a hole in it‚ some rays get through and heat the water temperature (Global Warming). The coral cannot survive the warmer sea temperatures. Other threats: -Crown of thorns starfish -Shipping -Tourism -Fishing (commercial and recreational) STAKEHOLDERS: - Local Residents: people who live nearby the reef or its catchment areas - Tourists: people who come to visit the Great Barrier Reef. They often come by boat. - Farmers: people who work the land nearby the reef or its catchment areas - Government:
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Part 1 (1) When causes of any particular problem are addressed‚ the solutions are no longer difficult. Yet a lot of effort has been spent on querying minor issues of energy management and little has been done to resolve some major issues which relate to the social impacts of electrical energy. This paper addresses the need for a reevaluation of the accepted role of electrical energy. Electric power should not be seen as purely “matter become energy”. Some public issues to do with electricity‚ such
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CORPORATE FINANCE PROJECT TITLE: ISLAMIC BANKING SYSTEM VS CONVENTIONAL BANKING IN PAKISTAN SUBMITTED TO: MR. MUBEEN KHALID SUBMITTED BY: KHALID WASIM 09-MPA-M-23 HAFIZ MUHAMMAD AHSEN 09-MPA-M-19 SEMESTER: 3RD INSTITUTE OF ADMINISTRATIVE SCIENCES‚ UNIVERSITY OF THE PUNJAB. ACKNOWLEDGEMENT We‚ wholeheartedly show our gratitude to our esteemed teacher‚ Mr. Mubeen Khalid‚ who gave us this good opportunity for advancement in our Corporate Finance course by undergoing this
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Stakeholder versus Shareholder Stakeholder theory thinks that the enterprise is a series of contracts with various stakeholders to form various stakeholder consultations‚ the outcome of a transaction‚ whether investors‚ managers‚ employees‚ customers‚ suppliers‚ or government departments‚ community‚ etc.‚ they are enterprise-specific investments and bear the risks. On the other hand‚ Shareholder theory thinks that not only the market will be sound‚ permanent‚ and viable‚ but also the ethical issues
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Learning Area: Mathematics Phase: Senior Phase (Grades 7-9) Overview of the Learning Outcomes Learning Outcome 1: Numbers‚ Operations and Relationships The learner will be able to recognise‚ describe and represent numbers and their relationships‚ and to count‚ estimate‚ calculate and check with competence and confidence in solving problems. Learning Outcome focus Learning Outcome 1 builds the learner’s number sense‚ which is the foundation of further study in Mathematics. It also develops
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Learning Outcomes Essay COMM 1020 “ Now is a fascinating time for human communication. The field of interpersonal communication is evolving as new channels for communication develop.”(O’Hair Wiemann V) Not only is interpersonal communication fascinating‚ but interpersonal communication is teaching us various learning outcomes. We are learning to communicate better‚ learning to engage others in action‚ and learning to think critically and constructively. Many of these learning outcomes have been
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refreshing piece of banking. As people who are being pursued just for political reasons can get a breather with a place to bank in total secrecy without being subjected to persecutions [as was in the case of the Nazi regime against bank accounts of Jews and other “enemies of the German state” held in Switzerland (McCreery‚ 2007)]. Because of greater privacy with offshore banking‚ people with special needs that are outside the general retail banking’s scope are catered for through private banking (Casu et al
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Worker’s Compensation frauds committed by employers consist of the biggest percentage of all. According to Johnson‚ employers is the real problem behind the frauds as it is the most expensive for insurance companies. While some states like Florida‚ California‚ Texas and Ohio is fighting all types of Worker’s Compensation fraud‚ others do not. In the estimate provided by the Department of Labor‚ between 10 to 30 percent of employers misclassified some employess15. Since the premiums are extremely
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HISTORY OF CONVENTIONAL BANKING Around 2000 BC‚ banking was initiated by farmers and traders in Babylonia whereby‚ grain loans were made. Later‚ this new mode of ‘trading’ spread to Greece. Some developments were emerging as deposits and money exchange were initiated. Modern banking took birth in Italy in the 14th century and the most famous conventional bank was Medici Bank. The bank system spread to Europe‚ in Amsterdam in the 16th century where much innovation took place‚ in London in the 17th
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regulations‚ habits‚ and laws that determine how a firm should be run as to maximize the wealth of its stockholders. So‚ in broader sense‚ corporate governance is maximizing the shareholder’s value by ensuring practices which are fair with regard to all stakeholders‚ customers‚ employees‚ investors‚ vendors‚ the government and the society-at-large. In this context‚ agency theory which was proposed by Jensen and Meckling (1976) has dominated the literature. The theory proposes a conflict of the interest between
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