Mortgage markets exist to help individuals‚ businesses‚ and other economic units to finance the purchase of a home or other property. Characteristics of mortgage markets: 1. Mortgage loans are always secured by the pledge of real property—land or buildings— as collateral. 2. Second‚ mortgage loans are made for varying amounts and maturities depending on the borrower’s needs. 3. Issuers (borrowers) of mortgage loans are typically small‚ relatively unknown financial entities. 4. Secondary capital markets
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The history of Nepal The history of Nepal is characterized by its isolated position in the Himalayas and its two neighbors‚ India and China. Due to the arrival of disparate settler groups from outside through the ages‚ it is now a multi-ethnic‚ multi-cultural‚ multi-lingual country. Its population is predominantly Hindu with significant presence of Buddhists‚ who were in majority at one time in the past. Central Nepal was split in three kingdoms from the 15th to 18th century‚ when it was unified
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concerns for any national. Nepal is a very small and natural beautiful country where almost 82 percent people are engaged in agriculture even though the agriculture sectors contribute only 55 percent on the gross domestic product and 50% of the total export. It is always put in the major or first priority in every periodic plan. And there is always huge budget amount for agriculture. But the productivity is going always downwards because of structure problem raising in Nepal. For example Topographical
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A Book Report On Tourism Business In Nepal Chapter-1 Introduction to Tourism Tourism nowadays has been an essential activity all over the world. The form of tourism can be of various types. Most of the people are quite familiar with the tourism as it has become the modern needs and demands of all people. Everyone loves travelling and exploring new things. People love visiting new places‚ so that they have the best moment
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big rivers. These are the natural gifts for Nepal. It is proved by the fact that Nepal is the second richest country in the world after Brazil in water resource.Most rivers in Nepal originate from the snow clad mountains. Among these rivers in Nepal Koshi‚ Gandaki‚ Narayani and Karnali are some of the biggest rivers which flow from the Himalayas all through the year. Koshi is considered as the largest and Karnali is considered as the longest rivers in Nepal. Similarly‚ there are other rivers such as
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Caribbean Human Capital Development Caribbean political leaders such as Sir Grantley Adams (Barbados)‚ Sir Norman Manley (Jamaica) and Dr. Eric Williams (Trinidad) believed in the principle of enhancing Human Capital. Assess the advantages and disadvantages of the Human Capital Theory in its application to Caribbean societies. As the world industrializes‚ the desire to optimize efficiency and maximize profits is paramount to societal development. Many have written on this‚ proposing numerous
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government. SNPL is the leading cigarette manufacturer of Nepal and captures almost 75% of the total market share. The company had diversified itself in garment section by introducing international brands like John Player‚ Miss Player and local brand like Springwood and so far has been able to capture 10% of the market in this section. The company is also the marketer of matchstick named Teer which captures almost 70% of the total market share. As interns we worked in Trade Marketing Department
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of Nepal Nepal‚ officially the Federal Democratic Republic of Nepal‚ is a landlocked sovereign state locates in South Asia. With an area of 147‚181 square kilometers (56‚827 sq mi) and a population approximately 27 million. Nepal is the world’s largest country by land mass and the 41st most populous country. It is located in the Himalayas and bordered to the north by the People’s Republic of China‚ and to the south‚ east‚ and west by the Republic of India. Kathmandu is the nation’s capital and
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Social Capital and Rural Development Definition: The term social capital refers to the various norms‚ values and cultural aspects which govern the people living in a society and the institutions they are attached with. It is a kind of bonding that holds the societies and communities together and without which there can be no economic growth as per the desired expectations. Social Capital is considered as one of the most important capital available to the community for achieving developmental goals
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Nepal is one of the most desired tourist destination of all time. Due to these cultural norms and values‚ Nepal is a most profitable destination for tourism industry. Annually‚ the visitors arriving in Nepal have their varied purposes and they are almost always enthusiastic about spending their holidays in Nepal’s touristic sites and they have to be encouraged to do so through extensive marketing efforts by Nepal Tourism Board. Furthermore‚ Nepal’s traditional cultural values can also be used for
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