should be concerned with ensuring‚ so far as possible‚ that the borrower will be able to make the scheduled repayments with interest‚ in full and within the required time period. Otherwise‚ the profit from any interest earned is reduced or even wiped out by the bad debt when the customer eventually defaults. Everybody needs to borrow money. Whether it is to buy a home or a car or to enjoy the convenience of a credit card‚ borrowing is as much as part of our daily lives as brushing our teeth or going
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ASM 12 Recognise indications of substance misuse and refer individuals to specialists There are a wide range of substances that can be misused. These come under the categories of the following: Illegal Drugs – Heroin‚ Crack/Cocaine‚ Cannabis‚ Amphetamines‚ Prescription Drugs – This list can be quite exhaustive‚ but mainly contains all the tablets prescribed by the GP with regards to depression‚ sleeping tablets e.g. Tamazepan‚ Diazepam‚ and Valium Legal Highs – Alcohol‚ various drugs such
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DATA COLLECTION METHODS Methods of data collection. The term data means groups of information that represent the qualitative or quantitative attributes of a variable or set of variables. Data are typically the results of measurements and can be the basis of graphs‚ images‚ or observations of a set of variables. Data are often viewed as the lowest level of abstraction from which information and knowledge are derived. Data can be classified into primary and secondary data. In order to carry out research
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King Storage Bed Published on Ana White (http://ana-white.com) King Storage Bed posted by Guest Creating a King Size Storage bed is no more difficult than a queen. You simply make the bottom bench wider! As Twenty-Six-2-Life [1] says‚ those drawers are huge! Thanks for sharing your photos‚ Kate. About ProjectInspired By: Pottery Barn Stratton Bed [2] Page 1 of 10 King Storage Bed Published on Ana White (http://ana-white.com) Dimensions: Dimensions shown fit a matress approximately
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Synopsis Harrington Collections is a high end apparel company that specializes in woman’s clothing. Harrington takes pride in having “top in-house design staff‚ extensive national advertising campaigns‚ and its exceptional quality and styling” (Becham & Tedlow‚ 2008). The company chooses not to sacrifice excellence for lower costs‚ differentiating Harrington’s in the clothing industry. Harrington focuses on two main segments‚ the first being manufacturing group which brings in 50.3% of the company’s
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USING INFORMATION TECHNOLOGY TO IMPROVE FOOD SERVICE SUBMITTED BY: VICTORIA BERAHMANDPOUR PROFESSOR: PATRICK DEELY IS535 DATE: 12/15/12 Table of Contents Abstract 3 Brief Company background 4 Discussion of business problem(s) 5 High level solution 6 Benefits of solving the problem 7 Business/technical approach 8 Business process changes 9
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Concealed Carry should be legalized throughout the United States. Throughout the Nation a rising controversial issue is the debate whether or not concealed carry should be allowed. However‚ each fifty states have their own laws and regulations on conceal carry and its extent of legalization‚ although concealed carry should be legalized throughout the United States. Moreover‚ People’s rights‚ Safety and the main justification of Protection are proper reasons for the legalization of conceal carry‚ or the
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Every decision that one makes throughout the course of their lives affects them in even the most minor way possible. The responsibility of choosing a career path or a simple task such as picking out a restaurant to have dinner in could potentially have implications on another factor in one’s life. For instance‚ someone who chooses an inadequate career path will not be as content as someone who chooses his or her perfect career. Similarly‚ if one was to choose a restaurant that had a reputation of
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Conceal and Carry Gun Control Wisconsin and Illinois were the only two states that didn’t have any laws that allowed a person to legally carry a concealed weapon. On June 21‚ 2011‚ Wisconsin passed a Concealed Carry Law‚ “concealed carry is when a person is carrying a weapon‚ typically a firearm‚ on or in close proximity to their person” (www.concealcarry.org). It wasn’t easy to pass the bill with many opposing views‚ but it is easy to judge without knowing the facts. Conceal and Carry Gun Control
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involved in this controversial argument. The SGFS is against the idea of students carrying guns on campus because they believe‚ as stated in their motto‚ they are “armed with knowledge‚ not guns!” (Kirszner and Mandell 633). The other organization is the Students for Concealed Carry (SCC). The SCC is pro-gun concealed carry organization that formed because of the unforgettable and horrendous incidents that have happened in the past years. The idea of guns on campus should not be tolerated because
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