Capital adequacy ratio (CAR) also called Capital to Risk (Weighted) Assets Ratio (CRAR)[1]‚ is a ratio of a bank’s capital to its risk. National regulators track a bank’s CAR to ensure that it can absorb a reasonable amount of loss [2] and are complying with their statutory Capital requirements. Capital (Finance) In a fundamental sense‚ capital consists of anything that can enhance a person’s power to perform economically useful work. A stone or an arrow is a capital for a caveman who can
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The principle of utility Bentham developed the utility principle. The rightness or wrongness of an action is determined by its ’utility’ or usefulness. Usefulness refers to the amount pleasure or happiness caused by the action. The theory is k the greatest happiness principle‚ or GHP; The principle of utility means the principle which approves or disapproves of every act‚ according to the tendency which it appears to have to augment or diminish the happiness of the party whose interest is in
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arbitrators and their choice in the light of Claimant’s proposals‚ as well as the nomination of any arbitrator that the Respondent has to make; f) any comments as to the place of the arbitration‚ the language of the arbitration and the applicable rules of law. The Answer and the documents annexed thereto‚ if any‚ shall be supplied in a number of copies sufficient to provide one copy for each arbitrator and one for the secretariat.. 2. Respondent shall attach to the Answer proof of the dispatch‚ within
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Revision Notes: Korean War KOREAN WAR North Korea [Communist] invaded South Korea [Capitalist]. Causes [memory word: DUCKS] Domino theory - Truman thought that Far Eastern countries would fall like dominoes. China became Communist in 1949. Truman feared Japan would follow. He felt he had to stop this. Undermine Communism - - NSC 68 (April 1950) recommended that the US abandon ’containment’ and start to ’roll back’ Communism. Cold War - Truman and
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Malaysian Studies – Revision Notes 1. The Japanese Occupation • The Japanese occupied Malaya for only 3 ½ years (from 15 Feb 1942 to 15 August 1945) • Had a great impact on the country – the conquest of the whole of Malaya was fast and effective • The attack started from two directions‚ from the East and the West • After landing in Kota Bharu‚ the Japanese soldiers rushed to Kuantan and then to Mersing. • On 12 Dec 1941‚ Jitra was captured‚ followed by Penang
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Science Revision Notes Chemistry Atoms are the smallest particle of a particular element. Molecules are particles that contain 2 or more atoms joined together by chemical bonds. Elements are substances that are made up of only one type of atom. Compounds are substances form when two or more elements are joined chemically. Metals are solid at room temperature‚ with the exception of mercury. Metals are good conductors of electricity and heat. Metals can usually be melted at high temperatures. Non-metals
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The Big 50 Revision Guidelines ‐ M1 OPHS The Big 50 Revision Guidelines for M1 If you can understand all of these you’ll do very well… 1. Understand what is meant by a Model in Mechanics‚ and why all real‐life systems have to be modelled in order to be analysed theoretically 2. Know how everyday objects are modelled as Particle‚ Lamina‚ Rigid Body‚ Rod (Light‚ Uniform‚ Non‐ uniform)‚ String (Light‚ Inextensible)‚ Pulley (Light‚ Smooth)‚ Surface (Rough‚ Smooth)‚ Bead‚ Wire and Peg
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Content Analysis Warning: The information below is only for revision purposes to get a better understanding on the description and application of content analysis. Not to be referenced (hence no references are provided) in any coursework as information is taken from a number of other sites with some being of questionable viewpoints. This is really for exam revision Content analysis is a research tool used to determine the presence of certain words or concepts within texts or sets of
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person’s failure to take reasonable care in circumstances where their conduct might foreseeably cause us harm or loss. What is a tort? • The Law of Torts is concerned with minimum standards of conduct expected between people. • To establish liability for a tort you have to go to court (ie. your right to expect certain conduct is conferred by law). Liability in tort is based upon a ‘relationship of liability’ existing between people‚ in contrast to contractual rights which are based on the
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Year 12 UNIT 2 (British History) Topic D2: Britain and the Nationalist Challenge in India 1900-47 MOCK REVISION LIST 2012 The main focus of this option is on the changing relationship between Britain and India in this period and on the reasons for this‚ with particular reference to Indian nationalism. Students will be expected to understand the importance of the growth and impact of Congress and the Muslim League as they challenged Britain’s traditional role in India‚ and they should understand
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