Case: 75 Federal Finance Bank – Instructor’s Solution INPUT DATA: Amount Needed to Raise Flotation Costs Stock Offer Price Market Value/Book Value Ratio (Dollars in thousands) Assets Cash U.S. Treasuries Mortgage-backed Securities Municipal Bonds Government Agency Securities Total Cash & Securities Residential Mortgage Loans Consumer Loans Business Loans Total Loans Fixed Assets Total Assets Liabilities Passbook Savings Non-interest Checking N.O.W. Accounts Money Market Accounts Certificate of
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Digital Music Piracy Can’t Stop‚ Won’t Stop Digital music piracy‚ or the unlawful downloading of copyrighted music‚ has been a controversial topic for more than a decade now. The issue was first brought to attention in 1998 when Shawn Fanning created Napster. Though the MP3 file was originally developed in 1987‚ Napster represented the first mainstream and user-friendly program to transfer and download these files. Napster‚ a peer-to-peer (P2P) program‚ allowed online users to connect with
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School Shooter: Stop the Plot Many people think they are safe when they are inside school‚ which should be the case but sadly it is not. Over forty school shootings have happened within one year. School shootings have been a constant problem for our nation‚ in order to protect all of us‚ we need to create a dynamic solution. So many school shooting incidents occurred on the campuses of K-12 public schools and private schools‚ as well as colleges and universities. America has been dealing with school
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Stop Wasting Food Remember what our grandmas always used to tell us: Do not waste food; think of all the hungry children in Africa. At my recent TEDx talk‚ I mentioned that global food waste could feed every starving child‚ man and woman on this planet – three times over in fact! Here is some food for thought: A global shame Globally‚ human beings produce enough food waste to feed 3 billion people: over 30% of the world’s food supply is wasted. The annual food waste in Italy could feed
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Case Analysis Executive Summary: As the population of cats in North America increases‚ so does the ownership of them as pets. Omega Paw’s novel and unique litter box‚ self-cleaning with a closed top‚ has tapped into the market with customer satisfaction and positive reviews. The company looks forward to reflect this positivity with an increase in sales and profit levels. Introducing the product in grocery stores would result in weekly sales of $126‚000‚ highest among other alternatives. With direct
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What should be done to stop bullying in public schools? The University of Memphis An 11 year old Massachusetts boy‚ Carl Joseph Walker-Hoover‚ hung himself April 6‚ 2009 because he was being taunted daily for being gay. The mother begged the school to address the problem‚ but nothing was ever done about it and now a woman is left son less. That was at least the fourth suicide of a middle-school aged child linked to bullying that year. Most harassment and bullying go unreported. Children are
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University of Phoenix Material Magnolia Therapeutic Solutions Case Study Magnolia Therapeutic Solutions is a nonprofit organization in New York City that specializes in psychotherapy for individuals diagnosed with Post Traumatic Syndrome Disorder (PTSD). The organization was created in 1998 by Mary Stewart. Mary recognized a significant demand for therapeutic services in NYC for individuals suffering from PTSD. Despite a large body of research showing the positive effects of psychotherapy on
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− 0.0375Xt−4 + · · · Discuss how the behavior of the weights is related to the properties of the model found in (b). ∞ An ARMA model is only causal if k=0 |ψk | < ∞‚ where ψk are the coefficients from the AR(∞) process found in (c). Note that in out case‚ this infinite sum is given by ∞ 1+ k=1 |0.625 + 0.075(0.2)k−1 | which does
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success of using right combination of strategy‚ processes‚ technology‚ infrastructure and people for each client. About the company Ascendum Solutions is a worldwide information technology solutions providing company. They provide innovative technological solutions which are generated by businesses and the challenges they face while doing businesses. Ascendum Solutions India Pvt. Ltd. works with SMB’s and with organizations at enterprise level. Their portfolio includes many Fortune 1000 companies and helps
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General Public License applies to any manual or work that contains a notice placed by the copyright holder saying it can be distributed under terms of License (Free Software Foundation‚ Inc.‚ 2000). GNU GPL doesn’t restrict what users do; it just stops them from restricting others. It protects the rights of
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