AN APPRAISAL ON WORKING CAPITAL IN BANKING INDUSTRY BY BRIDGET OMOTAYO EMMANUEL ABSTRACT This work is an appraisal on working capital in banking industry. A hundred and twenty questionnaires were distributed among people and managers from selected banks in Nigeria. Interviews and surveys were also conducted. Primary and secondary data were used in the analysis. Tables and percentages were used as the instrument of analysis. It was observed therefore that
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Kalyanasundaram‚ S.‚ Kim‚ J.K.‚ Lowe‚ A.E. and Stachurski‚ Z.H. (2001) ‘Application of nano-indentation‚ nano-scratch and single fiber tests in investigation of interphases in composite materials’‚ Micron 32‚ 765-775. McCarthy‚ C.T. and Vaughan‚ T.J. (2011) ‘COMM Toolbox: A Matlab toolbox for micromechanical analysis of composite materials’‚ Journal of Composite Materials‚ 1-15. Hardiman‚ M.‚ Vaughan‚ T.J. and McCarthy‚ C.T. (2012) ‘The effect of fibre constraint in the nanoindentation of fibrous composite
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Oral Communication July 2008 Definition Oral communication skills are a set of abilities enabling individuals to become confident and competent speakers/communicators by the time they graduate. Rather than thinking of oral communication skills as the ability for a student to make a speech‚ it is important to consider both informal and formal uses of communication within a situation. Rationale Oral communication skills equip students to effectively comprehend‚ critique‚ and analyze information
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Jeffery Dahmer Jeffery Dahmer COMM/215 SUZANNE CONNELLY Jeffery Dahmer A SERIAL KILLER CASE STUDY: JEFFREY DAHMER (1960-1994) Jeffrey Dahmer was born in the year of 1960‚ and was murdered by fellow inmate while incarcerated in 1994 (Jenkins‚ 2004). Dahmer was serving his time in jail for the manslaughter of seventeen men in America. This case study discusses some possible psychological theories to help interpret and grasp what caused Dahmer’s behavior and actions. The theories used were Weiss
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Three factors that affect non verbal communication We are always communicating in some sort of way and that may not necessarily mean we are saying something. Within today’s rapidly growing organisations‚ there are a lot of different types of communications that effect interactions between people in a business no matter how big or small the business may be. ‘An organization is a stable‚ formal social structure that takes resources from the environment and processes them to produce outputs’ (BIS
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ACCG 399 – Accounting in Context ACCG 399 Reflection Learning Log and Essay This reflection learning log and essay guide is a helpful learning tool for you to access when you are completing your learning log and also your reflection essay. It provides you with an introduction to the purpose for setting a reflective piece of work and the benefits this produces for you. It provides activities to help you along the way (see separate guide “ACCG 399 Developing a Reflective Capacity Guidance”) and
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(content changes and editing)‚ Pesina‚ J. (design and layout). Some‚ or all of the material in this helpsheet‚ appear in: Martin Davies (2011)‚ Study Skills for International Postgraduate Students. Basingstoke‚ UK.: Palgrave‚ MacMillan. ISBN: 140 399 580 X. fbe.unimelb.edu.au/celt The Harvard System The Harvard system of referencing is very similar to the APA system of referencing (see CELT Booklet: Basic Referencing Using the APA System) but there are subtle differences in how the reference
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1.1 Political * Increase in business rates affect stores * International trade rules dictate who can be traded with * Current economic climate affecting EU * Cheaper labour through back to work scheme * Minimum wage rise will equal higher staff costs | 1.2 Economic * UK has been in a recession since 2009 * Economic downturn‚ high inflation and slump in spending equal a drop in profits * Retail closures and continued online boom * Reduced availability of loans to businesses
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success of Kindle in 2007‚ Citigroup analyst predict Amazon revenue to be between $400 million and $750 million from selling Kindle by 2010‚ and 1% to 3% of Amazon’s total revenue will come from Kindle (Michael‚ 2008). Amazon priced the Kindle at $399‚ and to attract more buyers Amazon reduced the price to $359 to increase demanded quantity and therefore increase revenue. Because Kindle is elastic product‚ reducing its price will increase the demanded quantity that will increase the total revenue
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justice/fair treatment. Totally the right to privacy and confidentiality. The Tuskegee syphilis study (1932 - 1972): in this study the United States Public Health Service conducted an experiment investigated the effect of untreated syphilis among 399 African-American men from Tuskegee‚ Alabama. In this experiment the ethical violation were beneficence‚ respect for human dignity‚ and justice/fair treatment. U.S. government radiation study (1940s-1990s): In this experiment the United States government
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