nAME: id: * * 1. Find the future value of $10‚000 invested now after five years if the annual interest rate is 8 percent. * * a. What would be the future value if the interest rate is a simple interest rate? * * * * * * b. What would be the future value if the interest rate is a compound interest rate? * 2. Find the present value of $7‚000 to be received one year from now assuming a 3 percent annual discount interest
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The value of Time The value of time is limitless‚ it cannot be measured. The value of time arises from the fact that human life is short but he has to do a lot of works within the short span of time. Each work requires some time. If the work is not finished in time‚ it may not be finished at all. That explains why time is so valuable and it should not be lost for nothing. Tome goes on like the tide of a river and it never waits for anybody. Lost time can never be found again. Misuse of time
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Deceptive appearance People‚ often are able to put illusions into someone’s head‚ which can manipulate how they think and this affects the person’s judgment on what is reality. Illusions can be mistaken as being reality‚ very often there is a person making another person believe in the illusion and this creates a deceptive appearance. Throughout the play‚ “Othello”‚ by William Shakespeare‚ the characters are seen to be blinded by love and manipulated by words. The play is also built on false friendship
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Appearances can be Deceptive Meeting people for the first time we always tend on making a judgment based on their appearances. Appearances are really deceptive‚ The shimmering surface of a lake glowing in the evening sun‚ may inspire and be liked by us with its beauty. But hidden beneath its surface may be lying an ugly blanket of toxic waste. On the other hand‚ spilled waste of a tanker in the middle of an ocean can hide beneath it a beautiful life. Some people even judge someone to be intellectually
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pt Deceptive Advertising Melissa Ramirez POD 431 October 14‚ 2012 Deceptive Advertising Deceptive advertisement “is the promotional technique (such as bait and switch pricing) designed to influence buyers with false or misleading claims.” (Deceptive advertising). Deceptive advertising has been around for quite a long time and sadly to say it is widely spread today. Advertisers project false advertisement to intentionally mislead the consumer into deciding on a product based on falsified
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Recognizing Deceptive Arguments Exercise Carol L. Gaskins HSM/210 March 16‚ 2012 Professor Constance Reiss Harvey Recognizing Deceptive Arguments Exercise 1. The Supreme Court has a greater obligation to protect the rights of victims rather than those of criminals. Answer: b (categorical statements) 2. It is clear to every intelligent person that the Eighth Amendment to the U.S. Constitution‚ protection against cruel and unusual punishment‚ does not bar the use of victim impact
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TIME VALUE OF MONEY Time value of money is useful in making informed business decisions. For example the "net present value method" can be used to help decide the best alternative among multiple alternative uses of a firm or personal financial resources. By discounting various alternatives to their "present value" one can compare the alternatives. Time value of money can also answer such questions as what one’s investment will be worth at a certain point of time in the future‚ assuming
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Identifying the Deceptive Advertising: The Behavioral Trend As a result of criticisms of the legal passage of identifying deceptive advertising‚ and also criticisms raised against the legislations of monitoring ads‚ and the prohibition of deceptive advertisements‚ researchers tried to introduce a definition of deceptive advertising focused on the behavioral aspects or cognitive processes through which the advertising message is received following is an elaboration and a discussion of those contributions:
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Integrated Case 5-42 First National Bank Time Value of Money Analysis You have applied for a job with a local bank. As part of its evaluation process‚ you must take an examination on time value of money analysis covering the following questions. A. Draw time lines for (1) a $100 lump sum cash flow at the end of Year 2‚ (2) an ordinary annuity of $100 per year for 3 years‚ and (3) an uneven cash flow stream of -$50‚ $100‚ $75‚ and $50 at the end of Years 0 through 3. ANSWER: [Show
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would use the time value of money to determine loan payment schedules and the number that students most fear‚ the ending balance‚ the future value of the loan. Credit card companies would use the formula for present value of an annuity to determine the payment schedule‚ and they would use the formula for future value of an annuity to determine how much money the student will end up paying the credit card company at the end of student loan. Insurance companies also use time value of money. A structured
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