period mortgage loan and except in the circumstances below as described in the FNMA servicing guide: 1. any fixed-rate whole first-lien mortgage loan‚ if the purchase of the Property is financed by obtaining a wraparound or second-lien mortgage loan from an institutional lender (regardless of the date of the commitment under which it was purchased); 2. any fixed-rate whole first-lien mortgage loan that Fannie Mae purchased under a commitment contract dated November 10‚ 1980‚ or later‚
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BANANA TIME CASE This case deals specifically with the members of the "clicking" workgroup. The problem appears to be a total lack of supervision and management oversight as the work location is completely isolated from other areas of the shop floor. This lack of supervision has led to a number of concerns. Specifically‚ the issues of horseplay‚ extended breaks and operator disruptions‚ which all lead to a loss of production‚ are clearly visible during daily operations. These problems‚ while
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failing attempts in the kitchen that I lost count. The one I recall the most the first time I attempted to make dinner for my family. I was roughly twelve years old‚ and in my family‚ most girls my age were able to cook extravagant meals. At the time I could barely make an egg with our burning it‚ so it was a stressful first experience. In my dreams I am Martha Stewart but in reality I am a kitchen failure. The first thing I do is I get all the ingredients and utensils I will need. A medium sized
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Differences Between GAAP and IFRS The International Accounting Standards Board (IASB) and the Financial Accounting Standards Board (FASB) are working together to eliminate a variety of difference between the United States generally accepted accounting procedures (U.S. GAAP or GAAP) and International Financial Reporting Standards (IFRS). This convergence project grew out of an agreement reached by the two boards in 2002 (Deloitte‚ 2004). On February 24‚ the SEC unanimously agreed to publish a statement
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First Time I Snuck Out of the House My parents were strict with us kids at home. I was adopted into my family with three older siblings. I felt I got the brunt of everything when it came to the rules of the house. All of us children had chores that had to be finished before we were allowed to play with our friends. If my parents found out I listened to anything other than the Christian radio station‚ my parents took my radio away. My parents dragged us to church three days a week. I felt as though
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F First time driving This all started when I was six it was in the summer‚ we were living in Madison Illinois at the time‚ and I was outside playing with my sisters‚ then all of a sudden my dad pull into the driveway. He had just got a new car it was a 2003 Cadillac Deville at the time seeing him pull in‚ and get out of the car was the coolest thing to me. So I ran up to him‚ and begged him to let me drive. He told me that I was too young‚ and would have to wait till I was a little bit older
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Relationship between the IFRS and the FASB Hadassah Moore ACC/541 May 14‚ 2013 Instructor: Sonja Wilson Relationship between the IFRS and the FASB The principle of accounting dates backs thousands of years to a time where those in positions of governance wanted to make others aware of their growth and progress. Shift forward‚ and now the principles of accounting have moved towards an interest in investments and creating wealth for all those who hold stock within the company. This has led
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Sofies first sleepover Sofie was in first grade when she had her first sleepover. She was nervous‚ but‚ still‚ oh so very excited. She was about to go spend the night with her best friend‚ Lexi‚ for the first time. She had been to her house before‚ but never for the whole night. Oh‚ what fun they would have! She could only imagine all the games they would play and all the snacks they would eat. Maybe they would even get to watch her favorite movie of all time:Barbie and the 12 dancing princesses
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I was twelve and scared of failure the first time I cut myself. I had just fought with my parents when I saw it -- a razor on my bathroom counter. I had used it earlier in the week to shave my legs. I picked up the razor‚ I washed it‚ meticulously scrubbing at the sharp edges to wipe off any vestiges of bacteria I could see. I brought the blade to my wrist‚ and SLASH! I had done it. I cut myself‚ and seeing the rivulets of red running down my arm‚ a four-year addiction began. I was fifteen
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Case Study Analysis Case 11-4 Functional Currency Determination — IFRS 2009: Sparkle Company is a Nigerian diamond mining company. (Nigerian currency is the Naira (NGN).) Sparkle is a joint venture‚ 50 percent owned by Shine and 50 percent owned by Brighten. Both Shine and Brighten are U.S.-based companies with US$ functional currency. This year‚ Sparkle had several transactions with its joint venture owners and outside parties. The details of Sparkle’s transactions are as follows: Loans
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