misuse the travel card can be prosecuted under Article 92 of the Uniform Code of Military Justice (UCMJ) for failure to obey a lawful order or regulations‚ as well as any other applicable article of the UCMJ based on the nature of the misconduct involved. Civilian personnel who misuse or abuse the travel card may be subject to appropriate administration or disciplinary action up to‚ and including removal from Federal service. There are many laws and documents governing the travel card program. Some
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a deck of playing cards. The rules of the game act as an initial specification of the problem. A card deck consists of 52 playing cards‚ each of which has a numeric value between 1 and 13‚ called the rank of the card‚ and one of four suits (clubs‚ diamonds‚ hearts‚ and spades). The values 1‚ 11‚ 12‚ and 13 have special names: ace‚ jack‚ queen‚ and king‚ respectively. To play the game we deal the entire deck of cards to two players. Each player has a pile of 26 cards face down on the table
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convenience of using automatic teller machines (ATM)‚ debit‚ and credit cards. These cards can be used to make payments‚ purchase goods over the internet‚ and even pay for gas at the gas station. As you can see‚ using these cards is just like using cash. Instead of giving cash to the teller‚ you give a plastic card that would deduct the cost of your purchase from the funds you have in the specified account. Debit and credit card transactions are now considered forms of electronic money. In these aspects
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This research is conducted as a survey on factors that affect consumption on debit card .This study is conduct to fulfill our research method subject. All the answer is treated as strictly confidential. Your corporation on completing this questionnaire is very much appreciated. SECTION A : DEMOGRAPHIC PROFILE Please tick (/ ) and state with the answer that related to you. 1) Gender: ( ) Female ( ) Male 2) Age ( ) 18 - 24 years old ( )
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method‚ developed for convenience of customers as you don’t have to carry a lot of cash with you. It is like an electronic purse that can be used at all highways‚ selected parking areas‚ shopping centres ‚ LRT’s ‚ KTM’s and Monorail’s in Malaysia. The card uses Contactless Smartcard Technology‚which is pre-loaded with electronic cash ‚ which can be reloaded at toll plazas‚ train stations ‚ automated teller machines(ATM’s)‚ cash deposit machines ‚ petrol kiosks and at authorised third party outlets‚ ranging
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TABLE OF CONTENTS 1. EXECUTIVE SUMMARY 2 2. INTRODUCTION 3 2.1 ABOUT FINANCIAL CARDS 3 2.2 ABOUT THE CORPORATE CARD 3 2.3 COMPETITORS 3 2.3.1 Competitor profiles 4 3. BACKGROUND OF AMERICAN EXPRESS COMPANY 5 4. CORE AND SECONDARY TARGET AUDIENCE 6 4.1 CORE TARGET AUDIENCE 6 4.2 SECONDARY TARGET AUDIENCE 6 5 STRENGTHS IN MARKET SEGMENTATION 7 5.1 SMALL SCALE BUSINESSES 7 5.2 MEDIUM SCALE BUSINESSES 7 5.3 LARGE SCALE BUSINESSES 8 6 BRAND POSITIONING VERSUS ITS COMPETITORS
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services to meet the every need of the people. The company cares for both‚ individuals as well as corporate and small and medium enterprises. For individuals‚ the company has a range accounts‚ investment‚ and pension scheme‚ different types of loans and cards that assist the customers. The customers can choose the suitable one from a range of products which will suit their life-stage and needs. For organizations the company has a host of customized solutions that range from funded services‚ Non-funded services
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RIVER ISLAND CLOTHING CO. LTD.: INITIAL SUBMISSION Full Version The history of River Island spans 55 years. The business started in 1948 as a small lock-up shop in East London selling wool and ladies clothing. As the business increased shops were added under the name of “Lewis Separates” and the focus became ladies clothing. By 1968 there were some 70 stores in the UK and “Lewis Separates” introduced into a few of its stores a brand new concept and name. Innovative in design and format these stores
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A "chargeback" is the end result when a credit card customer successfully disputes a transaction that appears on their credit card bill. Customer disputes typically arise from dissatisfaction with the quality of merchandise or services received‚ merchandise or services not received‚ or a questionable transaction. A dispute creates a "retrieval" — the process of gathering transaction proof. When a cardholder disputes a charge‚ the merchant’s account is debited for the funds in question while the
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dream‚ debt has been the way of attaining it” (Geisst 207). The invention of the credit card enabled Americans to live beyond their means‚ but at a high cost. The termination of the usury laws meant the banking industry would no longer have a limit on the amount of interest they could charge for use of their credit cards. Without federal usury laws in place to protect the consumer‚ credit card companies launched and were essentially given a license to steal‚ inevitably drowning American
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