MICROFINANCE AS A STRATEGY FOR POVERTY REDUCTION INTRODUCTION Microfinance is not something new in Malaysia. It has been operated by credit unions‚ co-operative banks and specialised credit windows of banks. Microfinance services of financial credit range for about RM10‚000 (USD2‚631) and mostly to finance small businesses‚ agricultural loans and loans for poverty reduction. Microfinance program in Malaysia has been implemented since 1987 as one of the poverty eradication strategies in the country
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Harm Reduction paper Randy Jones Substance Abuse Counselling January 18‚ 2012 This paper will discuss the principles and position of harm reduction. It will also examine the public perception of the user‚ which has created an ineffective philosophy. Most importantly‚ my paper seeks to recognize the harm of harm reduction. This discussion will highlight the lack of hope it creates in the user. Harm reduction needs to be addressed so that a long-term solution for the user can be implemented‚ not
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Name: Nguyen‚ Thi Hai Yen Student ID: 2012470037 Subject: Special topic in international development: African economics and politic Topic: Uganda – The bright in poverty reduction for other Sub – Saharan African countries Uganda is a landlocked and relative small country in East Africa. After independence in 1962‚ Uganda experienced a decade of relative political and economic stability before 15 years struggling under the power of Idi Amin who lead the country to conflict and reduced country
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Purpose The purpose of this lab is to identify the different features that come about by using oxidation reduction and recording the observations‚ these tests will help determine the specific qualities each solution has. Hypothesis I theorize that nothing will happen with Magnesium because it is such a soft metal. Zinc should turn a greener color‚ because that’s what happens to a lot of statues and sculptures. I theorize that iron will tarnish badly because in air it can get tarnished so oxidation
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or they may work as hired labour on large farms. Low incomes and rural poverty are often the result. Taking into consideration by the world’s standard the average person in the world lives on less than a dollar a day. In recent years‚ poverty reduction continues to be a challenge in Nigeria. 69 million people‚ or 54% of the population‚ lived below the poverty line in 2004. the Nigerian government has promoted agricultural growth through several policies noting that agriculture “outperforms all
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Session M1.1: Disaster Risk Management Terms and Concepts Note: For further detail definitions and concepts clarity‚ please visit United Nation International Strategy (UNISDR) website http://www.unisdr.org/eng/terminology/terminology-2009-eng.html Crisis A crisis is any event that is‚ or is expected to lead to‚ an unstable and dangerous situation affecting an individual‚ group‚ community‚ or whole society. Management often requires decisions to be made within a short timeframe & often an event
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and Drives This Page Intentionally Left Blank Electric Motors and Drives Fundamentals‚ Types and Applications Third edition Austin Hughes Senior Fellow‚ School of Electronic and Electrical Engineering‚ University of Leeds AMSTERDAM • BOSTON • HEIDELBERG • LONDON • NEW YORK • OXFORD PARIS • SAN DIEGO • SAN FRANCISCO • SINGAPORE • SYDNEY • TOKYO Newnes is an imprint of Elsevier Newnes is an imprint of Elsevier Linacre House‚ Jordan Hill‚ Oxford OX2 8DP 30 Corporate Drive‚ Suite
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TO O L S F O R M A I N S T R E A M I N G D I S A S T E R R I S K R E D U C T I O N Construction Design‚ Building Standards and Site Selection G u i d a n c e N o t e 12 Tools for Mainstreaming Disaster Risk Reduction is a series of 14 guidance notes for use by development organisations in adapting programming‚ project appraisal and evaluation tools to mainstream disaster risk reduction into their development work in hazard-prone countries. The series is also of relevance to stakeholders involved
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Jane Jacobs‚ the author of The Death and Life of Great American Cities‚ though never finished college‚ wrote pieces focused on cities. She concentrated on how and why cities worked‚ as well as why urban renewal and redevelopment was hurting the great cities instead of improving them. She expresses arguments on the principles and aims of the orthodox city planning and rebuilding that have shaped modern cities (1). Her most pronounced arguments are the planners approach to redevelopment and revitalization
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the hollow blocks‚ the greater the force exerted to lift them. This may lead to problems like back pains‚ abrasions‚ muscle pains and the like. Therefore‚ hollow blocks must be lighter. Light aggregates must be used like lahar‚ carbonized rice hull and rice hull ash. Lahars come mostly from volcanic activities (like the Mt. Pinatubo explosion). It is a type of mudflow or debris flow that slides along the volcano that can run as fast as 40 m/s. Lahar is a possible component in road construction according
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