Case Study 6 One of the main causes of the housing bubble “bursting” in the mid-2000’s was largely due to the sub-prime mortgages. A sub-prime mortgage is generally classified as a mortgage loan to a borrower with a low credit score‚ with a small down payment‚ or high debt to income ratio. The market for sub-prime mortgages was 37.6 percent of total mortgages by the end of 2005. In 1994 sub-prime mortgages accounted for only 6 percent of total mortgages. To a great extent the “bubble burst” is
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Joseph Stalin’s dictatorship was characterized by Russia’s ideological transformation of Communism under his reign. Widely regarded as a tyrant‚ Stalin was responsible for massive repression of his people. However Russians remember Stalin for his leadership‚ advances in technologies‚ and victory in World War II. His usage of powerful leadership attributes created fear and promoted a tense paranoid feeling during his dictatorship. Under his leadership‚ Russia experienced a return to pre-revolutionary
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English I Auschwitz: The Death Camp Thesis: Built by the Nazis as both a concentration and a death camp‚ Auschwitz was the largest of the Nazi camps‚ the most diverse and intricate camp of all‚ and the main center for the death of Jews during the Holocaust. Outline I. Largest of Nazi Death Camps A. Consisted of three camps B. Thirty-seven sub camps C. Seven gas chambers and crematories II. Most diverse and intricate camp A. Decorations made the camp look “fun” B. Many decorations
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Is sending kids to adult prisons and trying them as adults the best solution for our crime problem or would rehabilitating juveniles be a better option? Most people agree that kids who commit violent crimes need to be punished. However‚ do they really learn anything from being punished as an adult? In today’s society‚ punishment and rehabilitation has always been a big problem within our views in the Juvenile Justice System. Rehabilitation beats punishment! Adolescents who are tried and convicted
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overcrowding of prisons. To have prisons overcrowded it takes more tax payers dollars to support each inmate‚ and with the economic crisis were in today we need some change. The average prisoner takes thirty thousand dollars a year to be imprisoned‚ and it’s even more for inmates on death row. A death row inmate takes an average of one hundred thousand dollars a year of tax payer’s money‚ and could be on death row for many years. The prisons are so overcrowded that the budget of the prisons has grown
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system has incarcered their way out for so long‚ that federal and state prisons and county jails are being bombarded with crisis levels of overcrowding (Alcohol Monitoring Systems‚ Inc.‚ 2013). Researchers have also predicted that the situation will continue to get worse because operating budgets are severely being cut‚ and funding to build new facilities are null. Current projections revealed in 2011‚ that the United States prison population has increased a 13 percent‚ which is triple the growth of
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As a Fish Camp counselor‚ I hope to gain a full understanding of the Fish Camp values‚ leadership and professional experience‚ and a heightened sense of what it truly means to be an Aggie. Although the Fish Camp values aren’t identical to A&M’s core values‚ their themes overlap‚ so by embodying one set‚ the other is not far behind at all. Fish camp is pure growth and development. Development of oneself is vital in helping develop others. Through meetings‚ developmental programs‚ and workdays‚ I’ll
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“Indian Camp” Essay In Hemingway’s short story “Indian Camp”‚ the use of light and dark symbolism is apparent throughout. Two different races are seen in the story‚ the white man‚ and the dark skinned Indians. The white man seems to be living the life‚ while the Indians live in a life of oppression and despair. The white man is clearly “superior” to the Indians‚ however Hemingway’s greater purpose of this symbolism is seen in the enlightenment of Nick Adams. When Nick Adams begins the story
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recidivism‚ reintegration‚ race‚ and the rank felons hold in the job market. If we as a society aren’t inflicting a positive attitude onto these ex-convicts‚ then we can’t expect them to uphold a positive outlook for their future. If people going into prison can adapt to those norms and take on the role of a convict; why is it so difficult for those same people coming into society to adapt to the present norms and reintegrate to a new lifestyle being brought upon them. Once they’re left on their own
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Privatization of Prisons As state budgets throughout America become tighter because of rising costs‚ many are looking at private prisons as a way to reduce the cost in detaining inmates. Just like everything else in America there has to be a debate about it. There are those that are for the privatization of prisons and those that are against it. James A. Fagin introduced this topic in his text book CJ2013; he discussed the major selling point of private prisons‚ and the problems that states are
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