Over-leveraging‚ credit default swaps and collateralized debt obligations as causes Another probable cause of the crisis -- and a factor that unquestionably amplified its magnitude -- was widespread miscalculation by banks and investors of the level of risk inherent in the unregulated Collateralized debt obligation and Credit Default Swap markets. Under this theory‚ banks and investors systematized the risk by taking advantage of low interest rates to borrow tremendous sums of money that they could
Premium Collateralized debt obligation Finance
The Cause and Effects on Smoking In earlier times‚ tobacco was called herba panacea- meaning cure-all herb. People used to believe Tobacco had medicinal value. Some people even believed that smoking cleaned out the lungs. A French Ambassador named Jean Nicot brought Tobacco plants to Portugal in 1559‚ telling friends it was useful in treating wounds‚ asthma and cancer. The words nicotine and nicotiana came from Jean Nicot’s last name. Did you know that in spite of the dangers‚ many people
Free Nicotine Tobacco Tobacco smoking
. Understanding the causes of infection 1.1 Identify the differences between bacteria‚ viruses‚ fungi and parasites. Bacterial and fungi infections are easy to cure with the use of antibiotics‚ where as viruses can be hard to cure or vaccinate against‚ such as the common cold. Bacteria can be found everywhere and anywhere Soil‚ Water‚ Plants‚ Animals‚ material and even deep in the earth’s crust. Bacteria feed themselves by making there food with the use of sunlight and water. We would not
Premium Bacteria
The causes of disease in humans A disease is an abnormal or particular condition that can affect parts of an organism‚ or all of it. A disease can be due to a pathogen such as a bacterium‚ a fungus or a virus or it could be due to our genetics‚ or even our lifestyle choices. Throughout this essay I will discuss these various ways. A microorganism is a single or multicellular organism which is the most popular cause of disease. There are many type of microorganisms such as a virus‚ bacterium‚ prion
Premium Bacteria Atherosclerosis Gene
PROJECT DESCRIPTION Evaluation Systems and Systems Evaluation: Building Capacity and Tools for Enhancing STEM Education Evaluation This research is designed to enhance the capability of the field of evaluation to develop more effective evaluation systems and to conduct more rigorous systems evaluation. By evaluation system we mean the comprehensive and integrated set of capabilities‚ resources‚ activities and support mechanisms for conducting evaluation work. By systems evaluation‚ we mean the assessment
Premium Research Evaluation Assessment
The causes of infection. Diseases can be classified as genetic‚ metabolic‚ or infectious. Infectious diseases are caused by bacteria‚ viruses‚ fungi and parasites that use our body as a host for reproduction and cause illness. Bacteria‚ viruses‚ fungi and parasites. These are all microorganisms which cause infection‚ yet they are all different in structure‚ required environment and conditions needed to thrive and multiply. Bacteria is a single celled organism. It’s shape and size can vary
Premium Bacteria Infection Immune system
Analysis of Issue Causes of AIDS There are many factors that cause Acquired immune deficiency syndrome (AIDS). AIDS is a disease caused by a virus called HIV (Human Immunodeficiency Virus). First of all‚ HIV is caused by having sex through unprotected sex with a person who has infected by HIV. HIV may be transmitted through unprotected heterosexual or homosexual‚ vaginal‚ anal‚ or oral sex. The main routes of transmission are unprotected vaginal and anal sex. Besides that‚ one can be infected
Premium AIDS HIV Sexual intercourse
this? Answer: The purposes of Root Cause Analysis (RCS) is to find out what happened‚ why such error did happen‚ and how to prevent it from happening again .The RCA process aimed to identify the root cause of the problem. It is a tool for identifying prevention strategies. Its effort is to build a culture of safety and move beyond the culture
Premium Patient Health care Health care provider
reduce labour costs. However‚ to posit that that is the only reason that the Industrial Revolution occurred could be huge blunder. Hence‚ akin to what E.H. Carr once said‚ that the historian deals in a multiplicity of causes‚ we postulate that there were not one but several causes which led to the Industrial Revolution in the 1800s. Firstly‚ the sound and well-established institutions in Western Europe also provides us with an explanation as to why the Industrial Revolution occurred
Premium Innovation Invention Patent
The two organ systems in the human body I chose were the lymphatic system and the integumentary system. The lymphatic system is there to help fight off diseases and is vital part of the immune system. Integumentary system function is to protect you against infection and other homeostasis. They both play an important role within the human body because we need to protect
Premium