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    INFLATION RATES AND INTEREST RATES: THE FISHER EQUATION NOTES by: Chadia Mathurin Economists differentiate between real and nominal interest rates where: real interest: is defined as the increase or decrease in a consumer’s purchasing power experienced as a result of changes in the interest rate. nominal interest: is defined as the interest payed by the bank. Let: i denote the nominal interest rate r the real interest rate pi ‚ the inflation rate The equation for the real interest rate

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    Are Cell Phones Dangerous?

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    Are Cell Phones Dangerous Toddra Pamplin English Composition II Dr. Janice Brantley March 12‚ 2013 Sentence Outline Thesis: Cellular phones are the world’s most popular mobile device used by Americans today‚ but cell phones are said to be the leading cause of traffic accidents‚ they are used for cyber bullying‚ give off electromagnetic radiation that is harmful to our bodies and more; therefore we ask ourselves are cell phones really dangerous? I. Texting and Driving A. Cell phones

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    Cell Phones and Culture

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    Cell phone’s affect on culture In the last 20 years‚ cell phones have become an increasingly important tool utilized everyday. Never before in history could we take pictures at any given time‚ access the internet‚ shop for our favorite clothing or socialize away from the home with talking‚ texting and even social networks‚ such as Facebook. Telephones today can be used as a multi-purpose computer‚ cell phones are game consoles‚ still cameras‚ email systems‚ text messengers‚ carriers of entertainment

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    Cell phones and driving

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    Dangers of Cell Phones While Driving In today’s society most of us have become very attached to our cell phones. They have become a very large part of our lives because they simplify communication‚ and they help us with everyday tasks. However‚ when used while driving in a car‚ cell phones can become very dangerous or even deadly by distracting drivers from the road. Using a cell phone while driving can include talking‚ texting‚ or navigating through a smartphone app. In fact‚ using your cellphone

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    Healthy Cell Phone

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    Use of Cell Phones The use of cell phones should be banned for teenagers. Similar to the legal age of purchasing alcohol and tobacco‚ the same law should be enforced when it comes to the use of cell phones among teenagers. Although the thought of this may sound insane to most adolescence‚ it maybe the solution to limiting and promoting healthy cell phone use amongst today’s youth. The following solution would also be in their best interest without them even realizing it. The over use of cell phones

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    Cell Phones Are Bad

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    Cooper introduced the world to a phone that could be taken virtually anywhere. He called it the cell phone. The cell phone today doesn’t share anything more than its name with the original Cooper model from 1983. However‚ the cell phone remains just as much of a groundbreaking device that divides people in very powerful ways. There are some who strongly back the product and those who stand strongly against it with very valid reasons. At times‚ the cell phone serves as a powerful communication

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    CONSUMER LOANS VS COMMERCIAL LOANS Prepared By: |   |   |   | Rohit Iyer | 11FN-082 | Sahil Gupta | 11IB-069 | Consumer Loans * Consumer loans are those loans which are required by a person for their personal needs.  * If a car loan(finance or lease) is obtained by a company/individual for commercial purposes it is a commercial finance where as if the same kind of car loan is availed by a an individual who would use that car for his personal needs and would not gonna earn

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    Evaluation of Cell Phones

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    Much More Than a Fruit Not only has technology become the biggest factor in our generation differences‚ but it is now a lifestyle for many. One of the most common devices found today would have to be the cell phone. It’s crazy how they were made as big as a brief case years ago‚ and can now be bought the size of a 12 piece pack of gum. When talking about cell phones‚ it’s hard to go without discussing the best of the best. What exactly is the ideal perfect phone? I need my phone to be able to do

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    Cell Phone Radiation

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    Cell Phone Radiation Written by: Jacob Nickerson Cell phone radiation is something we as consumers are exposed to each and every day. What effect does this have on us? Can this radiation alter the cell structures and functions of our bodies? For what amount of time can our bodies be exposed to this radiation without health risks? These are all questions many scientists and researchers are trying to answer with every day that passes. Researchers are divided on a conclusion of whether or not

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    Teens and Cell Phones

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    Composition I Essay 5 TEENS AND CELL PHONES: A RECIPE FOR DISASTER In 2008‚ CTIA and Harris Interactive conducted a survey of 2‚000 teenagers across the United States. The survey revealed that four out of five teenagers own a cell phone; they are considered a necessary accessory and a symbol of status among teens. Nearly half of kids who own cell phones get their first one between the ages of 8 and 12 years old‚ according to the Neilson Company. (1) While cell phones may be perceived as the key to

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