NEW RULES ON DEBT CLASSIFICATION AND LOSS RESERVE By Truong Nhat Quang Duong Thu Ha Following Decision No. 127/2005/QD-NHNN dated February 3‚ 2005 issuing the Regulations on Loans Extended by Credit Institutions to Customers‚ the State Bank of Vietnam (SBV) has enacted a number of legal documents aimed at improving credit quality and risk supervision and management‚ including Decision No. 493/2005/QD-NHNN dated April 22‚ 2005 issuing the Regulations on Classification of Debts and Loss
Premium Debt Loan Credit
Ragtime Music – The Beauty of Syncopation Ragtime originated in the 19th century from the combination of African and European musical ideas in the southern states of the U.S. The music was more a result of experimentation and informal learning by example‚ often by self-taught musicians who played in streets and bars. This relaxed folk music became formalized into Ragtime by composers like Ben Harney and Scott Joplin who played the music to large audiences and published it so that its popularity spread
Premium Jazz Blues Music
CHAPTER NO-5 KINGDOM ANIMALIA Phylum Porifera (GK: Porous = Pores + Ferro = form) Main characters: 1. They are commonly called as sponges. 2. They are sessile animals. 3. Sponges range in height from about 1cm to 2cm. 4. More than 5000 species of sponges are found. 5. All are marine‚ while some are fresh water. 6. The central body cavity is called spongocoel. 7. A single large opening is called as osculum. 8. They are filter feeders. 9. Body lining is formed by flagellated cells
Premium Annelid Phylum Cnidaria
CLASSIFICATION OF BRICKS classification of bricks on the basic of the criteria is as follow ACCORDING TO USE Bricks are sometimes‚ broadly classified according to their classes 1.common bricks 2.engineering bricks 3.facing bricks 4.fire bricks 5.specials (special shaped) ACCORDING TO GENERAL PHYSICAL REQUIREMENT 1. first class bricks 2.second class bricks 3.third class bricks 4.over burnt bricks or jama bricks first class bricks: These bricks are table moulded and
Premium Concrete Strength of materials According to Jim
Jason Schaeffer English Comp 1 Fridays 1230 11/03/06 Classification and Division The video game industry is a multibillion dollar a year industry‚ so it isn’t hard to understand why they go through great strides to protect their image. They provide entertainment to all ages‚ genders‚ nationalities‚ and ethnicities. Contrary to the opinions of the industries opponents‚ video games are not destroying our youth‚ they challenge‚ educate‚ and provide an escape from an oppressive world. There
Premium Video game genres World War II Video game
Amines are aliphatic and aromatic derivatives of ammonia. Amines‚ like ammonia‚ are weak bases (Kb = 10−4 to 10−6). This basicity is due to the unshared electron pair on the nitrogen atom. Classification and nomenclature of amines Amines are classified as primary‚ secondary‚ or tertiary based upon the number of carbon-containing groups that are attached to the nitrogen atom. Those amine compounds that have only one group attached to the nitrogen atom are primary‚ while those with two or three
Premium Amine Amide Nitrogen
Topographical classification Rivers can generally be classified as either alluvial‚ bedrock‚ or some mix of the two. Alluvial rivers have channels and floodplains that are self-formed in unconsolidated or weakly consolidated sediments. They erode their banks and deposit material on bars and their floodplains. Bedrock rivers form when the river down cuts through the modern sediments and into the underlying bedrock. This occurs in regions that have experienced some kind of uplift (thereby steepening
Premium Amazon River River
Cost Classifications for Decision-Making. Every decision involves choosing from among at least two alternatives. Only those costs and benefits that differ between alternatives are relevant in making the selection. This concept is explored in greater detail in the chapter on relevant costs. However‚ decision-making contexts crop up from time to time in the text before that chapter‚ so it is a good idea to familiarize students with relevant cost concepts. 1. Differential Costs. A differential cost
Premium Costs
Associate Level Material Cost Classifications Consult Ch. 6 & 7 of Health Care Finance and other sources to complete the form. This worksheet requires you to match the definitions and examples of types of cost‚ and the types of centers where costs occur. Part 1: For each term in Column A‚ select the correct definition from Column B on the right. Write the corresponding letter of the definition next to the term. |Column A | |F |Indirect costs
Premium Costs Budget Variable cost
Patriotic music has been and always will be a foundation for America’s spirit and pride. Since the day America declared independence‚ Americans have relied on this music to inspire and pay tribute to those who fought and served for our country. The land of the free and the home of the brave has been celebrated for years with awe-inspiring music that touches the hearts of all who are fortunate enough to be a part of this land. Majority of patriotic music was written due to the conflicts
Premium United States World War II United States Declaration of Independence