Benetton Group Annual Report 2004 Benetton Group Annual Report 2004 Benetton Group S.p.A. Villa Minelli Ponzano Veneto [Treviso] - Italy Share Capital: Euro 236‚026‚454.30 fully paid Tax ID/Treviso Company register: 00193320264 The Benetton Group 5 Directors and other officers 7 Letter to Shareholders from the Chairman and Founder of the Benetton Group‚ Luciano Benetton 8 Financial highlights 11 Directors’ report Markets‚ trademarks and licenses 12 Production organization 14 Human resources
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COMPOUND INTEREST Making or Spending Money SIMPLE INTEREST FORMULA If a principal of P dollars is borrowed for a period of t years at a per annum interest rate r‚ expressed as a decimal‚ then interest I charged is I Pr t This interest is not used very often. Interest is usually compounded which means interest is charged or given on the interest and the principal. Simple Interest Example COMPOUND INTEREST Payment Periods: Annually Once per year Semiannually Twice per year Quarterly
Free Compound interest Time value of money
to the measurement of the interest rate risk exposure of Jamaican Banks to Government of Jamaica (GOJ) Bonds Mark Tracey1 Financial Stability Department Research & Economic Programming Division Bank of Jamaica Abstract This paper develops an effective value at risk (VaR) methodology to complement existing Bank of Jamaica financial stability assessment tools. This methodology employs principal component analysis and key rate durations for assessing interest rate risk of the Jamaican banking
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Compound Interest • Simple interest – interest is paid only on the principal • Compound interest – interest is paid on both principal and interest‚ compounded at regular intervals • Example: a $1000 principal paying 10% simple interest after 3 years pays .1 3 $1000 = $300 If interest is compounded annually‚ it pays .1 $1000 = $100 the first year‚ .1 $1100 = $110 the second year and .1 $1210 = $121 the third year totaling $100 + $110 + $121 = $331 interest 13.1 Compound Interest Period
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Good Evening! Ladies and Gentleman!‚ The galaxy of intellectuals‚ your Excellency‚ invited guests‚ teachers and my dear friends Well‚ my first and foremost duty - On behalf of the Principal‚ Teaching Staff and Students‚ we welcome you all to our ANNUAL DAY FUNCTION– how different is this evening. Dear audience‚ you will yourself discover as the colors of cultural feast unfold! We fell honored to have with us - The Honorable Chief Guest His Excellency Mr. XYZ‚ the ______________‚ - Sir you
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A study on annual development program (ADP) A budget is a quantitative expression of a plan for a defined period of time. It may include planned sales volumes and revenues‚ resource quantities‚ costs and expenses‚ assets‚ liabilities and cash flows. It expresses strategic plans of business units‚ organizations‚ activities or events in measurable terms. Definition of Budget An estimation of the revenue and expenses over a specified future period of time. A budget can be made for a person‚ family
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Annual Report 2011 Contents Our Purpose & Our Values Letter to Shareholders Financial Highlights Board of Directors Principal Officers New Horizons III 2011 Report Card Operations Review Corporate Social Responsibility Corporate Governance Additional Information Required under the SGX-ST Listing Manual Capital Management Risk Management Basel II Pillar 3 Risk Disclosure Financial Report Management Discussion and Analysis Financial Statements Group’s Major Properties Ordinary/Preference Shareholding
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Gambling Goes Global on the Internet (Case 5-2) GLOBAL MARKETING Discriminatory or Not? As the case explains‚ gambling has existed for many centuries all around the globe. With the evolution of the Internet‚ this form of recreation has become widely available for everyone with Internet access. This has created opportunities for gamblers‚ but has become a challenge for those trying to stop the spread of such recreation. To answer the first question‚ of whether Unlawful Internet
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Payday loans are proven as good for people who are not in the money when there is a real need for money. There are many hours in life when you have an emergency payment coming in and you run out of money. These opportunities can make you look for cash advance loans. Here below are listed on the benefits of payday loans online: An easier option for extra money: Loans loans can benefit in many cases if you really need extra money. We often see ourselves on occasions where we run out of money to close
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and design their economic lives in accordance with the precepts of Islam. The establishment of Islami Bank Bangladesh Limited on March 13‚ 1983‚ is the true reflection of this inner urge of its people‚ which started functioning with effect from March 30‚ 1983. This Bank is the first of its kind in Southeast Asia. It is committed to conduct all banking and investment activities on the basis of interest-free profit-loss sharing system. In doing so‚ it has unveiled a new horizon and ushered in a new silver
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