financial statement analysis are horizontal analysis‚ vertical analysis‚ and ratio analysis. The function of all three analyses is to evaluate the significance of financial statements data. Horizontal analysis function is to evaluate and compare data given by the financial statement for at least two years with in its own company. Vertical analysis expresses the amounts of the financial statements as a percentage from the amounts given on the financial statements. Vertical analysis also makes it so that
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ABSTRACT Electronic Banking system has become an important practice among Commercial banks in Nigeria. The introduction of the electronic banking has improve banking efficiency in rendering services to customer. In line with his study the is to aim at examine the impact of electronic banking system in Nigeria. Through the cluster sampling techniques‚ data was collected by means of questionnaires from 40 unity bank Officers and the result shows that Unity Bank electronic banking guidelines are in
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company exchanges the stocked products for the customer’s money. The company has a wide variety in shopping to make this possible. The store offers everything from clothing‚ toys‚ electronics‚ lawn and garden to groceries. The store also offers other amenities that trade services for money‚ such as a pharmacy‚ layaway system‚ and an in store fast food service. Business Occupation is the set of skills Kmart possess‚ which allows them to create value in the goods and services that they offer. Kmart
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Ghosh Indrajit Mitra ADOPTION OF PAYMENT SYSTEMS IN TEN COUNTRIES- A CUSE STUDY OF DIFFUSION OF INNOVATIONS Table of Contents Introduction 3 Literature review: 4 Marketing Research: 7 Case Analysis: 9 Conclusion: 12 Learning Outcomes 13 Introduction The case talks about the the product innovation adopted by the market. The speed of adaptation of an innovationation is dependent on the adaptation of previous products and systems. Social learning plays a major role in diffusion
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Rubrics to Use in a Portfolio Checkpoint System 1- RUBRIC FOR PORTFOLIO EVALUATION: AFTER COLLEGE CORE COURSES CHECKPOINT: Grade | NOT ACCEPATABLE0 | ACCEPATABLE1 | EXCEPTIONAL2 | Element | # | | E-portfolio does not cover the required elements such as; college vision and mission‚ CV‚ etc | E-portfolio covers more than half the required elements such as; college vision and mission‚ CV‚ etc. | E-portfolio covers all the required elements such as; college vision and mission‚ CV‚ etc
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2.13 THE HISTORY OF ELECTRONIC FUND TRANSFER The history of electronic fund transfer and electronic banking are to a large extent ‚closely interrelated with that of the automated banking systems and also the growth of the consumer financial service market now widely offered by banks. The global advent of electronic fund transfer was first marked in the 1950s when there began a major shift in focus of commercial banks to provide services for smaller businesses and individual consumers rather mainly
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Guaranty Trust Bank Plc over more than two decades has distinguished itself as a leading institution and a major contributor to the economic advancement in Nigeria. Guaranty Trust Bank Plc with its headquarter at Victoria Island‚ Lagos as at December 2011 had an operating income of N141.729 billion‚ net income of N52.654 billion‚ total asset of N1‚525.010 billion and a total equity of N235.911 billion and it had more than two thousand‚five hundred employees in Nigeria. Its subsidiaries include Guaranty
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INTRODUCTION The exchange of goods and services can be dated back to the days of slavery when humans were traded in exchange for European fine arts. Subsequently the barter system was introduced at the national level in many countries. However‚ as the trade market increased internationally‚ there needed to be a common exchange system that would be accepted by all trading countries. Gold was the demand and as such many countries accepted it as a common medium of exchange. Despite it acceptance on in
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[pic] Oyster Card – Electronic Ticketing [pic] “Time is money‚ we are told‚ and increasing mobility is a way of saving time‚ but how successful are modern transport systems at saving time? “ (John Whitelegg‚ “Time Pollution”‚ Ecologist 23‚ no.4 – 1993) Service choice reasons [pic] If you live in London‚ you will probably know the Oyster Card fairly well. More or less everybody has one. You use it to pay for bus or tube travel – top up some money on the card and instead of
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Hyperrhiz.06 » Essays » Electronic Literature as an Information System ELECTRONIC LITERATURE AS AN INFORMATION SYSTEM Juan B. Gutierrez CAVIIAR (Advanced Research Center in Artificial Intelligence) Mark C. Marino University of Southern California Pablo Gervás Universidad Complutense de Madrid Laura Borràs Castanyer Universidad Oberta de Catalunya ABSTRACT Electronic literature is a term that encompasses artistic texts produced for printed media which are consumed in electronic format‚ as well as
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