726/5 = 74.52 Accounts receivable turnover = 3‚726/790 = 4.72 Inventory turnover = 3‚726/840 = 4.44 PPE turnover = 3‚726/2‚710 = 1.37 Accounts payable turnover = 3‚726/1‚040 = 3.58 Accrued expenses turnover = 3‚726/450 = 8.28 1/individual turnover aggregate to 1/ATO: 1/ATO = 1/1.285 = 0.778 = 0.013 + 0.212 + 0.225 + 0.730 – 0.279 – 0.121 (allow for rounding error) e. ROCE = 518/1‚430 = 36.22% Financial leverage (FLEV) = 1‚470/1‚430 = 1.028 Net borrowing cost (NBC) = 4/1‚470 = 0.272%
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Summary of the Case: Alpen bank needs to launch credit card in Romania which is a matter driven by market dynamics‚ customer demographics‚ usage behavior and changing macroeconomic conditions. Formulation of an effective marketing strategy is inevitable for the introduction of the credit card in such an environment. 1. How should Alpen position its card‚ if it intends to launch it? Positioning is identifying a set of possible competitive advantages to build a position in the minds of the consumers
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year‚ 2009‚ was followed by a profitable 2010. The founders (Cindy and Rob Castillo) are interested in estimating their cost of financial capital because they are expecting to secure additional external financing to support planned growth. Short-term bank loans are available at an 8 percent interest rate. Cindy and Rob believe that the cost of obtaining long-term debt and equity capital will be somewhat higher. The real interest rate is estimated to be 2 percent‚ and a long-run inflation premium is
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The book of Philippians chapter 2 from verses 1 – 11 gives us a clearer view on how we can reflect Christ’s example as believers. Paul begins the exhortation by asking the questions in verse 1 “if there be therefore any consolation in Christ‚ If any comfort of Love‚ if any fellowship of the spirit‚ if any bowels and mercies.” The ‘if’ stands as a condition. Paul is like doubting if the saints in Philippi were practicing these virtues in the church. Paul appeals to them on the basis of their Christian
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* The Victory Bank Case Vlissingen 2010 * Content The Victory Bank Case 1 Content 2 List of Figures 4 Preamble 5 1 Company Description 6 2 Current Situation 10 2.1 CRM Vision 10 2.2 CRM Strategy 11 2.3 Valued Customer Experience 13 2.4 Organizational Collaboration 13 2.5 CRM Processes 15 2.6 CRM Information 17 2.7 CRM Technology 18 2.8 CRM Metrics 19 3 The Main Challenges 21 3.1 Database 21 3.2 Employees 21 3.3 Market position 21 3.4 Extending
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After reading the first two chapters of A People’s History of the United States by Howard Zinn‚ I learned many new facts that I wasn’t aware of. I learned a lot of new information spanning from the time period of 1492‚ when Christopher Columbus first discovered North America until the early 17th Century when the first African slaves were brought to America via the Triangular Trade. Howard Zinn commences his first chapter‚ Columbus‚ The Indians‚ and Human Progress by using imagery to describe the
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Nick I‚ Herbert A‚ Zachary C 10/8/14 Financial Markets and Institutions Central Bank Case 1) The federal funds rate is the term coined to describe the interest rate at which depository institutions lend and borrow overnight funds‚ which are maintained at the Federal Reserve‚ to one another. The official website of the Fed states that “By trading government securities‚ the New York Fed affects the federal funds rate‚ which is the interest rate at which depository institutions lend balances to each
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Chapter 1 Marketing Concept 1-understand the marketplace and customer needs and wants 2-design a customer driven marketing strategy 3-construct an integrated marketing program that delivers super or value 4-build profitable relationship and create customer delight 5-capture value from customers to create profits and customer equity. Marketing satisfies customers’ needs Market place + customer needs concepts 1. Needs (physical‚ social‚ individual) wants and demands(wants backed by buying
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Unit 8- LS312 STRATEGIC PLANNING‚ POLICY AND CONTROL Denia Mukusha Kaplan University Cost Justified Compensation /Discrimination This case takes place in a large computer operations company. The stakeholders in this case are as follows: Joe‚ who has been recently promoted to the position of District Manager of Computer Operation. Mary is the Divisional Manager of Information Systems and Joe reports directly to her. John is the President and CEO of the company and the immediate boss to Mary
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Introduction to Management Science‚ 10e (Taylor) Chapter 11 Probability and Statistics 1) Deterministic techniques assume that no uncertainty exists in model parameters. Answer: TRUE Diff: 1 Page Ref: 489 Main Heading: Types of Probability Key words: deterministic techniques 2) Probabilistic techniques assume that no uncertainty exists in model parameters. Answer: FALSE Diff: 1 Page Ref: 489 Main Heading: Types of Probability Key words: probabilistic techniques 3) Objective
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