Chapter 19: Types of Risks Incurred by Financial Institutions 46. Why do banks continue to make credit card loans even though credit card default rates are often at least twice as high as other loan types? Answer: Credit card loss rates are higher than many other loan types‚ but FIs charge high enough interest rates (and fees) to make them worthwhile. FIs also extend credit card loans to large numbers of borrowers and the ensuing diversification reduces the risk. Level: Medium 47
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TO THE BUSINESS-TO-BUSINESS MARKETING COMMUNICATION Eva Chlebišová1‚ Jana Kyzeková2‚ Markéta Zajarošová3 1 Technical University Ostrava‚ Czech Republic‚ eva.chlebisova.st@vsb.cz Technical University Ostrava‚ Czech Republic‚ jana.kyzekova.st@vsb.cz 3 Technical University Ostrava‚ Czech Republic‚ marketa.zajarosova@vsb.cz 2 Abstract Approach to the business-to-business communication goes through the significant changes. The global crisis caused the shift to cheaper communication methods
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economic environment on a selected business – D1 After various changes to the economic tax and interest rate‚ CPHP have conducted and compiled research into current public spending. The results show that there has been a dramatic reduction in the level of public spending in the UK. The changes in economic environment will affect a business‚ the profit of the business will be affected because its affect the price and income of a business‚ which are the main aspect of a business. If Tesco decides to
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Machining processes ECM Electrochemical machining (ECM) is a method of removing metal by an electrochemical process. It is normally used for mass production and is used for working extremely hard materials or materials that are difficult to machine using conventional methods.[1] Its use is limited to electrically conductive materials. ECM can cut small or odd-shaped angles‚ intricate contours or cavities in hardened exotic metals‚ such as titanium aluminised‚ Inconel‚ Waspalloy‚ and high nickel
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Intercultural Communication and Business Practice: The system of sharing symbolic resources by a group of people is known as culture and communication is basically the practice of making and exchanging these symbolic resources or meanings. Since intercultural communication is basically communication between people of various cultures‚ intercultural business communication is considered as the communication by people of different cultures between and within businesses (Chen‚ 2007). The importance
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1.2 R OLE OF C OMMUNICATION IN B USINESS 1.3 D EFINITIONS OF C OMMUNICATION 1.4 P URPOSE OF C OMMUNICATION 1.5 T HE C OMMUNICATION S ITUATION 1.6 T HE C OMMUNICATION P ROCESS /C YCLE 1.1 INTRODUCTION The word “communication” derived from the Latin word ‘communicare’ that means to impart‚ to participate‚ to share or to make common. It is a process of exchange of facts‚ ideas‚ opinions and as a means that individual or organization share meaning and understanding
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The 7 essentials of business communication There are many ways to communicate‚ but for it to be effective the message must be given and understood clearly. There are many varieties of communicating e.g. * One way communication from sender to receiver. * two way communication from sender to receiver‚ receiver feeding back to sender‚ consists of meetings and interviews etc‚ * Informal communication is casual meetings and party’s etc. * Open communication which requires no specialist
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Current Trends in Business Communication Cavene Wallace COM/285 November 11‚ 2010 Gerry Blouin Current Trends in Business Communication Business communication play an important role in a person day-to-day life‚ developing the ability to communicate effectively is an important trait‚ as a business depends on communication to be successful. In most jobs today a person can send an e-mail‚ do a PowerPoint presentation
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Current Trends in Business Communication Communication is a skill used every day whether verbal or nonverbal. The success of a business depends on that communication. Communication is the key to getting the point across without losing money. Business communication is changing because of current trends that affect communication. The success of business depends on communication. A person’s ability to communicate can get him or her hired or promoted. Face-to-face‚ presentations‚ e-mail messages
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2012 Nonverbal Communication in the World of Business Communication that is neither a written nor a spoken language that creates a meaning is known as Nonverbal communication. According to bizmove.com‚ “People tend to believe actions more than words.” Movies first started without any audio‚ so the actors and actresses used different kinds of nonverbal communication to convey messages they were trying to get across‚ for example‚ Charlie Chaplin movies. Nonverbal communication plays an important
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