Stonemor Partners’ primary sources of liquidity is cash flow from operations and amounts available under their Credit Facility. In the past the company been able to increase their liquidity through long-term bank borrowings and the issuance of additional common units and other partnership securities‚ including debt‚ subject to the restrictions in their Credit Facility and under their senior secured notes. The
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Goldsworthy was born 26 July 1956 and he is a British sculptor‚ photographer and environmentalist producing site-specific sculpture and land art situated in natural and urban settings. He lives and works in Scotland. Andy Goldsworthy is a brilliant British artist who collaborates with nature to make his creations. Besides England and Scotland‚ his work has been created at the North Pole‚ in Japan‚ the Australian Outback‚ in the U.S. and many others. Goldsworthy regards his creations as temporary
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