Case Study 6 One of the main causes of the housing bubble “bursting” in the mid-2000’s was largely due to the sub-prime mortgages. A sub-prime mortgage is generally classified as a mortgage loan to a borrower with a low credit score‚ with a small down payment‚ or high debt to income ratio. The market for sub-prime mortgages was 37.6 percent of total mortgages by the end of 2005. In 1994 sub-prime mortgages accounted for only 6 percent of total mortgages. To a great extent the “bubble burst” is
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INTRODUCTION & HISTORY AL BARAKA BANKING GROUP Profile AL BARAKA Banking Group is a Bahrain Joint Stock Company listed on Bahrain and NASDAQ Dubai stock exchanges. It is a leading international Islamic bank with Standard & Poor’s long and short-term credit ratings of BBB- and A-3 respectively. Al Baraka Banking Group offers retail‚ corporate/ investment banking and treasury services strictly in accordance with the principles of the Islamic Sharia’h. The authorized capital of Al Baraka Banking Group
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PESTEL Analysis of Puma PESTEL is used to identify the trends of Political‚ Economical‚ Social‚ Technological‚ Environmental and Legal factors. These factors lead to an organization change by the company transforms to desire state. (Beugelisdijk et al‚ 2002) 2.1 Political factors Puma political issues that shows that the sustainable business model and prepare for the potential future environmental taxes. The company environmental profit and loss account in Australia reducing Puma’s environmental
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POLITICO-RELIGIOUS TERRORISM: THE KKK AND AL QAEDA Religion is‚ “a most important source of constructing identity in the network society and a frequent part of collective identity building.” Religious extremist terrorist regimes can begin as political parties within their nations‚ rise to power and adopt authoritarian militancy practices to control their states. They can use their power to “repress religious competitors and political activism on the part of some groups guarantees the mobilization
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2002‚ Black‚ et al.‚ 2008). More than ten million children under five years of age die annually worldwide and percentage of child deaths in sub-Saharan Africa is approximately 41% and another 34% in south Asia (Black‚ et al.‚ 2003). It was estimated that more than 50% of these child deaths could be attributed to the potentiating effects of malnutrition in infectious disease such as diarrhoea‚ pneumonia‚ malaria‚ tuberculosis‚ and other infections (Rice‚ et al.‚ 2000‚ Caulfield‚ et al.‚ 2004). As
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Du’aa al-Qunoot Supplicating to Allaah (swt) and seeking his forgiveness and mercy is a duty upon every Muslim‚ and is described in numerous ahaadeeth (sayings of the Prophet [saw]) to be the weapon of the believer and ’The Worship’‚ as it is a ritual act in Islaam which if offered to anything other than Allaah will take one outside the fold of Islaam. The messenger Muhammad (saw) used to recite Du’aa al-Qunoot during Salaat ul-Fajr‚ Witr and sometimes during other prayers throughout
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Disease Amyotrophic Lateral Sclerosis (ALS)‚ otherwise known as " Lou Gehrig’s Disease "‚ is a devastating disease that effects the nerve cells in the brain and spinal cord. French neurologist‚ Jean-Martin Charcot‚ first discovered the disease in 1869. Attention was not brought to the disease until 1939‚ when New York Yankees first basemen Lou Gehrig retired because of his diagnosis (4). Specifically referred to as a "neurodegenerative disease"‚ ALS is the lack of nourishment to muscles (5).
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Case Analysis Al Ahram Beverages Company “2” By: Marmina Abdel-Malek 900 00 1809 Fall 09 I- Overview: ABC was a public company originally found in 1897‚ that has been nationalized in 1963‚ until it had been privatized in 1997 and acquired by the Luxor Investment group represented by Ahmed el Zayat as a CEO and board chairman. Luxor group is an American investment group focusing on investment more than the business itself. Zayat’s vision and objectives: Marinating local market dominance
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fossilis 11‚ Mystus vittatus 16 and Channa striatus 16) were collected from various freshwater ponds in the vicinity of Lahore and brought to the lab. All fishes were examined for the presence of internal helminth parasites in the digestive tract. The study revealed that all (100%) H. fossilis were infected with nematodes‚ Procamallanus heteropneustus‚ only 6 (37.5%) M. vittatus were found infected with nematodes‚ Rhabdochona magna and among C. striatus‚ 9 fish (56.25%) were infected with acanthocephalans
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and Practices‚ Allied Publishers‚ New Delhi 2004. 3. Betman‚ Thomas S and Snell‚ Scott A.: Management: Competing in the New Era‚ Tata McGraw Hill‚ New Delhi 2003. 4. Dipak Kumar Bhattacharyya‚ Principles of Management: Text and Cases‚ Pearson‚ 2012 5. Stoner et al. Management‚ Prentice Hall of
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