Umbrella insurance provides policyholders with extra liability protection against major claims and lawsuits that go beyond the limits of what their basic insurance policy covers. This excess liability coverage protects them against bodily injury liability claims‚ property damage liability claims‚ legal fees‚ and other liability claims that you are held legally responsible for payment. The primary purpose of an umbrella policy is to protect assets like a home‚ cars‚ investments‚ bank accounts‚ collectibles
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Executive Summary Insurance is used in almost every facet of life‚ ranging from vehicle insurance‚ life insurance‚ medical insurance‚ marine insurance‚ fire insurance‚ dental insurance to even boat or ATV insurance. When you with to obtain insurance for a certain item‚ you must agree upon a premium that you must pay each month. In Bangladeshi perspective‚ Insurance is not new here. Some insurance company formed up here during the British rule in India. At that time‚ 49 insurance business companies
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Issue Trousers & More should have check there stock before putting them on the shelves: Should Mika be accountable for his own skin rash? Can Mika claim for compensation? Application Trousers & More should have check there stock before putting them on the shelves: After finding out that that the item purchased has bisulphite of soda stain he contracted with dermatitis. Bisulphite of soda is a strong acid that can be very dangerous if not used in care. In this case the manufacture is at fault.
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The Importance of Commercial Crime Insurance Executive Summary The current economic pressures that society faces has resulted in a steady increase in commercial crime. Internal theft‚ deception and fraud are just some of the examples that can and have damaged many businesses reputations. In light of the recent scandals that have taken place‚ such as Enron and WorldCom‚ companies must now consider crime insurance as a vital survival tool. Recent reports state that nearly one in three organizations
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CHAPTER I INDIAN INSURANCE INDUSTRY “AN OVERVIEW” THE INSURANCE INDUSTRY IN INDIA AN OVERVIEW With the largest number of life insurance policies in force in the world‚ Insurance happens to be a mega opportunity in India. It’s a business growing at the rate of 15-20 per cent annually and presently is of the order of Rs 1560.41 billion (for the financial year 2006 – 2007). Together with banking services‚ it adds about 7% to the country’s Gross Domestic Product (GDP). The gross premium collection
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Internet as an Insurance Distribution Channel- An Empirical Study Jaya Nema Sr.Faculty‚ LNCT-MER‚Indore Introduction After the liberalization of Indian economy various reforms has been made in the insurance sector which has finally opened the gate of this industry for private sector companies. This has brought changes not only in the design of the products available in the market but also the manner in which they are marketed. There is
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No-Fault Auto Insurance Is Faulty! Hidden truths are the exciting part of contracts as they throw twists and turns into the deal‚ sometimes for better but also sometimes for worse. Just like those “$8/month for the first 6 months” gym memberships have hidden terms and conditions‚ car insurance is no different and it is wise to read the fine print to ensure understanding of what is included. However‚ with car insurance‚ sometimes the fine print is not sufficient as certain parts are emphasized
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If your business owns and utilizes work vehicles‚ commercial truck insurance is essential. Your policies and business practices can impact the costs and types of coverage you may qualify for. By avoiding some common mistakes and keeping the following advice in mind‚ you can ensure that you’ll get the best possible rate. Common Mistakes that Increase the Cost of Commercial Truck Insurance Driving for extended periods - When drivers are on the road for extended periods‚ it can be dangerous. Not only
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University of Phoenix Material Insurance Matrix Directions – Matrix For each type of insurance listed in the matrix‚ identity three functions‚ three coverage characteristics‚ and three companies that offer this type of insurance. |Type of Insurance |Functions |Coverage Characteristics |Companies That Offer It | |Auto |Protects the client from finiacial
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DIFFICULTY LEVEL 1 (Part A) 1) The sum insured under the Deppt of Engg Insurance is stipulated as under. a) Market value b) Depreciated value c) Replacement value d) Present replacement value of equivalent new property in operational policies. Ans. d) Present replacement value of equivalent new property in operational policies. 2) What is the normal period of insurance in deptt of Engg Insurance. a) These are annual policies. b) In all policies period is either
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