Guild Mortgage Company (“Guild”) is in receipt of your correspondence dated August 10‚ 2016 from the Consumer Financial Protection Bureau (“CFPB”). Guild appreciates the opportunity to review and respond to your concerns. Your correspondence indicates your dissatisfaction with the lack of communication you received form you loan representative and with the delays you experienced throughout the closing process. You also expressed concern as it relates to obtaining the Mortgage Credit Certificate
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option3‚ net income will increase to a benefit amount. However‚ if the promotion expense is equal to or less than 1548.72‚ this option should be taken consideration. 6. Based on my analysis above‚ Salem Data Services is a problem to Salem Telephone Company. Firstly‚ Flores should consider the promotion can be the turning point or not. Then decide if he will abort this service. For my consideration‚ I will recommend Flores to abort this unprofitable
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Determinig Motivation level of Bank Employees:A study of selected commercial Banks in Bangladesh QUESTIONNAIRE Name of the Respondent:Name of the Bank:Designation:Desk:Gender:Age: Please put tick mark how much you agree each of the following statements‚ where 1=Fully satis fied‚ 2=Satisfied‚ 3=Moderately Satisfied‚ 4=Dissatisfied‚ 5=Strongly dissatisfied. | Internal Environment S | Q. | 1 | 2 | 3 | 4 | 5 | 1 | What you feel about present Physical
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Inventory Costing Methods Simplified Cost of Goods Sold Formula Cost of goods sold: Beginning inventory + Net Purchases = Cost of goods available for sale - Ending inventory = Cost of goods sold $ 20 100 120 (30) $ 90 What Value Do You Assign Inventory & COGS If You Bought Inventory at Different Prices? Beg. Inventory Purchase #1 Purchase #2 Goods Available Cost of Goods Sold Ending Inventory 10 units 20 units 24 units 54 units 50 units 4 units @ $10 /unit @ $13 /unit @
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1. Describe the overall‚ current market situation with Saxonville All 3 major categories of Saxonville products- brats‚ breakfast‚ and Vivio Italian‚ are largely seasonal‚ gender-dominated‚ with higher than average Suggested Retail Prices (SRP). -Product Segmentation- 70% Bratwurst‚ 20% Breakfast sausage‚ 5% Vivio‚ and 5% other -Target- Mainly Female head of house‚ with Bratwurst targeting men through women head of house -Positioning-Bratwurst-mainly outdoor BBQ and grilling‚ between May and
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The Grand Targhee resort has struggled at times‚ changing ownership‚ wheeling and dealing with federal land managers‚ and sparring with local conservationists over expansion plans and real-estate development. None of that affects the snow‚ however‚ which is terrific. Or the deep‚ forgiving powder from November through spring (more than 500 in. annually)‚ and a more peaceful‚ less-crowded village that provides a worthy alternative to Teton Village. Many skiers break up a Jackson ski trip by driving
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Eastman Kodak Company: Funtime Film 1. Diagnose the reasons for Kodak’s market share loss and make your assessment of the likely development of the market if Kodak maintained the status quo. Kodak has been losing market share for the past five years to the point it has gone from 76% to 70%. The underlying causes that have generated such losses and have ultimately led consumers to favor competing brands with larger growth are: I. Consumers are tending to view film as a commodity‚ often
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PrSummary: This case study talks about the slowdown in the premium jeans market. The first slowdown was in 2007‚ after that time premium jeans never the same. Between 2008 and 2010 the premium denim prices fell 10-15 percent over this time period. There were different tactics these premium denim designers including 7 for mankind‚ True Religion‚ Diesel‚ Joe Jeans and Levi Strauss tried to attempt to maintain their positions. Some did this by lowering the price of jeans‚ creating lower priced jeans (i.e. recession
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BYLAWS OF THE TRADING COMPANY OSI HEALTH XXI‚ S.L. Title 1.- NAME‚ PURPOSE‚ REGISTERED OFFICE AND DURATION Article 1.- Corporate name. The corporate name is OSI HEALTH XXI‚ S.L.‚ which shall be governed by these Bylaws and‚ in matters not provided for therein‚ by the Capital Company Act and other applicable provisions. Article 2.- Corporate purpose. The corporate purpose is: 1. - The performance of activities and investments related to (i) the promoting or securing goods and services related to
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Case Study Paper on Case Study # 04 C.F. Martin Guitar Company EMBA-503 : “Management and Organization” Spring’2011 Team Member Name ID Faculty of Business Studies East West University Date of Submission: March 11‚ 2011 Table of Contents Introduction 02 Brief History “C. F. Martin Guitar Company” 03 Key decisions over the years 05 Achievements 07 Key decision taken in recent days 08 Conclusion 09 Question and Answer 10 References
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