“You have to play an instrument whether you like it or not!” my mom yelled as she dragged me to my piano lesson. I dreaded going to piano lessons. The teacher would slap my hands with a ruler if my hands were not cupped correctly. She would yell‚ “Again!” if I played one note wrong. After endless crying and begging‚ my mom finally let me choose an instrument. I wiped away my tears with relief. “Drums!”‚ I replied confidently. After three years‚ the music school decided to organize a recital. I wanted
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structure by raising the debt and using it to pay the dividends or buy back the shares. As a part of evaluating they wanted to find if they are inefficiently financed or not. Under the proposed recapitalization‚ Wrigley would borrow $3 billion and use it either to pay equivalent dividends or to repurchase equivalent shares. Chandler‚ an associate in Aurora Borealis‚ was calculating the impact of this debt on the company. This would affect firm’s share value‚ cost of capital‚ debt coverage‚ earnings per
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Taking on one risk to off set another is hedging. The some of the tools required for hedging are futures‚ forwards‚ and swaps. With options‚ it is called as derivative instruments because one value of asset depends on the value of another asset. Futures contracts Futures were developed originally for agricultural commodities. For example‚ a farmer expects to have 100 tons of wheat to sell next September. If he is worried that the price may decline‚ he can hedge by selling 100 tons of September
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The defining characteristic of a bank is not only it demands deposits in order to write loans. Banks are refer to lending institutions that intermediate (they compete for deposits to write loans) and subsequently‚ they hold two legal commitments across their balance sheets (equity‚ traded on the stock exchange and deposits) and hold exchange settlement accounts with Reserve Bank of Australia‚ the Australia’s central bank. ESAs streamline the settlement of interbank transactions. Bank that acquires
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Native American Instruments Drums and rattles are the most common instruments used in Native American music. Other percussion instruments include rasps‚ bells (usually attached to clothing)‚ and clap-sticks. Melodic instruments include flutes‚ whistles‚ and stringed instruments. The Apache violin is a single-string instrument made from the stalk of the agave plant‚ and is indigenous to the Apache people. The Yaqui violin‚ on the other hand‚ is closely modeled upon European instruments played at missions
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of stock can be viewed in each of the following way: investment‚ financing‚ shareholder distribution and control issue. Repurchase of stock can be a way to use firm’s excess debt capacity. By doing so‚ firm can lower the cost of equity financing. If debt financing is more flexible and cheap‚ replace equity financing with debt financing is a good way to lower the weighted cost of capital. In this sense‚ such action is a financing issue because it controls the cost of financing. On the other hand‚
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Performance improvement Training Petronas has increase their performance by train all their employees to give a better services to the customers. They provide a regular training program to all of their employees in order to satisfy their customers. Staff training and development classes are available to all employees. Facilities Petronas also has improve their performance by providing extra facilities. They provides automated teller machine (ATM) and cash deposit machine (CDM) by CIMB. This is
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A Project Report On “Technical Research on Stocks” Submitted By: HARSHAL HOLKAR MMS (FINANCE) ROLL NO -17 2011-2013 Under the guidance of PROF.ABHAY NAGALE A PROJECT SUBMITTED IN PART COMPLETION OF MMS COURSE WITH Chetana’s R.K. Institute of Management and Research Bandra (E)‚ Mumbai – 400051 July‚2012 DECLARATION This is to declare that the study presented by me to Chetana’s R.K.Institute of management and Research‚ in part completion of the MMS under the title “Technical
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Electric string instruments use electrical signals and amplifiers to increase an instrument’s volume and modify its sound. Composers from all genres of music have used electric instruments in their compositions. While electric instruments more commonly appear in rock and popular music the classical composer George Crumb wrote a composition for electric strings entitled “Black Angels.” Electric string instruments are not the same as semi-acoustic instruments that use a mixture of sound boxes and electric
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has evolved into a musical instrument by the permanent addition of small brass jingles. This instrument is especially popular in Punjabi folk music and the Sikh religious music known as shabad. GHUNGHARU Traditional ghungaru (left) / padded ghungharu (right) Ghungharu are the "tinkle bells" or "jingle bells" which are used to adorn the feet of dancers. When tied to the feet‚ they are played by the act of dancing. They may also be played by hand. This instrument evolved from the payal which
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