FOBE 302 S3 2012 Case Study We have a couple in their early thirties. He earns $65‚000 gross‚ after expenses‚ as a self employed gardener. He also has a part-time job at the local club earning $20‚000 gross. She works full time as a doctor’s receptionist taking home $601 per week. They are paying off a mortgage of $350‚000 on their own home worth $480‚000. The mortgage costs them $2‚566 per month. They own‚ as joint tenants‚ an investment unit‚ worth $210‚000 which they paid $105‚000 for 8 years
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FIN 331 Final Exam Study Guide 10/15/13 6:34 PM Intro to Real Estate & Time Value of Money • • • Mortgage – a loan you get to buy to piece of property where the property serves as collateral Equity – the amount of your money in the property Down payment – a one time name for your equity o House $150‚000 Mortgage - 120‚000 Equity 30‚000 à Down payment 30‚000 ÷ 150.000 = 20% **What banks like to see • • As you pay off your mortgage‚ your equity goes up LTV (loan to value)
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The real estate builders and the agents have always been competition in their business. It sometime happens in a war between the builders and real estate agents. Today‚ more agents are bringing their clients in new home sales. A real estate agent is observe their best opportunities for their buyer. But‚ the current situation‚ the builders and property developers are known that real estate agents have sold many properties for their companies.Many builders are not easy to progress. Because‚ the builders
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These questions vary from the seriousness of an evil act or whether or not it should be considered evil. For example‚ during class we’ve discussed stupid evil. Personally I don’t believe stupid evil is true evil at all. Lars Svendsen’s four categories of evil consist of demonic‚ instrumental‚ idealistic‚ and stupid evil. My belief is Svenden’s four categories of evil should be just three‚ in thus so removing stupid evil from the list. In removing stupid evil from the four categories of evil it needs
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1. Why are drugs classified in the categories they are? The term drug class generally refers to the area affected by a drug or its effect on the body (BIO-316V Module 2 Lecture‚ 2012). Many drugs can fit into more than one category‚ but they are usually classified by their therapeutic action. A drug’s therapeutic category refers to its purpose—the diseases or conditions it treats (Drug Classifications‚ 2013). Drugs can also be classified by the chemical type of the active ingredient. 2. Give
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There is no doubt hurricanes can be very destructive. A category five is the most destructive storm there is. A hurricane can cause damage by wind or by flooding. To prepare for a category five storm it is essential to have 3 days worth of food and water‚ a emergency evacuation plan‚ and a disaster kit. In order to survive a category five storm at least 3 days of food and water per person will be required. This is absolutely essential to make it through a hurricane of this size. Bottled water and
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Case Solution: Schoolhouse Lane Estates Overview After receiving a great amount of inheritance money‚ Jan Thaw invested her money in planting grapevines for wine. Based out of the Long Island area‚ increasing trends for wineries began to rise. The U.S. wine market began to surge reaching all-time highs‚ leaving Jan with the opportunity to expand the business. Due to this forecasted expansion‚ Jan now wants to purchase additional land for more office space and harvesting. She now faces the predicament
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After closing an estate‚ the most gratifying task for an acting executor is to close the temporary home office. Typically‚ after satisfying all the rules of probate in a formal probate process‚ the executor will close the estate. As a result‚ the executor becomes an acting executor responsible for closing tasks as described in the article Estate Income Tax Returns: Review and File the Returns. In the end‚ the one closing task an acting executor likes is the final task: the task to close the temporary
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In order to be an strong advocate we choose which philosophies and reasons voiced by other people or societies we would like to support. Philosophies and reasons can fall within the three categories of child advocacy. The three categories of child advocacy are personal‚ private and public. Each categories is designed to support different strategies‚ as teachers we
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RURAL ESTATE DEVELOPMENT: CHALLENGES AND PROSPECTS (A STUDY OF LAGOS STATE) By SHITTU SHERIFF OMOBOLANLE F/ND/08/3550120 DEPARTMENT OF ESTATE MANAGEMENT SCHOOL OF ENVIRONMENTAL STUDIES YABA COLLEGE OF TECHNOLOGY YABA – LAGOS STATE SUPERVISOR: MRS. N.V UDOETUK NOVEMBER‚ 2010 RURAL ESTATE DEVELOPMENT: CHALLENGES AND PROSPECTS (A STUDY OF LAGOS STATE) By SHITTU SHERIFF OMOBOLANLE F/ND/08/3550120 BEING A DISSERTATION SUBMITTED IN PARTIAL FULFILMENT
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