Let me ask u first; do u have a credit card? some of you already have bank accounts and credit cards‚ some of you anyway are going to have because its necessary for life and business. So today I want to tell you about ATM cheating .I found one of the ways of cheaters to take your money from credit card using ATM machine. So I want to present it to you and warn against it. Today or tomorrow u can be a next victim of ATm cheating • On the first slide you can see next to the ATM machine a man
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Cosmic Microwave Background Radiation The Big Bang theory predicts that the early universe was a very hot place and that as it expands‚ the gas within it cools. Thus the universe should be filled with radiation that is literally the remnant heat left over from the Big Bang‚ called the “cosmic microwave background radiation”‚ or CMB. The CMB is an almost-uniform background of radio waves that fill the universe. The CMB is‚ in effect‚ the leftover heat of the Big Bang itself - it was released when
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Q1.List sears strengths and weaknesses. Then asses how well each of the proposed changes in Sears strategy will build on the strengths and work to eliminate the weaknesses? Strengths of Sears - Broad category of product offerings‚ i.e: hard side(hardware) and soft side (women apparel‚ children toys etc) of Sears - Strong retail network system - Colossal numbers of stores with huge capacities are present all over the country‚ both in and off malls. - Owner of mix of brands i.e. : strong brands
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The Cosmic Microwave Background Radiation Perhaps the most conclusive (and certainly among the most carefully examined) piece of evidence for the Big Bang is the existence of an isotropic radiation bath that permeates the entire Universe known as the "cosmic microwave background" (CMB). The word "isotropic" means the same in all directions; the degree of anisotropy of the CMB is about one part in a thousand. In 1965‚ two young radio astronomers‚ Arno Penzias and Robert Wilson‚ almost accidentally
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SOP Inputs for Suffolk University: Please give a thoughtful‚ candid analysis of your professional objectives‚ both long and short term‚ and indicate how the graduate program for which you are applying will help you achieve them. I have grown up watching my father run a construction business called ABC firm. As I became older‚ though I really did not understand the full implications of running a venture‚ I always felt that given the opportunity‚ I would do things a little differently. The company’s
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firm to perform a SWOT analysis in order to assess its current position in its industry. Citibank‚ like any other firm‚ has strengths‚ weakness‚ opportunities‚ and threats to consider in order to compose an effective plan for the future. Identifying the strengths of a company can give that company focus to know which areas it should continue to build on in order to pursue competitive advantages. Although Citibank has many strengths‚ its three major strengths are: diverse range of products‚ global reach
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How does the Citibank budgeting process work? Is this a Participative process? Citibank applies two management processes to control its international branches: sovereign risk limits review and operating budget review. Its budgeting process is a bottom-up. Although it starts from the headquarters’ instructions which guide the timing‚ format and issues needed to be addressed‚ budgeting is not obliged to attain specific targets. The corporation’s long-term goals are shared. Some international branches
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Policy and Purpose The purpose of the GTCC is to serve as the primary payment method for DoD personnel for official travel expenses incurred during TDYs and also allows access to the GSA City Pair Program. Military personnel who violate and misuse the travel card can be prosecuted under Article 92 of the Uniform Code of Military Justice (UCMJ) for failure to obey a lawful order or regulations‚ as well as any other applicable article of the UCMJ based on the nature of the misconduct involved. Civilian
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Case 6: CitiBank 1. On a social standpoint‚ CitiBank is faced with more of their customers expanding their businesses globally and becoming e-enabled. Hence‚ CitiBank had to adapt to this new social trend by shifting to e-space. For instance‚ sophisticated‚ corporate customers wanted to collect payments online and have access to more efficient Web-enabled financial processes. Politically‚ regulators who became more cautious about privacy issues and wanted banks to be able to quickly identify
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Case 1: Citibank Indonesia 1. Citibank’s budgeting process is based on a bottom-up method. It is not compromised of specific goals to be attained by individual operating units‚ but is composed for the corporation as a whole. Citibank was aiming for long-term goals‚ which call for profit growth of 12-15% per year‚ 1.25% return on assets‚ and 20% return on equity. These standards are set for the entire company‚ and individual sectors‚ such as international branches‚ usually set their own higher goals
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