policy long enough to have accrued cash value‚ yes‚ you can cash it in. But‚ it might be wiser to borrow against it instead or look into other options. Cashing it in means you are cancelling the policy. If this is your only life insurance policy‚ it means you no longer have life insurance coverage. Whole Life and Cash Value Although there are different kinds of whole life‚ they all accrue a cash value. This makes them different from term insurance. The cash value of whole life is cash you can potentially
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The planet earth for millennia have offered mankind natural resources for its use. However‚ with the growth of the human population‚ resources have been used at a speed that is faster than it would take for it to be replaced. Such consumption has lead to many dangerous environmental effects. Problems like oil spills‚ loss of rain forests and acid rain are just some of the effects of such misuse of the earths natural resources. But‚ to bring about significant change to clean up oil spills‚ or to avoid
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Spreading like a virus A recent media workshop on the issue of sex selection and female foeticide brought home the extent of the problem. Held in Agra in February‚ the workshop was organised by UNICEF‚ Business Community Foundation‚ and the Centre for Advocacy and Research. Doctors‚ social scientists‚ researchers‚ activists‚ bureaucrats‚ journalists told their stories of what they were doing to fight the problem. If the 1991 Census showed that two districts had a child sex ratio (number
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Outcome of Revolt By Mahatma Gandhi :-Mahatma Gandhi had played the most important role in the freedom struggle ofIndia through his basic principle of truth‚ non violence and Satyagraha. He entered in the political scenario in 1916 after returning from a successful struggle against discrimination faced by black people in South Africa. In India through chain of movement for peasants and labourers in Champaren‚ Ahemdabad and Kheda he entered the Indian scene. Then he reached the zenith of political
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Nowadays‚ one of the important challenge of humanity is many threats that involved our environment. Green house gases‚ fumes or many harmful chemical productions have destroyed our natural of the world.from my point of you‚ many operations could be done to prevent these destruction. Some of these advises are discussed. To begin with‚ one of the important issues in our world is increase of green house gasses. Green house gases have harmed our environment specially the ozone layer. Many operations
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TIME VALUE OF MONEY 1. If you were scheduled to receive Rs 100‚000 five years hence‚ but you wish to sell your contract note for its present value‚ which type of compounding would you rather have the purchaser of your contract note to use to find the purchase price‚ 8 percent compounded: (a) (b) (c) (d) (e) Continuously Quarterly Semi-annually Annually None of the above 2. According to the rule of 69‚ the doubling period is equal to (a) (b) (c) (d) (e) 0.25 + (69/ Interest rate) 0.35 + (69/ Interest
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Each subject icon would lead to another page where they can view their homework to be done. A deadline would be on a countdown‚ reminding the students about the homework that they have yet to complete. Thus‚ “Link2Work” reduces paper consumption‚ saves energy used in printing‚ eliminates packaging materials‚ and all the energy and cash costs associated with those materials. In another hand‚ students would be on track with his homework and therefore have better time management. They would also be
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Most people would say that human life is a precious thing‚ and that taking it away from someone by force is not righteous. Most would also say that non-human life is less valuable‚ and most if they are pushed to consider it would say that the value of a life is based on the intelligence of that creature. These facts are obviously the truth‚ about humans being more valuable the non-human. Human life is not a tree that can be replanted or grow again. Once a human life is gone it is gone forever
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Wed 4 Aug 2010 MARK922 Marketing Management Lecture Week 2 – Ms Leanne Brereton Chapter 2 Strategic Marketing and Planning Chapter 15 Ethics and Marketing Compliance Slides developed by L. Brereton based on Kotler‚ P. Adam‚ S. Denize‚ S. and Armstrong‚ G. (2009) Wed 4 Aug 2010 MARK922 Strategic Marketing and Planning Learning Objectives 1. Explain strategic planning. 2. Describe the marketing management and planning process. 3. 3 Identify the sections of a marketing plan and specify the
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“In a world of seven billion people‚ set to grow to nine billion by 2050‚ wasting food makes no sense – economically‚ environmentally and ethically.” - UN Under-Secretary-General and UNEP Executive Director Achim Steiner Food waste is a serious and often discussed problem in food and nutrition security. From produce loss due to poor post-harvest handling practices to the food that goes bad in your fridge before you can eat it‚ the United Nations Food and Agriculture Organization (FAO) found thatan
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