1. What are the pros and cons of banking regulations stipulated by the central bank? Comment on the statement that regulations imposed on banks should be based on a strategic regulatory framework so as to be disclosed‚ transparent‚ equitable and predictable. -Pros and cons of banking regulations stipulated by the central bank: Pros: Central bank is one of the organizations which is in charge of making and maintaining bank regulation. Regulation helps to protect the public against loss through
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as a source of long term finance; compare the relative advantages of issuing equity shares and debentures; explain the benefits and limitations of retained earnings; explain the merits and demerits of Public Deposits; outline the rules and regulations about inviting and accepting public deposits by companies; discuss the merits and demerits of long term borrowing from commercial banks. 19.3 Long Term Finance – Its meaning and purpose A business requires funds to purchase fixed assets like land and
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What determines whether a financial asset is included in the M1 money supply? Why are interest-earning checkable deposits included in M1‚ whereas interest-earning savings accounts and Treasury bills are not? A financial assest is included in the M1 money supply when it can be quickly converted into the physical form of money‚ such as dollars and coins. Interested-earning checkable deposits are included because it can be quickly accessible without limitations‚ such as a checking account. Interest earning
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<http://www.businessweek.com/ap/2012-10-18/news-summary-capital-one-posts-higher-3q-profit>. "Capital One Financial Corporation Market Cap." Ycharts. N.p.‚ 06 2012. Web. 6 Dec 2012. <http://ycharts.com/companies/COF/market_cap>. "Core Deposits." Investopedia US. United States: 2012. <http://www.investopedia.com/terms/c/core-deposits.asp Olsen Research Accociates‚ . "Term Federal Funds Sold." BANKdynamics. Olsen Research Associates‚ Inc.‚ 07 2007. Web. Web. 1 Dec. 2012. <http://blogs
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Impact of Corporate Governance on the Performance of Nigerian Deposit Money Banks Okereke EJ & Abu S University of Port Harcourt‚ Rivers State‚ Nigeria Imo State University Owerri Anyanwu GI Abstract Key Words Corporate Governance Index Deposit Money Banks Bank Performance Index Information Disclosure This study examined the relationship between corporate governance practices in Nigerian Deposit Money Banks (DMBs) vis-à-vis their financial performances (2002-06). To accomplish this‚ data
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Colligne‚ Pg. 328). There are three main measurements; M1‚ M2 and M3. M1 represents the most liquid form of money and consists of the sum of currency and coins in the hands of the public‚ demand deposits‚ checkable deposits‚ and travelers checks. M2 is the sum of M1 plus the balances in savings deposits and balances deposited
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people can exchange these items and hold them for varying periods of time. The value may even rise in storage‚ and sometimes a store of value can be held strategically with the goal of enjoying a rise in value‚ as for example with people who hold deposits of gold. The concept of a store of value is an important aspect of many economies. It allows people to engage in a variety of activities because they can rely upon the exchange of items which will be useful not just immediately‚ but also into the
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the Lydians because of three reasons: their gold deposits‚ money system‚ and location. Lydians were very impactful throughout history for three reasons. The gold deposits help the Lydians out in a tremendous amount. Migration came with all these gold deposits. The Lydians also had people from other countries wanting money. The Lydians also had become really really wealthy from these deposits because they thought there was no end to the gold deposits. One nice thing the Lydians could do was barter
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and liabilities. Since most business assets are illiquid businesses can afford to hold illiquid assets as well. Historically bank liabilities have been very liquid. Checking accounts are “demand” deposits meaning that banks are required to pay the value of checking accounts on demand; hence these deposits are as liquid as cash. Because liabilities (plus net worth) must sum to assets‚ a bank needs to hold liquid assets to meet unexpected withdrawals (reductions in liabilities). Hence‚ a bank contends
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